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All Journal JOURNAL OF WETLANDS ENVIRONMENTAL MANAGEMENT International Journal of Management, Business and Social Sciences
Nanang Yusroni
Wahid Hasyim University
Agriculture, Biological Sciences & Forestry Chemical Engineering, Chemistry & Bioengineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Engineering Environmental Science Social Sciences

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Factors Affecting Working Capital Credit Decisions in Micro, Small and Medium Enterprises (MSME) at BMT Muamalat Semarang Umar Chadhiq; Nanang Yusroni
Journal of Wetlands Environmental Management Vol 10, No 2 (2022): July-December, 2022
Publisher : Center for Journal Management and Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (64.367 KB) | DOI: 10.20527/jwem.v10i2.299

Abstract

In general, the credit period is a reflection of the credit risk that may arise provided by the bank to MSMEs to return principal and interest on the loan. The longer the credit term, the higher the risk that may arise, then the bank will charge higher interest compared to short-term credit. The existence of the phenomenon then the method to answer the above problems in the form of field surveys using questionnaires to 93 respondents in the form of Likert scale. The analysis technique used was multiple linear regression analysis. Result showed that MSMEs can manage debt or credit management from BMT Muamalat for its business activities. Each MSMES has different managing abilities. What is meant by the ability to manage credit here is the ability to manage his business after obtaining loan funds from BMT Muamalat.
Applying The Personal Knowledge Management In Network Quality And Value Creation Toward Sustainable Competitive Advantage (Sebuah Konseptual Model Pada Industri Garmen Di Salatiga) Windi Novia Ratri Wardhani; Ratih Pratiwi; Sunarto Sunarto; Riesmita Kustanti; Nanang Yusroni
International Journal of Management, Business, and Social Sciences Vol 1, No 2 (2022): November
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/ijmbs.v1i2.7314

Abstract

Abstract Organizations must manage information and knowledge effectively and allow knowledge-based value creation. This study examines the role of personal knowledge management in increasing Value creation to achieve sustainable competitive advantage. This research is explanatory research using quantitative descriptive-analytical methods. Respondents are managers of 30 garment companies in Salatiga, the sampling method used is a census and scoring using a Likert scale of 1 to 5, and the data is processed using SEM AMOS software. The results showed that personal knowledge management had a positive and significant effect on value creation. Personal knowledge management has a positive and significant effect on sustainable competitive advantage. Value creation was found to positively and significantly affect sustainable competitive advantage. Network quality strengthens the influence of personal knowledge management and network quality on sustainable competitive advantage. Further research is suggested to examine the influence of other factors that influence value condition to knowledge management by considering the quality factor of HR Industry players and product marketers who can competitiveness/ innovativeness in achieving sustainable competitive advantage Keyword: Sustainable competitive advantage, personal knowledge management, value creation, network quality
Co-Authors Ratih Pratiwi Riesmita Kustanti Sunarto Sunarto Umar Chadhiq Windi Novia Ratri Wardhani