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All Journal JBMR: Journal of Business and Management Review International Journal of Social Service and Research International Journal of Economics, Business and Innovation Research
Nur Rahmah Tri Utami
Department Of Management, Faculty Of Business And Economics, Universitas Islam Indonesia, Yogyakarta, Indonesia
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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The Role of Supply Chain Flexibility and Agility in Improving SMEs’ Performance Baziedy Aditya Darmawan; Firman Agum Gunawan; Siti Nursyamsiah; Nur Rahmah Tri Utami
Journal of Business and Management Review Vol. 4 No. 1 (2023): (Issue-January)
Publisher : Profesional Muda Cendekia Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47153/jbmr41.5882023

Abstract

The supply chain has a vital role in maintaining a competitive advantage. Although there have been many studies on supply chains, research on supply chains involving SMEs is still limited. The aim of this study is to determine how the performance of SMEs is impacted by supply chain agility and supply chain flexibility. A convenience sampling technique was applied in this study to choose 125 samples of SMEs from the Sleman Regency, Yogyakarta, Indonesia. The hierarchical regression test used in this study revealed that SCF positively affects SCA and SMEs’ performance. In addition, research also found that SCA is an essential predictor of SMEs’ performance. Furthermore, this study proves that SCA is a variable that mediates the effect of SCF on SMEs’ performance. The results of this study support several previous studies related to the relationship between SCF and SCA on company performance. This study provides empirical evidence that can be used to encourage SMEs’ performance improvement through the implementation of SCF and SCA.
The Influence of Financial Goal on Financial Behavior, Goal Setting Theory Approach Kemal Arif Rahman; Nur Rahmah Tri Utami
International Journal of Economics, Business and Innovation Research Vol. 3 No. 06 (2024): International Journal of Economics, Business and Innovation Research (IJEBIR)
Publisher : Cita konsultindo

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Abstract

The purpose of this study is to investigate the impact of having financial goals on financial behavior, where this relationship is influenced by goal commitment and financial self-efficacy. The research method employs a quantitative approach by distributing questionnaires to 242 respondents residing in Java and having financial goals. Data analysis was conducted using PLS-SEM with the SmartPLS 4.1.0.6 software. The study's findings indicate that social influence positively affects financial behavior. The financial goal difficulty negatively affects financial behavior. The financial goal specificity does not significantly affect financial behavior. Financial self-efficacy does not moderate the effect of goal specificity on financial behavior. Commitment level to the financial goal also does not moderate the relationship between goal difficulty and financial behavior.
The Influence of Financial Education, Financial Attitudes, and Lifestyle on The Financial Behavior of E-Commerce Users in Yogyakarta, with Financial Literacy and Self-Control as Moderating Variables Diah Wulandari; Nur Rahmah Tri Utami
International Journal of Social Service and Research Vol. 6 No. 5 (2026): International Journal of Social Service and Research
Publisher : Ridwan Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/ijssr.v6i5.1408

Abstract

The development of e-commerce has encouraged significant changes in people’s financial behavior, particularly in online consumption activities, which often lead to impulsive spending and unwise financial decision-making. This study aims to analyze the influence of financial education, financial attitude, and lifestyle on the financial behavior of e-commerce users in Yogyakarta and to examine the roles of financial literacy and self-control as moderating variables. This research employed a quantitative approach using a survey method involving 313 e-commerce users in Yogyakarta. The data were analyzed using multiple linear regression and Moderated Regression Analysis (MRA) with IBM SPSS Statistics 25. The results showed that financial education, financial attitude, and lifestyle had positive and significant effects on financial behavior. Financial literacy moderated the influence of financial attitude on financial behavior, while self-control did not moderate the influence of lifestyle on financial behavior. The findings indicate that improving financial education and literacy is essential to encourage wiser financial behavior among e-commerce users. In conclusion, financial education and positive financial attitudes play crucial roles in shaping better financial behavior, whereas lifestyle, when balanced with financial management skills, does not necessarily lead to negative consumption patterns. This study highlights the importance of improving financial education and literacy to promote wiser financial behavior in the use of e-commerce.
Co-Authors Baziedy Aditya Darmawan Diah Wulandari Firman Agum Gunawan Kemal Arif Rahman Siti Nursyamsiah