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All Journal MANAZHIM The Indonesian Journal of Islamic Law and Civil Law International Journal of Sociology of Religion Saqifah: Jurnal Hukum Ekonomi Syariah
Nurmu’izzatin Zaharatul Parhi
UIN Sunan Kalijaga Yogyakarta
Religion Economics, Econometrics & Finance Education Neuroscience Social Sciences

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Analisis Kepatuhan Akad Baku Peer to Peer Lending Syariah terhadap Fatwa DSN MUI Nomor 117 DSN-MUI/II/2018 (Studi Kasus pada PT. Qazwa Mitra Hasanah) Muh Rizwan Azzahidi; Nurmu’izzatin Zaharatul Parhi
MANAZHIM Vol 5 No 1 (2023): FEBRUARI
Publisher : Manajemen Pendidikan Islam STIT Palapa Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36088/manazhim.v5i1.2723

Abstract

The purpose of this study is to understand the synchronization of the standard contracts contained in Qazwa.id with Islamic law and to find out how the legal protection for financiers is in the standard contracts made by Qazwa. This research uses the literature study method with DSN-MUI fatwa data sources, laws, POJK and articles that are relevant to this research. The results of this study are that overall Qazwa's standard contracts and the general terms and conditions that apply to Qazwa are in accordance with DSN MUI Fatwa Number 117 of 2018 concerning Information Technology-Based Financing Services Based on sharia principles. Legal protection for consumers in the early stages or before the contract takes place, consumers will receive education about platform, information and product transparency services. Qazwa also provides online customer service that responds swiftly to questions and complaints from potential lenders. Therefore, the form of legal protection for consumers in the early stages before the contract has been implemented and implemented optimally by the organizers.
Towards Sharia E-Commerce Regulation: Analysis of Gharar and Consumer Protection in Indonesia Ahdiyatul Hidayah; Nurmu’izzatin Zaharatul Parhi
Saqifah: Jurnal Hukum Ekonomi Syariah Vol 10, No 1 (2025): Saqifah:Jurnal Hukum Ekonomi Syariah
Publisher : Saqifah: Jurnal Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/sqf.v10i1.707

Abstract

The development of digital technology has changed the pattern of conventional transactions to be online-based through e-commerce. Although it offers convenience and efficiency, e-commerce transactions also have potential legal problems, especially related to the unclear product information, payment methods, and delivery systems, which lead to gharar elements. In sharia economic law, gharar is seen as a prohibited uncertainty because it has the potential to harm one party and injure the principle of justice in the contract. This research aims to examine the concept of gharar in the context of digital transactions and examine consumer protection mechanisms according to the perspective of sharia economic law. The method used is normative legal research with a qualitative approach through literature studies on classical and contemporary fiqh books, national regulations, and relevant fatwas. The results of the study show that e-commerce is prone to contain elements of gharar, both explicitly and implicitly. Therefore, consumer protection is needed that is not only based on positive law, but also integrates sharia principles such as honesty (sidq), clarity of contract (ablution al-'aqd), and trust. This study recommends the need for special regulations on sharia e-commerce and increasing digital muamalah literacy for the Muslim community. 
Different Age Marriage Yaman: Study Of Muslim Man's Marriage To Woman Of The Book Nurmu’izzatin Zaharatul Parhi
International Journal of Sociology of Religion Vol. 2 No. 2 (2024): International Journal of Sociology of Religion
Publisher : ASTEEC

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70687/ijsr.v2i2.52

Abstract

In writing this article, I would like to fully elaborate on the Yemeni laws regarding the marriage of Muslim women in Yemen, discussing the annulment of marriages of men who adhere to Islam or Muslims who do not marry Muslim women and women of the Book in Yemen. As for the women of the book who can be married to Muslim men in Yemen, it is necessary to elaborate on the permissibility of marrying women who are not Muslims. Yemen itself fully takes the source of law in the text of the Quran where the regulation of marriage in Yemen between Muslim men and women of the book is allowed and regulated in Yemeni legal laws. On the other hand, interfaith marriages in other regions regarding women of the book cannot be found, in Indonesia for example, interfaith marriages only explain marriages between Muslims and non-Muslims or non-Muslims, there is no mention of women of the book at all. For this reason, this article aims to elaborate on the explanation of women of the book, in the midst of the debate whether or not it is permissible to marry a woman of the book, Yemen still adheres to the text of the Quran which allows Muslim men to marry women of the book to this day.
Sacrificed Privacy: Criticism of Child Exploitation on Social Media from the Perspective of Maqasid al-Syariah Mohammad Imamin Na'im; Nurmu’izzatin Zaharatul Parhi; Moh. Asyiq Amrulloh
The Indonesian Journal of Islamic Law and Civil Law Vol 7 No 1 (2026): April
Publisher : Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51675/58b4x444

Abstract

The phenomenon of children being used as content on social media solely to pursue viewers has generated serious problems, as it neglects their fundamental rights. Based on this concern, this study aims to explain why children should not be exploited as content merely for social media viewers and to analyse it through the perspective of maqasid al-Syariah. The research employs a qualitative approach using the library study method. Data sources were obtained from books, journal articles, proceedings, research reports, and credible official websites, which were then analysed within the framework of maqasid al-Syariah. With its descriptive, analytical, and explorative character, this study does not only describe the practice of child exploitation on social media but also interprets its impact on the five fundamental principles of maqasid al-Syariah, namely religion, life, intellect, lineage, and property. The findings reveal that turning children into digital content clearly harms their best interests. Such practices violate the right to protection, cause psychological trauma, erode privacy, and shift the meaning of the parent–child emotional bond into that of a producer–actor relationship. The analysis of maqasid al-Syariah confirms that this phenomenon contradicts hifz al-nafs as it endangers life, hifz al-‘aql as it disrupts intellectual development, hifz al-nasl as it weakens the foundation of lineage, and hifz al-mal as financial motives cannot justify sacrificing a child’s dignity. Therefore, the exploitation of children in digital media has neither moral nor religious legitimacy. This research contributes to strengthening the conceptual basis for parents, policymakers, and industry actors to be more sensitive in protecting children in the digital sphere, while also enriching academic literature with a robust and applicable normative-religious framework.
Co-Authors Ahdiyatul Hidayah Moh. Asyiq Amrulloh Mohammad Imamin Na'im Muh Rizwan Azzahidi