Fitri Yenti
Universitas Islam Negeri Mahmud Yunus Batusangkar

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Strategi PT. BPR Balerong Bunta dalam Percepatan Konversi ke BPR Syariah Fitri Yenti; Yani Rahmadanti; Awaluddin Awaluddin
Al-bank: Journal of Islamic Banking and Finance Vol 3, No 1 (2023): January - June 2023
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v3i1.8007

Abstract

The research aims to find out the strategies carried out by PT BPR Balerong Bunta in the process of accelerating the conversion from conventional banks to Islamic banks. This type of research is field research with a qualitative descriptive approach. Data analysis techniques are carried out through data collection by interview, data reduction, data display and conclusion drawing. The results showed that the strategy carried out by PT. BPR Balerong Bunta in accelerating the conversion was to form a special team named the conversion team, conduct a comparative study, make a conversion business feasibility study, coordinate directly with prospective Sharia Supervisory Board and the board of commissioners, as well as conduct weekly meetings, complete the conversion requirements regulated by the Financial Services Authority, prepare core banking IT, conduct training and development of directors and employees
Strategi PT. BPR Balerong Bunta dalam Percepatan Konversi ke BPR Syariah Fitri Yenti; Yani Rahmadanti; Awaluddin Awaluddin
Al-bank: Journal of Islamic Banking and Finance Vol 3, No 1 (2023): January - June 2023
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v3i1.8007

Abstract

The research aims to find out the strategies carried out by PT BPR Balerong Bunta in the process of accelerating the conversion from conventional banks to Islamic banks. This type of research is field research with a qualitative descriptive approach. Data analysis techniques are carried out through data collection by interview, data reduction, data display and conclusion drawing. The results showed that the strategy carried out by PT. BPR Balerong Bunta in accelerating the conversion was to form a special team named the conversion team, conduct a comparative study, make a conversion business feasibility study, coordinate directly with prospective Sharia Supervisory Board and the board of commissioners, as well as conduct weekly meetings, complete the conversion requirements regulated by the Financial Services Authority, prepare core banking IT, conduct training and development of directors and employees
Public Policy Design and Decentralized Zakat Governance from the ABS–SBK Adat Perspective in Minangkabau Jasri Waldi; Fatimah Setia Wardhani; Hospi Burda; Fitri Yenti
ZAWA: Management of Zakat and Waqf Journal Vol. 5 No. 2 (2025): December
Publisher : Institute of Research and Community Service Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/zawa.v5i2.16108

Abstract

This study examines a zakat governance model that aligns with the socio-cultural context of Minangkabau by integrating ABS–SBK values, traditional nagari institutions, and the state’s administrative framework. Although Indonesia’s zakat system is centralized and emphasizes formal accountability, this approach often fails to accommodate the strong social capital and adat-based deliberative traditions that characterize Minangkabau society. Through a literature review and analysis of documented ethnographic studies, the research identifies key mismatches between formal zakat mechanisms and nagari-based practices, particularly in terms of social legitimacy, the accuracy of mustahik identification, and the administrative capacity of local institutions. The findings indicate that nagari institutions possess cultural legitimacy and deep community knowledge, yet require state support to strengthen administrative procedures and reporting systems. Synthesizing governance, decentralization, ABS–SBK, and social capital theories, this study proposes a hybrid zakat governance model that includes formal recognition of nagari roles, establishment of Nagari Zakat Offices, coordination through Regional Zakat Forums, adaptive accountability, and digital transparency tools. This model is expected to enhance the effectiveness, legitimacy, and sustainability of zakat governance in Minangkabau