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All Journal JURNAL RELASI STIE MANDALA JEMBER Vidyottama Sanatana: International Journal of Hindu Science and Religious Studies GANEC SWARA Eksis: Jurnal Riset Ekonomi dan Bisnis Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Ilmiah Satyagraha Relasi : Jurnal Ekonomi Jurnal SUTASOMA JIS Siwirabuda (Jurnal Ilmiah Sains Sosial, Kewirausahaan dan Kebudayaan) Ganec Swara
Ni Rai Artini
Fakultas Ekonomi Dan Bisnis Universitas Tabanan
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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ANALISIS SOSIAL EKONOMI TERHADAP PENDAPATAN PENGUSAHA TANAMAM HIAS DI KECAMATAN MENGWI KABUPATEN BADUNG I GUSTI AYU LIA YASMITA; NI RAI ARTINI; NI MADE TAMAN AYUK
GANEC SWARA Vol 18, No 2 (2024): Juni 2024
Publisher : Universitas Mahasaraswati K. Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35327/gara.v18i2.883

Abstract

This study aims to determine the influence of socioeconomic factors, namely capital, land area, and labor, on the income of ornamental plant entrepreneurs in Mengwi District, Badung Regency. Respondents in this study were determined using a Census method, consisting of 63 ornamental plant entrepreneurs. The data used in this study are primary data. Data collection was conducted through interviews with respondents using structured questionnaires. Hypothesis testing was conducted using various analytical tools, including multiple linear regression analysis, T-test, F-test, preceded by classical assumption tests. The results of the t-test indicate that partially, capital, land area, and labor significantly and positively affect the income of ornamental plant entrepreneurs in Mengwi District, Badung Regency. The results of the F-test indicate that simultaneously, capital, land area, and labor significantly affect the income of ornamental plant entrepreneurs in Mengwi District, Badung Regency. The coefficient of determination (R Square) is 0.847, indicating that the independent variables (capital, land area, and labor) collectively contribute 84.7 percent to the income of ornamental plant entrepreneurs in Mengwi District, Badung Regency. The remaining 15.3 percent is influenced by other factors not explained in this model.
PENGARUH IMPLEMENTASI PANCA YAMA BRATHA DALAM PELAYANAN PUBLIK TERHADAP KINERJA KARYAWAN LEMBAGA PERKREDITAN DESA DI KECAMATAN PENEBEL NGURAH MADE NOVIANHA PYNATIH; RAI ARTINI
GANEC SWARA Vol 18, No 4 (2024): Desember 2024
Publisher : Universitas Mahasaraswati K. Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35327/gara.v18i4.1165

Abstract

The aim of this study is to explore the impact of Panca Yama Bratha (ahimsa, satya, asteya, brahmacharya, and awyawaharika) on the performance of employees at LPD in Penebel District. This research was conducted at the LPD located in Penebel District, Tabanan Regency. The subjects of the study include ahimsa, satya, asteya, brahmacharya, awyawaharika, and the performance of LPD employees in the area. The sample size used in this study consists of 70 respondents, employing a survey method. The data analysis technique used is Multiple Linear Regression Analysis. The results indicate that all independent variable namely ahimsa, satya, asteya, brahmacharya, and awyawaharika have a positive and significant partial effect on the performance of LPD employees in Penebel District. Additionally, the overall implementation of Panca Yama Bratha also shows a significant impact on the performance of LPD employees in the region.
HOW BANK SERVICE INNOVATION AFFECTS THE VALUE OF CUSTOMER EXPERIENCE AND DECISION TO BE LOYAL Aripin, Zaenal Aripin; Ngurah Made Novianha Pynatih; Ni Rai Artini
Jurnal Ilmiah Sains Sosial, Kewirausahaan dan Kebudayaan Vol. 1 No. 2 (2023): JIS SIWIRABUDA September 2023
Publisher : Universitas Tabanan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58878/jissiwirabuda.v1i2.238

Abstract

In light of technological advancements and heightened competition in banking, institutions are adopting service innovations to retain clientele. Yet, the impact of such innovations on customer experience value and loyalty remains underexplored. This study aims to scrutinize the relationship between bank service innovation, customer experience value, and loyalty decisions. Additionally, it seeks to identify pivotal factors within service innovation that shape customer experience value and loyalty choices. Employing a literature study encompassing previous research, articles, and books on bank service innovation, customer experience, and loyalty, the research sourced reliable data to comprehensively comprehend the subject. Findings highlight the positive influence of bank service innovation on customer experience value. Greater innovation levels correlate with elevated experiential value for customers. Moreover, customer experience value significantly impacts decisions to remain loyal. Key determinants such as service reliability, user-friendliness, and interaction quality sway both customer experience value and loyalty decisions. This research adds vital insights into how bank service innovations mold customer experience value and loyalty determinations. The outcomes provide guidance for banks to implement effective service innovations, thereby enriching customer experiences and fortifying loyalty.
Collaboration Of Consumer Resources For Service Innovation In Social E-Commerce: The Effects Of Social Media Influencer Mediation Aripin, Zaenal Aripin; Pynatih, Ngurah Made Novianha; Ni Rai Artini
Jurnal Ilmiah Sains Sosial, Kewirausahaan dan Kebudayaan Vol. 2 No. 1 (2024): JIS SIWIRABUDA Maret 2024
Publisher : Universitas Tabanan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58878/jissiwirabuda.v2i1.273

Abstract

The rapid growth of social e-commerce has transformed the online commerce landscape, driving significant changes in consumer behavior. Consumer resource collaboration is becoming increasingly important in this context, enabling brands to expand reach and accelerate service innovation. On the other hand, the influence of social media influencers is increasingly strengthening the role of consumers in influencing purchasing decisions and creating trends. This research aims to investigate the role of consumer resource collaboration in driving service innovation in social e-commerce, by considering the mediating effect of social media influencers. The research approach used is qualitative by analyzing data from related journals, articles and books. The research involved a survey of respondents involved in social e-commerce, as well as in-depth interviews with social media influencers involved in collaborations with brands. The research results show that consumer resource collaboration has a significant impact in expanding brand reach, increasing consumer engagement, and accelerating the adoption of innovations in social e-commerce. Social media influencer mediation has also been proven to strengthen consumer influence in influencing purchasing decisions and creating greater brand awareness.
Pengaruh Investasi, Lingkungan Kerja dan Kepastian Pasar Terhadap Kesejahteraan Petani Jahe Merah Arya Kusuma, Bagus; Ni Rai Artini; Ni Luh Putu Seriasih
Jurnal SUTASOMA (Science Teknologi Sosial Humaniora) Vol 3 No 1 (2024): Desember 2024
Publisher : Universitas Tabanan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58878/sutasoma.v3i1.336

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Investasi, Lingkungan Kerja, dan Kepastian Pasar terhadap Kesejahteraan Kelompok Petani Jahe Merah di Desa Tua, Kecamatan Marga, Kabupaten Tabanan Bali. Data dikumpulkan melalui kuesioner yang dibagikan kepada 60 petani jahe merah yang tergabung dalam kelompok tani di desa tersebut. Metode analisis yang digunakan adalah regresi linier berganda dengan uji F, uji t, uji multikolinearitas, dan koefisien determinasi (R²) untuk menguji signifikansi dan kekuatan hubungan antar variabel. Hasil penelitian menunjukkan bahwa secara simultan, variabel Investasi, Lingkungan Kerja, dan Kepastian Pasar berpengaruh signifikan terhadap kesejahteraan kelompok petani jahe merah dengan nilai signifikansi uji F sebesar 0,003. Secara parsial, Kepastian Pasar memiliki pengaruh signifikan terhadap kesejahteraan dengan nilai t-hitung sebesar 3,028 dan signifikansi 0,004, sementara Investasi dan Lingkungan Kerja tidak menunjukkan pengaruh signifikan. Koefisien determinasi (R²) sebesar 0,219 menunjukkan bahwa variabel-variabel independen mampu menjelaskan 21,9% variasi dalam kesejahteraan petani, sementara sisanya dipengaruhi oleh faktor lain. Penelitian ini menyimpulkan bahwa kepastian pasar merupakan faktor utama yang memengaruhi kesejahteraan petani jahe merah di Desa Tua, sedangkan investasi dan lingkungan kerja belum memiliki pengaruh yang signifikan. Diperlukan upaya peningkatan akses pasar yang lebih stabil dan pasti untuk meningkatkan kesejahteraan petani di daerah tersebut.
THE EFFECT OF TRI HITA KARANA CULTURE ON FINANCIAL PERFORMANCE IN VILLAGE CREDIT INSTITUTIONS (LPD) IN BADUNG DISTRICT Ni Rai Artini
Vidyottama Sanatana: International Journal of Hindu Science and Religious Studies Vol 8 No 1 (2024)
Publisher : UHN I Gusti Bagus Sugriwa Denpasar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25078/vidyottama.v8i1.2135

Abstract

In Bali, the Village Credit Institution (LPD) has emerged as a noteworthy microfinance institution, characterized by its unique ownership structure tied to traditional village institutions. This institution's legitimacy is anchored in Governor of Bali Decree Number 3 of 2017, bolstered by the implementing regulations outlined in Governor of Bali Regulation No. 44 of 2017. The primary objective of this study is to investigate the impact of the Tri Hita Karana culture on the financial performance of Village Credit Institutions (LPDs) in Badung Regency. The Tri Hita Karana culture is assessed using subvariables encompassing Parahyangan, Pawongan, and Palemahan elements. The financial performance of LPDs is gauged using the Return On Asset (ROA) ratio. Data collection was conducted through cross-sectional surveys employing a Likert scale, with the Village Credit Institutions (LPDs) in Badung Regency as the unit of analysis. The study involved 55 respondents, specifically the heads of LPDs, selected using Proportional Random Sampling. Path analysis was employed as the method for hypothesis testing. The findings of this research underscore the positive and statistically significant influence of the Tri Hita Karana culture, encompassing its subvariables of Parahyangan, Pawongan, and Palemahan, on the financial performance of Village Credit Institutions (LPDs) in Badung Regency. As a result, it is strongly recommended that LPD leadership actively promotes and integrates the Tri Hita Karana culture into their operations, serving as a guiding principle for LPD managers. This cultural emphasis is poised to enhance the overall financial performance of LPDs, thus fostering sustainable development and empowerment within the local community.
PENGARUH BUDAYA ORGANISASI TERHADAP KINERJA KARYAWAN DENGAN KEPUASAN SEBAGAI VARIABEL MEDIASI PADA LEMBAGA PERKREDITAN DESA DI KABUPATEN BADUNG Ni Rai Artini; Ngurah Made Novianha Pynatih; Ni Made Taman Ayuk
Jurnal Ilmiah Satyagraha Vol. 6 No. 1 (2023): Jurnal Ilmiah Satyagraha
Publisher : Universitas Mahendradatta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Village Credit Institution is a financial institution belonging toPakraman Village which has developed, providing social, economic and culturalbenefits to its members so that its existence needs to be fostered, improved andpreserved. The purpose of this study was to determine the direct or indirect effectof organizational culture on employee performance on job satisfaction. The location of this research was carried out at Village Credit Institutions inBadungRegency, totaling 122 LPDs. Data were collected in cross-section through a questionnaire with a Likert scale. Respondents were the employee of LPD asmany as 94 respondents. The sampling technique uses Proportionate StratifiedRandom Sampling. The data analysis method used to test the hypothesis is pathanalysis. Based on the results of the analysis it is known that: 1) organizationalculture has a direct positive and significant effect on employee performance at theLPD in Badung Regency, 2) organizational culture has a direct positive andsignificant effect on job satisfaction at the LPD in Badung Regency, 3)organizational culture has an indirect effect and significantly to the performanceof employees at LPD in Badung Regency through job satisfaction and 4) jobsatisfaction has a direct positive and significant effect on employee performanceat LPD in Badung Regency.
PENGARUH RASIO LOAN TO DEPOSIT RATIO, RETURN ON ASSET,RETURN ON EQUITY DAN NET INTEREST MARGIN TERHADAP RETURNSAHAM PADA PERUSAHAAN PERBANKANDI BURSA EFEK INDONESIA I GUSTI AYU META PURMINA DEWI; I NYOMAN GEDE MARTA; NI RAI ARTINI
Jurnal Ilmiah Satyagraha Vol. 6 No. 2 (2023): Jurnal Ilmiah Satyagraha
Publisher : Universitas Mahendradatta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

 Penelitian ini bertujuan untuk menganalisis dan menjelaskan Pengaruh RasioLoan To Deposit Ratio, Return On Asset, Return On Equity dan Net Interest MarginTerhadap Return Saham pada Perusahaan Perbankan di Bursa Efek Indonesia. Datayang digunakan dalam penelitian ini adalah data sekunder yang diperoleh darilaporan keuangan tahunan (annual report) Perusahaan Perbankan yang dapat diaksesdi situs www.idx.co.id. Penelitian ini dilakukan pada Perusahaan Perbankan yangtercatat di Bursa Efek Indonesia (BEI) periode 2018-2020. Jumlah populasi sebanyak36 perusahaan dengan metode penentuan sampel purposive sampling didapatkansampel sebanyak 27 perusahaan. Metode pengumpulan data yang digunakan adalahmetode observasi non partisipan dengan teknik analisis data regresi linier berganda.Berdasarkan hasil analisis ditemukan bahwa LDR tidak berpengaruh positifdan signifikan terhadap Return Saham, ROA berpengaruh positif dan signifikanterhadap Return Saham, ROE berpengaruh negatif dan signifikan terhadap ReturnSaham, dan NIM tidak berpengaruh positif dan signifikan terhadap Return Saham. 
PENGARUH IMPLEMENTASI KONSEP TRI KAYA PARISUDHA TERHADAP KINERJA KEUANGAN LEMBAGA PERKREDITAN DESA (LPD) DI KABUPATEN BADUNG: The Influence Of The Implementation Of The Tri Kaya Parisudha Concept On The Financial Performance Of Village Credit Institutions (LPD) In Badung Regency Rai Artini; Ngurah Made Novianha Pynatih
Ganec Swara Vol. 19 No. 2 (2025): Juni 2025
Publisher : Yayasan Al-Amin Qalbu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59896/gara.v19i2.261

Abstract

This study aims to determine the effect of Tri Kaya Parisudha (manacika, wacika, and kayika) on the financial performance of LPDs in Badung Regency. The research was conducted on LPDs in Badung Regency. The objects of this study are manacika, wacika, kayika, and the financial performance of LPDs in Badung Regency. The total sample in this study consisted of 55 respondents, selected using proportional random sampling. The data analysis technique used is Multiple Linear Regression Analysis. The results of this study indicate that all independent variables (manacika, wacika, and kayika) have a partial, positive, and significant effect on the financial performance of LPDs in Badung Regency. The simultaneous implementation of Tri Kaya Parisudha (manacika, wacika, and kayika) also has a significant effect on the financial performance of LPDs in Badung Regency
FAKTOR-FAKTOR YANG MEMPENGARUHI JUMLAH KREDIT YANG DIBERIKAN OLEH PT BPR CAHAYA ARTHABALI DI KECAMATAN MENGWI KABUPATEN BADUNG: Factors Affecting The Amount Of Credit Provided By PT BPR Cahaya ArthaBali In Mengwi District, Badung Regency Ngurah Made Novianha Pynatih; Ni Rai Artini; I Nyoman Gede Marta
Ganec Swara Vol. 19 No. 4 (2025): Desember 2025
Publisher : Yayasan Al-Amin Qalbu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59896/gara.v19i4.475

Abstract

The purpose of this study is to determine the effect of the amount of savings, the amount of deposits, and the interest rate on the amount of credit at PT. BPR Cahaya ArthaBali in Mengwi District, Badung Regency. The type of data used in this study is quantitative data, and the data source is secondary data. The population in this study consists of reports on the amount of savings, the amount of deposits, interest rates, and the amount of credit at PT. BPR Cahaya ArthaBali. The sampling technique used is purposive sampling with criteria based on the total amount of savings, deposits, credit, and the average monthly interest rate for the period from January 2020 to December 2024. The analytical technique used is multiple linear regression. The results of the hypothesis testing show that the amount of savings and the amount of deposits partially have a positive and significant effect on the amount of credit. Meanwhile, the interest rate variable partially has a negative and significant effect on the amount of credit. Based on the F-test, the amount of savings, the amount of deposits, and the interest rate simultaneously have a significant effect on the amount of credit provided by PT. BPR Cahaya ArthaBali
Co-Authors Aripin, Zaenal Aripin Bagus Arya Kusuma I GUSTI AYU LIA YASMITA I GUSTI AYU META PURMINA DEWI I Nyoman Gede Marta, I Nyoman Gede made taman ayuk Ngurah Made Novianha Pynatih Ni Luh Putu Seriasih