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All Journal Wadiah : Jurnal Perbankan Syariah Istithmar: Jurnal Studi Ekonomi Syariah Reinforce: Journal of Sharia Management
Sri Hariyanti
IAIN Kediri
Religion Economics, Econometrics & Finance Social Sciences

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Mekanisme Penyelesaian Pembiayaan Bermasalah Pada Akad Murabahah (Studi Pada PT. BPRS Tanmiya Artha Kediri) Sri Hariyanti; Dini Noviana; M. Yaskiyan Assyafik
WADIAH Vol. 7 No. 1 (2023): Wadiah: Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/wadiah.v7i1.243

Abstract

The development of the Islamic economy has recently begun to show a significant increase in Indonesia and the world. This is marked by the emergence of many Islamic banks, as well as Islamic rural banks. PT. BPRS Tanmiya Artha Kediri, which is one of the BPRS in the City of Kediri, has carried out Islamic financing as is done by other Islamic banks, but only serves murabahah financing. In the implementation of PT. BPRS Tanmiya Artha Kediri has experienced problems in the form of murabahah financing. This study aims to determine the factors that cause problematic murabahah financing and to determine the mechanism for resolving problematic murabahah financing contracts at PT. BPRS Tanmiya Artha Kediri. In this study, a qualitative descriptive method was used to analyze and describe the object under study. The results of this study conclude that the factors causing problematic financing in murabahah contracts are internal factors and external factors, then the mechanism for resolving problematic financing in murabahah contracts is by billing according to existing SOPs by providing SP 1,2 and 3, in a persuasive way (family), then By way of rescheduling (re-scheduling) which is to provide relief to customers by changing the customer's payment schedule, namely by extending the payment schedule or time period.
PENGARUH PEMBERIAN KOMPENSASI NON FINANSIAL TERHADAP KINERJA DAN LOYALITAS KARYAWAN Sri Hariyanti
Istithmar: Jurnal Studi Ekonomi Syariah Vol. 4 No. 1 (2020): Istithmar : Jurnal Studi Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/istithmar.v4i1.7

Abstract

The role of human resources in a company is very important and is one of the determining factors for a company's success. Therefore it must be empowered as best as possible to be able to provide optimal output. It is as if the symbiosis of mutualism between the company and the workers because basically, everyone will work to get rewards for the efforts they have made to achieve the company's targets. There are 2 types of compensation, financial compensation and non- financial compensation. Financial compensation has been determined according to the regional minimum wage where the company is located and it is very possible that the standard salary / financial compensation between one company and another is the same. But the kind and type of non-financial compensation for each company can be different because it depends on the policies and capabilities of the company also and it can be a special competitiveness for companies to increase employee motivation, then if employee motivation is high then automatically employee performance and loyalty will also increase. it means that non-financial compensation indirectly affects employee performance and loyalty.
STRATEGI MENINGKATKAN LOYALITAS DAN KINERJA KARYAWAN (STUDI PADA AYEE CAFE, MOJOROTO, KEDIRI) Sri Hariyanti; Diyan Rizqianto
Istithmar: Jurnal Studi Ekonomi Syariah Vol. 5 No. 2 (2021): Istithmar : Jurnal Studi Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/istithmar.v5i2.82

Abstract

The role of human resources (HR) in a company is very significant and has enormous potential to carry out company activities. Therefore, humans function as the main driving force in every activity carried out by the company. Therefore, human resources should be empowered as much as possible in order to be able to produce optimal output. Good HR management will also affect the increase in company productivity and profitability. And one way that can be taken is by increasing the loyalty and performance of employees to develop companies. This study uses a qualitative method by taking place at Ayee Cafe, Mojoroto-Kediri. The purpose of this study was to determine the operational management Ayee Cafe and how the strategy is to increase employee loyalty and performance. Ayee cafe has a special way to increase employee loyalty and performance that has been implemented for the last 5 years. Ayee cafe also considers all those involved in helping its business as employees. It's just that the owner's job is to manage the business, if the boss makes himself the owner, there will be no discipline. Because what comes to mind is that the owner's name is only receiving the results, that's what the owner of Ayee Cafe avoids.
STRATEGI PENGELOLAAN ZIS PADA MUSIM PANDEMI COVID-19 (STUDI PADA BAZNAS SIDOARJO) Sri Hariyanti; Suhaela Rahmawati
Reinforce: Journal of Sharia Management Vol 1 No 1 (2022)
Publisher : Faculty of Islamic Economic and Business (FEBI), Sayyid Ali Rahmatullah State Islamic University (UIN SATU) Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/reinforce.v1i1.5487

Abstract

ZIS stands for Zakat, Infaq, and Shadaqah, for its management is officially carried out by BAZNAS or the National Amil Zakat Agency because this institution is the official and only body established by the government based on Presidential Decree No. 8 of 2001 which has the task and function of collecting and distributing zakat, infaq, and alms (ZIS) at the national level. However, at the beginning of 2020 ZIS management activities underwent a slight change due to the Covid-19 pandemic which caused social activities to be limited and the economic decline in Indonesia. Because of this in this article, we will focus on discussing how to manage ZIS strategies during the COVID-19 pandemic study season. at BAZNAS Sidoarjo. The research method used is descriptive qualitative, namely the research method used to investigate, find, describe and explain the quality or features of social influences that cannot be described, measured or described through a quantitative approach. The results of this study include making it easier for people to pay zakat/infaq and shadaqah at BAZNAS Sidoarjo using barcodes that can be paid through online payment applications such as gopay, ovo, link aja, funds, or other merchants/banks. As for the distribution, BAZNAS gave an invitation to Mustahiq to come to the BAZNAS office in stages, so as not to cause crowds and required to always implement health protocols.
Strategi Variasi Produk dalam Mengembangkan Usaha Kedai Kopi Andri Widianto; Ali Samsuri; Sri Hariyanti
Istithmar Vol. 7 No. 2 (2023): Istithmar : Jurnal Studi Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/istithmar.v7i2.976

Abstract

Pengembangan variasi produk secara berkesinambungan dilakukan untuk menyesuaikan dengan perubahan kebutuhan ataupun keinginan konsumen yang terus berubah-ubah. Tentunya denganstrategi variasi produk diharapkan mampu menjadi solusi dalam melakukan pengembanganusaha. Tujuan penelitian ini untuk mengetahui variasi produk pada kedai kopi dan strategi variasi produk dalam mengembangkan kedai kopi Titik Tuju Coffee Roastery. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan jenis penelitian studi kasus. Sumber data yang digunakan dengan menggunakan data primer dan sekunder. Berdasarkan hasil penelitian, dapat disimpulkan bahwa penerapan strategi variasi produk yang dilakukan kedai kopi Titik Tuju Coffee & Roastery yang meliputi keberagaman produk baik dari ukuran, harga, serta tampilan. Kemasan yang digunakan memiliki design yang menarik.
Co-Authors Ali Samsuri Andri Widianto Dini Noviana Diyan Rizqianto M. Yaskiyan Assyafik Suhaela Rahmawati