Claim Missing Document
Check
Articles

Found 5 Documents
Search

Pelatihan Academic Skills Dalam Mengelola Keuangan Pada UMK Rindang Alam Kel. Koto Lua, Kec. Pauh Kota Padang Henny Sulistianingsih; Dian Hirma; Maivalinda Maivalinda; Rita Srihasnita RC; Lasti Yossi Hastini
Jurnal Pengabdian Masyarakat Dharma Andalas Vol 1 No 2 (2023): Jurnal Pengabdian Masyarakat Dharma Andalas
Publisher : LPPM Universitas Dharma Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (383.813 KB) | DOI: 10.47233/jpmda.v2i1.763

Abstract

This service aims to realize the implementation of an academic skills training program (academic skills) in managing finances for MSEs (housewives/partners) who have businesses. These service partners are general community groups consisting of mothers who almost all have small businesses and are members of a study group called the Rindang Alam Keluharan Koto Lua Study Group, Pauh District Padang city. The training program includes training in (1) personal skills, including self-knowledge, rational thinking skills, and self-confidence, (2) social skills, (3) social skills academic skills, (4) vocational skills The training provided for this service activity focuses on the third program, namely on Academic Skills. The final output of this service is to prepare an active Rindang Alam Study Group which is trained and fostered in material about academic skills with a financial management training program. published in journals. The results of this training activity are that the Rindang Alam Study Group can understand financial terms and make bookkeeping in a simple way. In addition, the impact of the implementation of this training program showed a positive impact, namely the mothers of the Rindang Alam study group could recognize their own character and competence, work independently and in groups, utilize their knowledge to gain entrepreneurial opportunities and more income.
Pelatihan Pembukuan Digital bagi UMKM Perempuan untuk Peningkatan Pendapatan Keluarga Rita Srihasnita Rosali Caniago; Henny Sulistianingsih; Firsta; Maivalinda; Tiara Turay; Murniati; Indrayeni; Dian Hirma Surya Rahman; Delima Putri
Jurnal Imiah Pengabdian Pada Masyarakat (JIPM) Vol 4 No 1 (2026): Juli - September
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) yang dikelola oleh perempuan memiliki peran strategis dalam menopang dan meningkatkan perekonomian dan ketahanan finansial keluarga. Namun, banyak pelaku usaha perempuan di kawasan Rindang Alam, Kelurahan Koto Lua, Kota Padang, menghadapi kendala utama berupa rendahnya motivasi pengembangan diri dan ketidaktahuan dalam menyusun laporan keuangan yang baik. Motivasi diri merupakan salah satu faktor penting yang memengaruhi keberhasilan seseorang dalam menjalankan usaha. Pelaku UMKM perempuan yang memiliki motivasi tinggi cenderung lebih kreatif, inovatif, dan mampu bertahan menghadapi perubahan kondisi ekonomi. Oleh karena itu, diperlukan kegiatan pengabdian kepada masyarakat yang memberikan penguatan motivasi agar pelaku UMKM memiliki semangat dalam mengembangkan usaha dan meningkatkan kesejahteraan keluarga. Kegiatan Pengabdian kepada Masyarakat (PkM) ini bertujuan untuk meningkatkan motivasi diri serta ketrampilan teknis pelaku UMKM perempuan di kawasan Rindang Alam Kelurahan Koto lua, Padang melalui pelatihan pembukuan digital. Permasalahan utama yang dimiliki mitra adalah belum terpisahkannya keuangan pribadi dan usaha, tidak adanya pencatatan keuangan yang rapi, serta rendahnya motivasi untuk mengembangkan usaha secara profesional. Metode pelaksanaan yang digunakan meliputi penyuluhan motivasi kewirausahaan, penyampaian materi dan praktek langsung (simulasi) penggunaan aplikasi pembukuan digital yang mudah dioperasikan di smartphone (seperti BukuWarung,BukuKas atau SIAPIK). Hasil kegiatan menunjukkan adanya peningkatan yang signifikan terhadap pemahaman literasi keuangan digital. Para peserta pelatihan kini memiliki motivasi yang lebih tinggi untuk bersaing di pasar dan mampu menyusun catatan kas masuk-keluar secara sistematis menggunakan smartphone mereka. Dengan pembukuan yang tertata dan motivasi diri yang kuat, pelaku UMKM perempuan dapat memisahkan modal usaha dan keuntungan dengan jelas, yang pada akhirnya berdampak langsung pada peningkatan pendapatan ekonomi keluarga
Pengaruh Komitmen Kerja Dan Kepuasan Kerja Terhadap Loyalitas Kerja Karyawan Unit Airport Security Pada PT. Angkasa Pura Indonesia Kantor Cabang Bandara Internasional Minangkabau Yolanda Abdillah Putri; Henny Sulistianingsih
Journal of Business Economics and Management | E-ISSN : 3063-8968 Vol. 2 No. 1 (2025): Juli - September
Publisher : GLOBAL SCIENTS PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research is a quantitative research. This study aims to determine how the influence of work commitment and job satisfaction on the work loyalty of Airport Security unit employees at PT Angkasa Pura Indonesia Minangkabau International Airport Branch Office. The population in this study were Airport Security unit employees with a sample of 105 respondents. The sample collection technique used was saturated sampling technique. Data were obtained by conducting a questionnaire, then processed and tested using SPSS. From the research conducted, it is known that the results of hypothesis testing indicate that work commitment and job satisfaction have a significant effect on the work loyalty of Airport Security unit employees at PT Angkasa Pura Indonesia Minangkabau International Airport Branch Office. The results of the coefficient of determination show that the influence of work commitment and job satisfaction on work loyalty is 56.3%. while the remaining 43.7% is influenced by other variables outside this study.
Future Perspectives: The Key To Successful Retirement Planning: A Study Of Financial Behavior Henny Sulistianingsih; Maivalinda; Rita Srihasnita Rosali; Muhammad Irfan Floris; Resa Adinda; Tari Pebridani
AMAR (Andalas Management Review) Vol. 9 No. 2 (2025)
Publisher : Management Institute Faculty of Economics Universitas Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/amar.9.2.130-144.2025

Abstract

The purpose of this study is to analyse the financial behavior (financial literacy, risk preferences, and locus of control) and future perspectives of Generation Z in retirement planning in West Sumatra. This research is explanatory. The population in this study is the community in West Sumatra. The sampling technique used was random sampling. A total of 418 respondents were collected. The data used consisted of secondary and primary data obtained directly from the field through questionnaires distributed to respondents. The data processing technique used the PLS-based SEM method. The results of this study only rejected one hypothesis, namely H1, which indicates that a person's level of financial literacy does not directly influence retirement saving behavior. Hypotheses H2, H3, and H4, which stated that locus of control, perceived financial risk, and future time perspective had a significant positive effect on retirement saving behavior, were accepted. Hypotheses H5a, H5b, and H5c were accepted. These three hypotheses indicate that locus of control, perceived financial risk, and future time perspective contribute significantly to future time perspective. The mediating effect of the FTP variable was discussed with three hypotheses: H6a, H6b, and H6c. These hypotheses were accepted because FTP acted as a significant mediator. This study empirically proves that FTP strengthens the direct relationship, not just mediation, between risk perception and retirement behavior. These results contribute significantly to demonstrating that FTP is not only a psychological construct but also a predictor of actual financial behavior, even in age groups and education levels that are not yet considered financially mature.
Analisis Kinerja Keuangan Pt Bank Pembangunan Daerah Sumatera Barat Menggunakan Pendekatan Cael Periode 2020-2024: Financial Performance Analysis of PT Bank Pembangunan Daerah Sumatera Barat Using the CAEL Approach for the 2020-2024 Period Afta Julita Gustina; Henny Sulistianingsih
Jurnal Point Equilibrium Manajemen dan Akuntansi Vol. 8 No. 2 (2026): Jurnal Point Equilibrium Manajemen dan Akuntansi
Publisher : Universitas Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59963/jpema.v8i2.695

Abstract

This study aims to analyze the financial performance of a regional development bank using the Capital, Asset Quality, Earnings, and Liquidity (CAEL) approach during the period of 2020-2024. The object of this research is PT Bank Pembangunan Daerah Sumatera Barat. The research employs a quantitative descriptive method using secondary data obtained from the bank’s published annual financial statements. The analysis is conducted by calculating several financial ratios, including Capital Adequacy Ratio (CAR), Non-Performing Loan (NPL), Return on Assets (ROA), Net Interest Margin (NIM), Operating Expenses to Operating Income (BOPO), Loan to Deposit Ratio (LDR), and Loan to Asset Ratio (LAR). The findings indicate that the bank’s capital position is very strong and shows a consistent upward trend over the observed period. In terms of asset quality, the declining NPL ratio reflects an improvement in credit risk management. From a profitability perspective, the bank demonstrates steady growth in earnings, although there is evidence of pressure on interest margins and operational efficiency toward the end of the period. Meanwhile, the liquidity aspect shows an increasing loan distribution ratio, indicating active intermediation, but also suggesting potential liquidity pressure that requires careful management. Overall, the bank’s financial performance can be categorized as stable and improving. However, enhancing operational efficiency and optimizing liquidity management remain essential to ensure sustainable performance in the future.