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All Journal ZAWA:Management of Zakat and Waqf Journal Suluah Pasaman
Jasri Waldi
Universitas Islam Negeri Mahmud Yunus Batusangkar, Indonesia
Religion Humanities Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences Other

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Public Policy Design and Decentralized Zakat Governance from the ABS–SBK Adat Perspective in Minangkabau Jasri Waldi; Fatimah Setia Wardhani; Hospi Burda; Fitri Yenti
ZAWA: Management of Zakat and Waqf Journal Vol. 5 No. 2 (2025): December
Publisher : Institute of Research and Community Service Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/zawa.v5i2.16108

Abstract

This study examines a zakat governance model that aligns with the socio-cultural context of Minangkabau by integrating ABS–SBK values, traditional nagari institutions, and the state’s administrative framework. Although Indonesia’s zakat system is centralized and emphasizes formal accountability, this approach often fails to accommodate the strong social capital and adat-based deliberative traditions that characterize Minangkabau society. Through a literature review and analysis of documented ethnographic studies, the research identifies key mismatches between formal zakat mechanisms and nagari-based practices, particularly in terms of social legitimacy, the accuracy of mustahik identification, and the administrative capacity of local institutions. The findings indicate that nagari institutions possess cultural legitimacy and deep community knowledge, yet require state support to strengthen administrative procedures and reporting systems. Synthesizing governance, decentralization, ABS–SBK, and social capital theories, this study proposes a hybrid zakat governance model that includes formal recognition of nagari roles, establishment of Nagari Zakat Offices, coordination through Regional Zakat Forums, adaptive accountability, and digital transparency tools. This model is expected to enhance the effectiveness, legitimacy, and sustainability of zakat governance in Minangkabau
Reconstruction of the Concept of Classical Muamalah Fiqh Contracts as a Foundation for Innovation in the Modern Islamic Financial Industry Kumaidi Kumaidi; Syukri Iska; Fauzani Fauzani; Fitri Yenti; Jasri Waldi
Suluah Pasaman Vol 4 No 2 (2026): On Progress
Publisher : Sekolah Tinggi Agama Islam YDI Lubuk Sikaping

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70588/suluahpasaman.v4i2.1214

Abstract

The rapid development of the Islamic financial industry in the digital era demands a conceptual reconstruction of classical Islamic financial contracts to ensure their relevance as a foundation for innovation in modern Islamic financial products. This study aims to analyze the relevance of classical contracts in contemporary Islamic financial products, identify shifts in contract implementation due to digitalization and fintech sharia, evaluate the suitability of the implementation of contracts with the principles of al-sharī'ah, and formulate a conceptual model for adaptive contract innovation that is still based on muamalah jurisprudence. The method used is qualitative with a qualitative approach. Library research, using content analysis techniques, comparative analysis, and normative interpretation based oninyesūl al-fiqh. The results of the study show that classical contracts such asjamḥah, inḍārabah, musyārakah, pilgrimage, wait, regards, and hotyesthehas sufficient normative elasticity to accommodate digital financial innovation, but their implementation still experiences many distortions that are contrary to the substancepoetyesid al-sharī'ahThis research formulates a conceptual model of contract innovation based on four pillars: adaptive normative reinterpretation, integration of Sharia-based technology, reconstruction of equitable risk distribution, and strengthening of Sharia governance. This model offers a framework that can synergistically and sustainably bridge the authority of classical Islamic jurisprudence texts with the pragmatic demands of the modern Islamic financial industry
Co-Authors Fatimah Setia Wardhani Fauzani Fauzani Fitri Yenti Fitri Yenti Hospi Burda Kumaidi Kumaidi Syukri Iska