Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal Jurnal Multidisiplin West Science Profetik Jurnal Ekonomi Syariah
Rahmat Kurniawan
Universitas Potensi Utama Medan
Economics, Econometrics & Finance

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Sinergitas Fintech Syariah Dan UMKM Terhadap Pendapatan Masyarakat Rahmat Kurniawan; Annisyah Paradhita Sari
Jurnal Multidisiplin West Science Vol 1 No 02 (2022): Jurnal Multidisiplin West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (359.805 KB) | DOI: 10.58812/jmws.v1i02.52

Abstract

Sinergitas Fintech Syariah dan Pelaku UMKM dengan hubungan partnership berpengaruhi positif terhadap pendapatan masyarakat. Kemudahan, kecepatan dan kenyamanan bertransaksi diperoleh oleh pelaku UMKM melalui transaksi secara online berdasarkan rukun dan syarat yang berlaku. Tujuan penelitian adalah untuk mengetahui bagaimana sinergitas fintech syariah dan UMKM terhadap pendapatan masyarakat. Penelitian ini menggunakan metode kepustakaan (Library Research). Adapun hasil penelitian yaitu Fintech Syariah menjadikan pelaku UMKM bukan antara debitur dan kreditur dengan pendekatan bunga, melainkan dengan pendekatan patnership dengan prinsip kekeluargaan. Hal ini memberikan dampak positif baik kepada para pelaku Fintech Syariah dan pelaku UMKM dalam meningkatkan pendapatan masyarakat sehingga diharapkan persentase keuangan inklusif mengalami peningkatan dari tahun ke tahun dengan strategi penguatan ekosistem berupa sinergi antara fintech syariah, pengguna jasa fintech syariah (borrower), dan perbankan syariah (lender) selalu civil society, serta pemerintah sebagai regulator dan kalangan perguruan tinggi selaku akademisi. Pengoptimalan potensi yang ada pada fintech syariah, seperti meningkatkan kemampuan manajerial dan pemahaman terhadap akad-akad syariah sehingga mampu menghasilkan produk-produk fintech syariah berdasarkan kebutuhan UMKM. Terakhir menggali ceruk pasar yang tersedia dengan sosialisasi dan promosi yang masif terarah.
Nutritious Eating Program from the Perspective of Economic Justice Rahmat Kurniawan
PROFJES: Profetik Jurnal Ekonomi Syariah Vol 5, No 1 (2026)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/profjes.v5i1.20537

Abstract

The presence of the Free Nutritious Meal program is based on the government’s vision aligned with the fifth principle of Pancasila, namely social justice for all Indonesian people. However, in practice, there are still instances of injustice, such as corruption, collusion, and nepotism (KKN) in the recruitment of SPPG personnel, violations in food distribution regulations, and limited partnerships with MSMEs/street vendors, which result in revenue decline. This study is qualitative research with a descriptive approach. The findings of the study indicate that the free nutritious meal program, when viewed from the perspective of economic justice, can be realized by implementing distributive justice and structural justice. Distributive justice ensures that all Indonesian citizens have equal opportunities, both to become part of the MBG implementation team, referred to as the Nutritional Fulfillment Service Unit (SPPG), and to enjoy the facilities of free nutritious meals. Structural justice, on the other hand, ensures that any unlawful actions related to the recruitment of SPPG personnel or other violations are addressed accordingly. The distribution of free nutritious food must be immediately enforced firmly without discrimination. Keywords: Free Nutritious Food Program, Justice, Economy.
Co-Authors Annisyah Paradhita Sari