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Journal : Proceeding ISETH (International Summit on Science, Technology, and Humanity)

The Influence of E-WOM and Brand Attitude on the Purchase Intention of Skintific Skincare Products Adisty, Syahva Salsabila Putri; Setyawan, Anton Agus; Wahyudi, Henri Dwi
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2023: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Purpose: Information technology, which is currently undergoing continuous change, has brought great changes to human life. Where today, many people spend their time accessing the internet in carrying out daily activities and looking for information on goods and services. This study aims to analyze the effect of E-WOM, and Brand Attitude on Purchase Intention Methodology: This study uses quantitative methods, the sampling technique in this study is non-probability sampling with purposive sampling technique. The data collection method used in this study was the distribution of questionnaires with a Likret scale. The population in this study were consumers who were interested in purchasing skincare skintific. which amounted to 150 respondents. The data analysis technique in this study uses Partial Least Square (PLS) using the help of SMARTPLS software which consists of Outer model and Inner model analysis Results: This study reveals that E-WOM and Brand Attitude variables can have a positive and significant effect on Purchase Intention Positive brand attitudes influence consumer priorities towards brands and purchases. This is because increasing brand valuation by consumers will also increase brand attitudes and can encourage consumer buying intentions. Brand attitude is considered a marker of consumer behavioral intentions Consumers. Applications/Originality/Value This study recommends skintific skincare management to strengthen and encourage customers to do testimonials about skintific products. With positive testimonials from consumers, it will encourage other consumers to have the intention to buy skintific products. In fact, testimonials provided by consumers who have purchased skintific products are able to encourage and convince the purchase of skintific products.
Analysis of The Impact of Funding, Lending, and Digital Banking on The Financial Perfomance of The Banking Sektor Rahmadhany, Khoirin Nissa; Wahyudi, Henri Dwi
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2024: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/iseth.5389

Abstract

The purpose of this research is to analyze the impact funding, lending, and digital banking on the financial performance of the banking sector during the 2021-2023 periods. This type of research is descriptive quantitative, using secondary data from banks financial report of the 15 commercial banks listed on the Indonesia Stock Exchange (IDX). Data analysis was conducted using panel data multiple linear regression with a fixed effect model in E-Views 12. The results show that funding has a positive and significant impact on financial performance. Lending also has a positive impact, although it doesn’t significantly on the financial performance. Digital banking has no positive effect on financial performance. However, it has significant impact. While simultaneously the three variables have a positive and significant effect on financial performance. The results of this research indicate the importance of digital banking development and effective management of funding and lending to improve financial performance. Therefore, banks need to formulate strategies that include digital banking services and improve efficiency in fund management and credit distribution.