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Pengaruh Pendapatan, Pengetahuan Dan Kualitas Pelayanan Terhadap Minat Nasabah Menabungan Emas Di Unit Pegadaian Syariah UIN STS Jambi Indah Apriani; Nazori Majid; Rohana Rohana
Transformasi: Journal of Economics and Business Management Vol. 2 No. 1 (2023): March : Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v2i1.523

Abstract

Gold Savings is a gold balance deposit service that makes it easier for people to invest in gold savings. Gold savings are one type of investment that is in great demand by the public. This study aims to determine whether or not there is an effect of income, knowledge and quality of service on customer interest in saving gold. This research method is quantitative with multiple linear regression analysis as the analysis tool. The population in this study was 336 respondents, the sample was determined using the slovin formula, the sample in this study was 77 respondents and this research was conducted on customers of the Sharia Pawnshop Unit of UIN Sulthan Thaha Saifuddin Jambi. The results of this study indicate that the results of the F-test of income, knowledge and service quality variables together have a significant effect on customer interest in saving gold, by t-test income does not significantly affect customer interest in saving gold, knowledge has a significant effect on customer interest. saving gold and service quality significantly influence customer interest in saving gold.
Pengaruh Etos Kerja Dan Kompetensi Kewirausahaan Terhadap Kinerja UMKM Pada Anggota Asosiasi UMKM Muaro Jambi (ASUMKMUJA) Evi Nur Azizah; Mohammad Orinaldi; Rohana Rohana
Mutiara : Jurnal Penelitian dan Karya Ilmiah Vol. 1 No. 6 (2023): Desember: Mutiara : Jurnal Penelitian dan Karya Ilmiah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/mutiara.v1i6.550

Abstract

This research aims to determine the influence of work ethic and entrepreneurial competency on MSME performance among members of the Muaro Jambi MSME Association (ASUMKMUJA). This research uses quantitative research methods and uses primary data. Samples were taken using a purposive sampling method and a sample of 56 MSME actors was obtained from 124 members of the Muaro Jambi MSME association using the Slovin formula. Based on the results of research using the t test, it shows that Work Ethic has a significantly positive effect on MSME performance among members of the Muaro Jambi MSME Association (ASUMKMUJA). And Entrepreneurial Competence also has a significant positive effect on MSME Performance among members of the Muaro Jambi MSME Association (ASUMKMUJA). Then the results obtained using the f test show that Work Ethic and Entrepreneurial Competence on MSME Performance among Members of the Muaro Jambi MSME Association (ASUMKMUJA) have a significant simultaneous effect on MSME performance as shown by an R square value of 62.9%.