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All Journal Jurnal Ilmiah Wahana Pendidikan
Junius M. Sau Sabu
Universitas Tribuana Kalabahi
Religion Education Social Sciences Other

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Pengaruh Bantuan Langsung Tunai Dan Pendapatan Usaha Terhadap Kesejahteraan Pelaku Usaha Mikro Kecil Menengah Pada Masa Penyebaran Covid-19 Sefnat Aristarkus Tang; Yustina Maro; Junius M. Sau Sabu
Jurnal Ilmiah Wahana Pendidikan Vol 8 No 21 (2022): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (194.232 KB) | DOI: 10.5281/zenodo.7637840

Abstract

Welfare is an organized system implemented through social services and institutions to assist individuals and groups to attain a satisfactory standard of life and health as well as social and social relations which provide an opportunity for them to develop to the fullest their abilities and to improve their well-being according to the needs of the family and society. This research aims to determine the effect of Direct Cash Assistance (BLT) and Business Income on the Welfare of Micro, Small, and Medium Enterprises (MSMEs) During the Spread of Covid-19. The research was conducted in Kelurahan Kalabahi Kota Teluk Mutiara District, Alor Regency with a sample of 30 people. Collecting data using observation, interviews, questionnaires, and literature study. The results showed that partially the Direct Cash Assistance variable did not affect the welfare of MSME actors with a significant value of 0.579 ≥ 0.05. Partially, the variable Operating Income has a significant effect on the Welfare of MSME Actors indicated by a significance value of 0.000 <0.05. Simultaneously, the direct cash assistance and business income variables have an effect on the welfare of MSME actors as shown by the significance value of the F test of 0.000.
Analisis Pengaruh Literasi Keuangan, Karakteristik Mahasiswa dan Lingkungan Kampus Terhadap Manajemen Keuangan Pribadi Mahasiswa Yustina Maro; Sefnat Aristarkus Tang; Junius M. Sau Sabu
Jurnal Ilmiah Wahana Pendidikan Vol 9 No 1 (2023): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (176.996 KB) | DOI: 10.5281/zenodo.7639459

Abstract

Financial Management is an activity of planning, budgeting, and saving funds owned by an organization or company. This study aims to determine the effect of financial literacy, student characteristics, and the campus environment on student personal financial management with a sample of 54 people. Collecting data using observation, interviews, and questionnaires. Data analysis uses instrument tests, namely validity tests, and reliability tests; the classic assumption test is the normality test, multicollinearity test, heteroscedasticity test, and linearity test while the hypothesis testing uses multiple linear analysis namely the t-test and F test. The results show that partially financial literacy has a significant effect on student financial management as indicated by a significant t-test of 0.000. Partially the student characteristic variables have a significant effect on student financial management as indicated by. t test the significant value of 0.001. Partially, campus environment variables have a significant effect on student financial management as indicated by a significance value of the t-test of 0.000. Simultaneously the variables of financial literacy, student characteristics, and campus environment have a significant effect on student financial management as indicated by the significant value of the F test of 0.000.
Co-Authors Tang, Sefnat Aristarkus Yustina Maro