Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal Al-Kharaj: Journal of Islamic Economic and Business
Ilham Putra Usmayani
State Islamic Institute of Ternate
Economics, Econometrics & Finance

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Gold Savings Products at PT. Pegadaian (PERSERO) Parepare Area (Islamic Economic Analysis) Ilham Putra Usmayani
Al-Kharaj: Journal of Islamic Economic and Business Vol 4, No 1 (2022)
Publisher : IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (394.294 KB) | DOI: 10.24256/kharaj.v4i1.3604

Abstract

The purpose of this research is to explain how the process of marketing gold savings products at PT. Pegadaian, then what is the process of the mechanism and terms of the gold savings product contract and how is the Islamic economic perception of gold savings products at PT. Pegadaian Persero in Parepare area. The results of research on gold savings products at PT. Pegadaian (Persero) Parepare Area shows that the Marketing Strategy carried out by PT. Pegadaian Persero in the Parepare area with product, price, location and marketing strategies by way of outreach and dissemination via whatsapp online. Then the service process for the Gold Savings product carried out by PT Pegadaian (Persero) is that the customer comes to the nearest pawnshop with several predetermined requirements such as submitting identification, filling out the application form provided, paying the price of the gold bar ordered (cash), paying a down payment ordered gold bars (installments), and signed the agreed transaction contract. to both sides. And gold will be received by customers after paying off installments or other administration.
Food Estate Policy in Overcaming Food Security in Indonesia in The Era of Covid 19 Maqashid Shariah Perspective Ilham Putra Usmayani; Andi Bisyriani; Kurniati Yunus; Dian Resky Pangestu; Restu Fitria Ningsih
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9866

Abstract

The year 2020 marked a significant global impact due to the COVID-19 pandemic, affecting various sectors of life, including agriculture in Indonesia. This study aims to evaluate the implementation of the food estate program as a national food security strategy in Labuha Village, South Halmahera Regency, and its alignment with the maqasid sharia concept. Using a juridical-empirical approach, this research incorporates primary data from interviews with local residents and secondary data from relevant sources. The findings reveal that the food estate program, designed to address food crises during the pandemic, received a positive response from 75% of Labuha Village residents. The program supports various economic and social aspects, with 45% of the population engaged in farming utilizing vacant land for hydroponic cultivation, which also helps reduce the spread of COVID-19. From the perspective of maqasid sharia, 80% of government policies are in line with sharia principles, particularly in safeguarding life and providing halal food. This study underscores the importance of integrating food security policies with sharia values to achieve sustainable welfare amidst a crisis
Co-Authors andi bisyriani Dian Resky Pangestu Kurniati Yunus Restu Fitria Ningsih