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Pengaruh Tingkat Suku Bunga Terhadap Minat Nasabah Untuk Deposito Pada PT. Bank Perkreditan Rakyat Mitra Harmoni Mataram Nasruddin; Murah
Journal Ilmiah Rinjani : Media Informasi Ilmiah Universitas Gunung Rinjani Vol. 11 No. 1 (2023): Journal Ilmiah Rinjani: Media Informasi Ilmiah Universitas Gunung Rinjani
Publisher : LPPM Universitas Gunung Rinjani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53952/jir.v11i1.459

Abstract

The main problem in this study is whether there is influence from the interest rate component which consists of interest rate variables (X1), inflation rate variables (X2), LPS variables (X3), interbank competition variables (X4), and time period variable (X5) partially or simultaneously on customer interest in PT. BPR Mitra Harmoni Mataram. So the purpose of this study is to determine the effect of interest rates consisting of interest rates, inflation rates, LPS, competition between banks and time periods both simultaneously and partially on the interest of BPR Mitra Harmoni Mataram customers. This research is an associative research with the research method used is quantitative analysis. The number of sample in this study is 51 samples with a research questionnaire as a measurement instrument. From the research conducted, it is known that interest rates, which consist of interest rates, inflation rates, and LPS, have a positive and significant effect. This can be seen from the resulting regression equation, where Y = 0.319X1 + 0.569X2 + 0.376X3 – 0.157X4 – 0.087X5 – 0.259. Or in other words, if there is an increase in the amount of variable X, namely interest rates, inflation rates, and the Deposit Insurance Corporation, then satisfaction will increase and vice versa. So that in order to increase customer interest, it is also necessary to increase interest rates, inflation rates, and the Deposit Insurance Corporation. Keywords: Deposits, Customer Interest, Interest Rates. Abstrak Tujuan penelitian ini adalah untuk mengetahui pengaruh variabel suku bunga LPS (X1), tingkat inflasi (X2), LPS (X3), persaingan antar bank (X4), dan jangka waktu (X5) terhadap minat nasabah (Y) BPR Mitra Harmoni Mataram. Penelitian ini merupakan penelitian assosiatif dengan metode penelitian yang digunakan adalah analisis kuantitatif. Jumlah sampel penelitian ini sebanyak 51 sampel dengan kuesioner penelitian sebagai instrument pengukuran.Dari penelitian yang dilakukan diketahui bahwa tingkat suku bunga yang terdiri dari suku bunga, tingkat inflasi, dan LPS memberikan pengaruh yang positif dan signifikan. Hal ini dapat dilihat dari persamaan regresi yang dihasilkan, dimana Y= 0,319X1 + 0.569X2 + 0,376X3 – 0,157X4 – 0,087X5 – 0,259. Atau dengan kata lain jika terjadi penambahan jumlah pada variabel X yakni suku bunga, tingkat inflasi, dan LPS maka kepuasan akan meningkat dan begitu pula sebaliknya. Sehingga untuk dapat meningkatkan minat nasabah, maka perlu dilakukan peningkatan pula terhadap suku bunga, tingkat inflasi, dan LPS. Kata Kunci: Deposito, Minat Nasabah, Tingkat Suku Bunga.
Analisis Kinerja Karyawan Dalam Peningkatan Kualitas Pelayanan Jasa Akomodasi Perhotelan dan Restoran Pada PT. Jelamin Mona Kabupaten Lombok Tengah Nasruddin; Dewi Rispawati
Journal Ilmiah Rinjani : Media Informasi Ilmiah Universitas Gunung Rinjani Vol. 11 No. 2 (2023): Journal Ilmiah Rinjani: Media Informasi Ilmiah Universitas Gunung Rinjani
Publisher : LPPM Universitas Gunung Rinjani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53952/jir.v11i2.504

Abstract

This study aims at finding out how to improve the quality of hotel and restaurant accommodation services at PT. Jelamin Mona which the quality of performance and service has a close relationship with the service satisfaction to consumers, if the quality of service and services provided to consumers is not in accordance with consumer’s expectations it will cause disappointment. But vice versa, if the service and quality of services provided are able to satisfy consumers. The goal is able in gaining the trust of consumers, so that it will invite new consumers through consumer experience who are satisfied with the services. So that hotel and restaurant accommodation at PT. Jelamin Mona will increase. The techniques in doing the data colection is by distributing questionnaires, interviews, observing, and documenting the sources regarding the quality of services and accommodation services for hotels and restaurants. This research is quantitative with a descriptive approach. The researcher use quantitative methods because from their perspective quantitative research uses an ethical approach, meaning that researchers collect data by first establishing concepts as related variables originating from existing theories selected by researchers. Then the variables are searched and the indicators are determined. Only from the predetermined indicators are questionnaires, answer choices and scores made. The results of research to improve the quality of accommodation services for hotels and restaurants are focused on 5 (five) dimensions of quality namely: Reliability, Responsiveness, Assurance, Empathy, Tangible, the five dimensions, PT. Jelamin Mona has done well by all employees. Abstrak Penelitian ini bertujuan untuk mengetahui bagaimana peningkatan kualitas pelayanan jasa akomodasi perhotelan dan restoran pada PT. Jelamin Mona. Dimana kualitas kinerja dan pelayanan mempunyai keterikatan yang erat akan kepuasan pelayanan kepada konsumen, apabila kualitas pelayanan dan jasa yang diberikan kepada konsumen tidak sesuai dengan harapan konsumen akan menimbulkan rasa kekecewaan. Tetapi sebaliknya apabila pelayanan dan kualitas jasa yang diberikan mampu memuaskan konsumen. Maka tujuan yang diinginkan adalah dapat mendapatkan kepercayaan dari konsumen sehingga akan memancing konsumen baru melalui perantara konsumen yang merasa puas dengan pelayanan dan jasa yang diberikan. Sehingga akomodasi perhotelan dan restoran pada PT. Jelamin Mona akan semakin maju dan berkembang dari waktu ke waktu. Teknik pengumpulan data dengan menyebarkan kuisioner, melalukan wawancara, observasi, dan dokumentasi pada narasumber tentang kualitas pelayanan dan jasa akomodasi perhotelan dan restoran. Penelitian ini merupakan penelitian yang menitik beratkan pada metode analisis kuantitatif dengan pendekatan deskriptif. Peneliti menggunakan metode kuantitatif karena dari segi perspektifnya penelitian kuantitatif lebih menggunakan pendekatan etik, artinya bahwa peneliti mengumpulkan data dengan menetapkan terlebih dahulu konsep sebagai variabel- variabel yang berhubungan yang berasal dari teori yang sudah ada yang dipilih oleh Peneliti. Kemudian variabel tersebut dicari dan ditetapkan indikator- indikatornya. Hanya dari indikator yang telah ditetapkan tersebut dibuat kuesioner, pilihan jawaban dan skornya. Adapun hasil penelitian untuk peningkatan kualitas pelayanan jasa akomodasi perhotelan dan restoran yang di fokuskan pada 5 (lima) dimensi kualitas. yaitu : Reliability, Responsiveness, Assurance, Empathy, Tangible, kelima dimensi tersebut,  PT. Jelamin Mona sudah dilakukan dengan baik oleh semua karyawan. Kata kunci: Peningkatan Kualitas Pelayanan; Jasa akomodasi; Perhotelan; Restoran.
ANALISIS PENGARUH PROFITABILITAS TERHADAP NILAI PERUSAHAN PADA SUB SEKTOR PROPERTI DAN REAL ESTATE DI BURSA EFEK INDONESIA Nurwahidah Nurwahidah; Syaumuddinsyah; Nasruddin; Suryaningsih
Journal Ilmiah Rinjani : Media Informasi Ilmiah Universitas Gunung Rinjani Vol. 14 No. 2 (2026): Journal Ilmiah Rinjani: Media Informasi Ilmiah Universitas Gunung Rinjani
Publisher : LPPM Universitas Gunung Rinjani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53952/jir.v14i2.700

Abstract

This study aims to analyze the effect of profitability on firm value in property and real estate companies listed on the Indonesia Stock Exchange during the 2014–2018 period. Profitability is proxied by Return on Equity (ROE), while firm value is measured using Price to Book Value (PBV). This research employs a quantitative approach using secondary data obtained from the companies' financial statements. The sample consists of 10 companies with 50 observations selected through purposive sampling. Data were analyzed using descriptive statistics, classical assumption tests, and simple linear regression analysis. The results indicate that profitability has a positive and statistically significant effect on firm value, with a significance value of 0.002 (<0.05). These findings imply that higher profitability enhances firm value by increasing investors' confidence in the company's future prospects. Therefore, improving profitability is an important strategy for companies to maximize firm value and strengthen their competitiveness in the capital market. Keywords: Profitability, Return on Equity, Firm Value, Price to Book Value, Indonesia Stock Exchange.
Pemberdayaan Masyarakat Melalui Pengolahan Sampah Organik Dan Anorganik Di Dusun Dasan Baru Desa Sukarara Kabupaten Lombok Tengah Siti Yulianah M. Yusuf; Nindya Putri Syahida; Iswan; Nasruddin
AMMA : Jurnal Pengabdian Masyarakat Vol. 5 No. 6 : Juli (2026): AMMA : Jurnal Pengabdian Masyarakat
Publisher : CV. Multi Kreasi Media

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The management of organic and inorganic waste remains a major challenge in many communities due to low levels of awareness and skill regarding waste handling. This community service initiative aims to enhance community knowledge, skills, and participation in waste management by applying the 3R principles (Reduce, Reuse, Recycle). The implementation methods included awareness-raising sessions, educational outreach, training, demonstrations, and hands-on guidance in processing organic waste into eco-enzymes and converting inorganic waste into products with economic value. The program targeted communities in villages or urban neighborhoods with the potential for developing community-based waste management systems. The results demonstrated an improved understanding of the importance of waste sorting at the source, enhanced skills in composting organic waste, and the ability to transform inorganic waste into marketable handicraft products. Beyond improving environmental cleanliness, the initiative created opportunities for increasing community income through the development of recycling-based enterprises. Thus, this community empowerment program—focused on organic and inorganic waste processing—has proven effective in fostering environmental awareness, reducing the volume of waste sent to landfills, and promoting the development of self-reliant, environmentally conscious communities.
Co-Authors Dewi Rispawati Iswan MURAH Nindya Putri Syahida Nurwahidah Nurwahidah Siti Yulianah M. Yusuf Suryaningsih Syaumuddinsyah