Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal JOURNAL OF WETLANDS ENVIRONMENTAL MANAGEMENT
Umar Chadhiq
Wahid Hasyim University
Agriculture, Biological Sciences & Forestry Chemical Engineering, Chemistry & Bioengineering Earth & Planetary Sciences Engineering Environmental Science

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Factors Affecting Working Capital Credit Decisions in Micro, Small and Medium Enterprises (MSME) at BMT Muamalat Semarang Umar Chadhiq; Nanang Yusroni
Journal of Wetlands Environmental Management Vol 10, No 2 (2022): July-December, 2022
Publisher : Center for Journal Management and Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (64.367 KB) | DOI: 10.20527/jwem.v10i2.299

Abstract

In general, the credit period is a reflection of the credit risk that may arise provided by the bank to MSMEs to return principal and interest on the loan. The longer the credit term, the higher the risk that may arise, then the bank will charge higher interest compared to short-term credit. The existence of the phenomenon then the method to answer the above problems in the form of field surveys using questionnaires to 93 respondents in the form of Likert scale. The analysis technique used was multiple linear regression analysis. Result showed that MSMEs can manage debt or credit management from BMT Muamalat for its business activities. Each MSMES has different managing abilities. What is meant by the ability to manage credit here is the ability to manage his business after obtaining loan funds from BMT Muamalat.
Co-Authors Nanang Yusroni