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All Journal IJIEEB : International Journal of Integrated Education, Engineering and Business Proceeding of World Conference Quantitative Economics and Management Studies Jurnal Terapan Manajemen dan Bisnis International Journal of Education and Social Science (IJESS) International Journal of Accounting & Finance in Asia Pasific Journal of International Conference Proceedings
Reswanda T. Ade
Faculty Of Economics And Business, Narotama University, Surabaya, Indonesia
Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Social Sciences Other

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THE ROLE OF WORKING CAPITAL TO INCREASE SMALL BUSINESS ENTERPRISES Nurul Fatmawati; Siti Hajar Nurlaila; Agus Sukoco; Reswanda T. Ade; Wahyu Mulyo Utomo
International Journal of Accounting and Finance in Asia Pasific (IJAFAP) Vol 1, No 1 (2018): February 2018
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijafap.v1i1.112

Abstract

The objective of the research is to find the role of working capital that is sourced from own capital and credit capital in order to increase the value and capacity of small business sector. The research was conducted by surveys, interviews, and documentation of Financial Statement records. The data used in this study is the primary data,based on the analysis of the business credit process. The loan application stage, the review stage, credit analysis,credit approval, credit agreement stage and credit disbursement stage. The results found that the progress of SMEs is determined by the availability of working capital divided on their own capital and loan credit capital. Own capital and capital credit provide a positive and significant impact on business volume on SMEs in Surabaya.
Co-Authors Agus Sukoco Angga Setiawan Dea Gita Permatasari Desi Berliantiana Pudji Lestari Indarti Indarti Melinda Mega Puspita Nainul Amani Nurul Fatmawati Seldiah Rega Yhumita Siti Hajar Nurlaila Ucik Arfianti Wahyu Mulyo Utomo