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Pendampingan Optimalisasi Pengamatan Kasus Kemiskinan sebagai salah satu Masalah Variabel Makro Ekonomi nelva nelva; M. Ilham Tanjung; Asuat Mariana
BERNAS: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 1 (2023)
Publisher : Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (435.867 KB) | DOI: 10.31949/jb.v4i1.4063

Abstract

Abstract Poverty is one of the problems of macroeconomic variables and is very difficult to resolve. As we know, the problem of poverty is not only the responsibility of the government, but also of all of us. Every little care and attention from us as elements of society to the poor will be able to bring happiness to the poor and of course, they will feel their presence in the social environment. Apart from getting additional insight, this Poverty Observation activity will also open up more social souls from students who are members of the implementation of these activities. Keywords: Poverty, Macro Variables Abstrak Kemiskinan merupakan salah satu masalah dari variabel makroekonomi dan sangat sulit untuk di tuntaskan. Seperti yang kita ketahui masalah kemiskinan ini bukan saja tanggung jawab pemerintah semata namun juga menjadi tanggung jawab kita bersama. Setiap kepedulian dan perhatian kecil dari kita sebagai elemen lapisan masyarakat kepada warga miskin akan mampu menghadirkan kebahagiaan bagi si warga miskin dan tentunya mereka merasakan kehadiran mereka di lingkungan sosial. Selain mendapatkan tambahan wawasan, kegiatan Pengamatan Kemiskinan ini juga akan membuka lebih banyak jiwa sosial dari mahasiswa/i yang tergabung dalam pelaksanaan kegiatan tersebut. Kata Kunci: Kemiskinan, Variabel Makro
Pendampingan Optimalisasi Pengamatan Kasus Kemiskinan sebagai salah satu Masalah Variabel Makro Ekonomi nelva nelva; M. Ilham Tanjung; Asuat Mariana
BERNAS: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 1 (2023)
Publisher : Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/jb.v4i1.4063

Abstract

Abstract Poverty is one of the problems of macroeconomic variables and is very difficult to resolve. As we know, the problem of poverty is not only the responsibility of the government, but also of all of us. Every little care and attention from us as elements of society to the poor will be able to bring happiness to the poor and of course, they will feel their presence in the social environment. Apart from getting additional insight, this Poverty Observation activity will also open up more social souls from students who are members of the implementation of these activities. Keywords: Poverty, Macro Variables Abstrak Kemiskinan merupakan salah satu masalah dari variabel makroekonomi dan sangat sulit untuk di tuntaskan. Seperti yang kita ketahui masalah kemiskinan ini bukan saja tanggung jawab pemerintah semata namun juga menjadi tanggung jawab kita bersama. Setiap kepedulian dan perhatian kecil dari kita sebagai elemen lapisan masyarakat kepada warga miskin akan mampu menghadirkan kebahagiaan bagi si warga miskin dan tentunya mereka merasakan kehadiran mereka di lingkungan sosial. Selain mendapatkan tambahan wawasan, kegiatan Pengamatan Kemiskinan ini juga akan membuka lebih banyak jiwa sosial dari mahasiswa/i yang tergabung dalam pelaksanaan kegiatan tersebut. Kata Kunci: Kemiskinan, Variabel Makro
COMPARATIVE ANALYSIS OF FINANCIAL PERFORMANCE OF CONVENTIONAL BANK AND SHARIA BANK IN INDONESIA: ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK KONVENSIONAL DENGAN BANK SYARIAH DI INDONESIA Yusriwarti; Boni Kristoven; Dini Oktaviani; M. Ilham Tanjung; Prehasti Regita
MANKEU (JURNAL MANAJEMEN KEUANGAN) Vol. 2 No. 1 (2024): MANKEU (JURNAL MANAJEMEN KEUANGAN)
Publisher : Indragiri Research Center (ingreat)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61167/mnk.v2i1.123

Abstract

This research aims to compare the financial performance between Conventional Banks and Sharia Banks in the 2019-2023 period in Indonesia. The samples from this research were BCA Bank as a Conventional Bank and BCA Syariah Bank as a Sharia Bank, and sampling was determined using the purposive sampling method. This research uses financial ratios in the form of Non Performance Financing (NPF), Financing To Deposit Ratio (FDR), Return on Assets (ROA), Operational Expenditure to Operational Income (BOPO), Capital Adequacy Ratio (CAR). This research uses the Independent Sample t-Test. The research results show that Bank BCA has ideal ratio values ​​for ROA, BOPO, CAR, whereas Bank BCA Syariah has ideal ratio values ​​for NPF, FDR and CAR. Overall or the average ratio, there is a significant difference between Conventional Banks and Sharia Banks.
THE ROLE OF FINTECH APPLICATIONS IN IMPROVING INVESTMENT EASE IN INDONESIA M. ILHAM TANJUNG
MANKEU (JURNAL MANAJEMEN KEUANGAN) Vol. 2 No. 3 (2024): MANKEU (JURNAL MANAJEMEN KEUANGAN)
Publisher : Indragiri Research Center (ingreat)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61167/mnk.v2i3.221

Abstract

The development of financial technology (fintech) in Indonesia has transformed how people invest by providing accessibility, transparency, and efficiency in digital financial management. This study aims to analyze the roles of two major fintech applications, Bibit and Indodax, in facilitating investment access and improving digital financial literacy among users. The research employed a literature review and descriptive observation method using data from the Financial Services Authority (OJK), Commodity Futures Trading Regulatory Agency (BAPPEBTI), academic publications, and official company reports. The results show that Bibit excels in user-friendliness and investment education, while Indodax emphasizes flexibility in crypto-asset trading. Both contribute positively to the expansion of digital financial inclusion, although they differ in risk levels. In conclusion, fintech-based investment platforms play a crucial role in promoting more inclusive, efficient, and secure investment practices, yet continuous financial literacy improvement is necessary to ensure responsible risk management among users.