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The Influence of International Trade on the Rupiah Exchange Rate Rizsa Nabillah; Lesamana Rizki Samora; Muliana Putri Yohana Tobing; Khairani Alawiyah Matondang; Riza Indriani
International Journal of Business and Applied Economics Vol. 2 No. 2 (2023): March, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijbae.v2i2.2145

Abstract

Fluctuations of exchange rate against in the Rupiah can be influenced by international trade which makes the Rupiah exchange rate depreciate or appreciate. The purpose of this study is to recognize the differences in the effect of international trade variables on the Rupiah exchange rate. The model considered for maintaining variables can connect the effects of international trade with the Rupiah exchange rate that occurred before using the Ordinary Least Square (OLS) method. OLS estimation shows that the independent variables, namely exports, imports, and interest rates have a significant influence on the expectations of the Rupiah exchange rate, while variable interest rates cannot significantly influence the Rupiah exchange rate. In conclusion, the export, import and interest rates policies are considered to affect the rupiah exchange rate if Indonesia does not change interest rates simultaneously and other macro policy variables.
The Role of Islamic Financial Institutions for UMKM During the Covid -19 Pandemic Hasyim; Anggrini Manullang; Rian Pasaribu; Rizsa Nabillah
Indonesian Journal of Advanced Research Vol. 2 No. 5 (2023): May, 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijar.v2i5.4261

Abstract

Bank Syariah Indonesia carries out the bank's function as a place to store and channel funds from the public to assist development in Indonesia. The existence of a bank is also very dependent on public trust. The higher the public trust, the higher the public awareness to save their money in the bank and use other services from the bank. Small and Medium Enterprises (UMKM) are one of the main driving forces in the development of the manufacturing industry. The movement of the UMKM sector is very important to create economic growth and employment. This study aims to determine the role of Islamic banking in UMKM during the Covid-19 pandemic. This study uses a qualitative descriptive method and the data used is primary data. The instrument used in primary data is interviews. From this research it can be seen that People's Business Credit (KUR) encouraged UMKM players during the Covid-19 pandemic, by helping customers who had received disbursement of financing before the pandemic by providing relaxation or relief in paying installments.
Analisis Pengaruh Ketimpangan Pendapatan dan Upah Minimum Regional Terhadap Kemiskinan di Sumatera Utara Anggrini Manullang; Rian Pasaribu; Rizsa Nabillah; Indra Maipita; Muammar Rinaldi
HEMAT: Journal of Humanities Education Management Accounting and Transportation Vol 1, No 2 (2024): Agustus 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/hemat.v1i2.2826

Abstract

Penelitian ini menganalisis pengaruh ketimpangan pendapatan dan upah minimum regional (UMR) terhadap tingkat kemiskinan di provinsi Sumatera Utara periode 2019-2023. Penelitian menggunakan pendekatan kuantitatif dengan data panel dari 33 kabupaten/kota di Sumatera Utara. Variabel dependen adalah tingkat kemiskinan sedangkan variabel independen adalah ketimpangan pendapatan dan UMR. Model estimasi menggunakan random effect. Hasil uji Chow, Hausman dan LM menunjukkan model random effect paling baik. Hasil analisis menunjukkan ketimpangan pendapatan tidak berpengaruh signifikan terhadap kemiskinan. Sedangkan UMR berpengaruh negatif signifikan terhadap kemiskinan. Secara simultan, ketimpangan pendapatan dan UMR berpengaruh terhadap kemiskinan dengan kontribusi sebesar 20,94%. Disimpulkan bahwa ketimpangan pendapatan dan UMR memiliki peran penting dalam menentukan kemiskinan di Sumatera Utara.