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All Journal Jurnal Dinamika Ekonomi Syariah Santara: Journal of Islamic Law and Humanity
Dea Yusiana
Institut Agama Islam Pangeran Diponegoro Nganjuk
Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

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IMPLEMENTASI HUKUM EKONOMI ISLAM DALAM LEMBAGA KEUANGAN BANK SYARIAH SPM (SARANA PRIMA MANDIRI) Jl. TRUNOJOYO 56 PEJAGAN, BANGKALAN Agus Tohawi; Subhan; Dea Yusiana
Jurnal Dinamika Ekonomi Syariah Vol 10 No 1 (2023): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v10i1.566

Abstract

Hukum Ekonomi Syariah merupakan kumpulan norma dan aturan yang berlaku di suatu Negara, yang berkaitan dengan ekonomi dalam rangka memenuhi kebutuhan manusia yang bersifat komersial dan tidak komersial yang berprinsip ada hukum-hukum Islam, baik yang ditetapkan langsang oleh Al-Quran dan As-Sunnah. Tujuan Penelitian ini: Untuk mengetahui implementasi hukum ekonomi Islam dan kendala serta solusi dalam lembaga keuangan Bank Syariah SPM (Sarana Prima Mandiri Jl. Trunojoyo 56 Pejagan, Bangkalan. Metode Penelitian: peneliti menggunakan metode penelitian Deskriptif Kualitatif. Variabel Penelitiannya Tunggal yaitu implementasi dalam Lembaga Keuangan Bank Syariah SPM (Sarana Prima Mandiri). Sumber Data: Primer, Sekunder,Populasi dan Sampel. Metode dan Instrumen Pengumpulan Data: Observasi, Wawancara, dan Dokumentasi. Analisis Data: Data Teoritis dianalisis dengan deduksi dan komparasi. Hasil penelitian menunjukkan Implementasi Bank Syariah SPM (Sarana Prima Mandiri) ini dapat memberikan wawasan terkaitan dengan nasabah. Serta dapat memberikan masukan maupun bahan perbandingan bagi pihak yang bersangkutan
Analytical Study on the Application of Islamic Economic Law Principles at SPM Sharia Bank (Sarana Prima Mandiri), Pejagan–Bangkalan Dea Yusiana
Santara: Journal of Islamic Law and Humanity Vol. 1 No. 1 (2025): Islamic Law and Humanity
Publisher : Perkumpulan Dosen Tarbiyah Islam, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59373/santara.v1i1.129

Abstract

Islamic Economic Law represents a set of norms and regulations governing commercial and non-commercial economic activities based on Islamic principles, either derived directly from the Qur’an and Sunnah or through human interpretation (ijtihad). Law No. 3 of 2006, Article 49, concerning the Religious Court, affirms that Sharia-based economic practices include institutions such as Islamic banks. This study aims to (1) analyze the implementation of Islamic Economic Law within the financial operations of the Sharia Bank SPM (Sarana Prima Mandiri), located at Jl. Trunojoyo 56, Pejagan, Bangkalan, and (2) identify the challenges and propose potential solutions to improve Sharia compliance and operational effectiveness. A qualitative descriptive approach was employed. The study used a single-variable framework focusing on implementation within BPRS SPM. Primary data were collected through interviews with the management and staff of PT. BPRS Sarana Prima Mandiri, while secondary data were obtained from institutional documents, brochures, and organizational profiles. The sampling technique used was simple random sampling with 20 employees selected as respondents. Data collection methods included observation, interviews, and documentation. The analysis was conducted using deductive and comparative techniques. The findings indicate that the implementation of Islamic Economic Law at BPRS SPM provides significant benefits for both the institution and its clients by enhancing awareness of Sharia-compliant financial practices. Additionally, it serves as a valuable reference for comparative evaluation and future strategic development. Strengthening the application of Islamic economic principles in financial institutions requires continuous education, improved governance, and adaptive strategies to overcome operational and regulatory challenges.
Co-Authors Agus Tohawi Subhan