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All Journal Academica : Journal of Multidisciplinary Studies Jurnal Papatung : Jurnal Ilmu Administrasi Publik, Pemerintahan dan Politik
Ghegana Ariel Sheda
Universitas Islam Negeri Raden Mas Said Surakarta
Humanities Education Social Sciences Other

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ANALISIS PENGARUH LITERASI KEUANGAN, INKLUSI KEUANGAN DAN LIFESTLYE TERHADAP PERILAKU FINANSIAL PADA IGENERATION (Z) Ghegana Ariel Sheda
PAPATUNG: Jurnal Ilmu Administrasi Publik, Pemerintahan dan Politik Vol 6 No 1 (2023): PAPATUNG Volume 6 Nomor 1 Tahun 2023
Publisher : GoAcademica Research dan Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/japp.v6i1.660

Abstract

The purpose of this study is to analyze the effect of financial literacy, financial inclusion and lifestyle on financial behavior in iGeneration Z in Surakarta City. In this study using a type of quantitative research from primary data management sources, with the technique of distributing questionnaires to 100 respondents. Data analysis using multiple linear regression analysis method. Based on the results of this study, several conclusions can be drawn, namely the variables Financial Literacy (X1), Financial Inclusion (X2), Lifestyle (X3) have a positive and significant effect on financial behavior in iGeneration Z in Surakarta City. Based on the results of this study, it is hoped that Generation Z can maintain their financial behavior and of course also increase financial literacy and pay attention to lifestyles that meet their needs not desires, so that their financial behavior will continue to improve.
Pengaruh Kebermanfaatan, Kemudahan, Dan Sikap Terhadap Penggunaan Aplikasi DANA Pada Generasi Millenial Di Sukoharjo Milani Milani; Ghegana Ariel Sheda; Wahyu Septia Wulandari; Nanda Nur Latifah; Fitriyatul Sakinah; Ambar Usnul Fatimah; Novia Mayasari
Academica : Journal of Multidisciplinary Studies Vol. 7 No. 2 (2023): July-December 2023
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/academica.v7i2.7393

Abstract

This study aims to analyze the effect of convenience, benefits, and attitudes on the use of the DANA application. The population of this study is the millennial generation of DANA application users in Sukoharjo. The number of samples used was 154 respondents. The data testing method used is validity test, reliability test, classic assumption test, F test, T test. Data calculation uses SPSS version 23 software. The research method used is quantitative and the theory used is the Technology Acceptance Model (TAM) with 4 variables namely the variable Benefit, Convenience, Attitude and usage. The results of this study obtained variables that did not have a significant effect, namely the variable convenience. Meanwhile, the variables of utility and attitude have a significant effect on the variable use of the DANA application for the millennial generation in Sukoharjo.
Co-Authors Ambar Usnul Fatimah Fitriyatul Sakinah Milani Milani Nanda Nur Latifah Novia Mayasari Wahyu Septia Wulandari