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All Journal Journal of Student Research Jurnal Publikasi Manajemen Informatika (JUPUMI) Journal of Management and Social Sciences Mutiara: Jurnal Penelitian dan Karya Ilmiah Jurnal Ilmiah Ekonomi dan Manajemen Santri : Jurnal Ekonomi dan Keuangan Islam Jurnal Maisyatuna
Agustina Mutia
Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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Analisis Kinerja Keuangan Berdasarkan Rasio Profitabilitas Pada Koperasi Unit Desa (KUD) Sawit Mandiri Desa Talang Makmur Kecamatan Tebing Tinggi Kabupaten Tanjung Jabung Barat Provinsi Jambi Dewi Fitriyana; Agustina Mutia; Rohana Rohana
Jurnal of Management and Social Sciences Vol. 1 No. 3 (2023): Juli : Journal of Management and Social Sciences
Publisher : CV. Aksara Global Akademia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59031/jmsc.v1i3.137

Abstract

This study aims to determine the financial performance of the Sawit Mandiri Village Unit Cooperative (KUD) in Talang Makmur Village, Tebing Tinggi District when analyzed in terms of Profitability Ratios using Return On Assets (ROA), Return On Equity (ROE), and Service Operational Independence (BOPO). The method used in this research is descriptive qualitative research in the form of financial ratio analysis based on the Regulation of the Deputy for Supervision of the Ministry of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia Number: 06/Per/Dep.0/IV/2016 concerning Guidelines for Health Assessment of Savings and Loans Cooperatives Cooperative Savings and Loans Unit. The results of this study indicate that the financial performance of the Sawit Mandiri Village Unit Cooperative (KUD) in 2018-2022 based on Return on Assets (ROA) is considered low, this is based on the results of calculating the average Return on Assets (ROA) for 5 years, namely 8, 64%, in the unfavorable criterion, it is still far below the cooperative Return on Asset (ROA) standard, which is 10%. Based on Return on Equity (ROE) it is considered low, this is based on the results of calculating the average Return on Equity (ROE) for 5 years, namely 14.50%, in the criteria in very good criteria it meets the cooperative Return on Equity (ROE) standard, namely large 5%. Based on Service Operational Independence (BOPO) it is considered high, this is based on the calculation results of the average Service Operational Independence (BOPO) for 5 years, namely 9.92%, in very good criteria it meets the cooperative standard Service Operational Independence (BOPO), which is 100% .
Analisis Peningkatan Kesejahteraan Masyarakat Melalui Usaha Mikro Kecil Dan Menengah Di Kecamatan Pengabuan Kabupaten Tanjung Jabung Barat Agustina Mutia; Muhammad Orinaldi; M Hasan
Jurnal Publikasi Manajemen Informatika Vol 2 No 3 (2023): SEPTEMBER: JURNAL PUBLIKASI MANAJEMEN INFORMATIKA
Publisher : Sekolah Tinggi Ilmu Ekonomi Trianandra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupumi.v2i3.2078

Abstract

The purpose of conducting this research is to find out how the development of MSMEs in Pengabuan District, West Tanjung Jabung Regency and to find out what are the obstacles that make MSMEs in Pengabuan District, Tanjung Jabung Barat Regency slow to develop and to find out how the government contributes in advancing MSMEs to improve people's welfare in the District. The incineration of West Tanjung Jabung Regency. Fahrudin's Community Welfare Theory. How does a person or individual meet the basic needs of his life, as well as how does one support the opportunity to continue his education and have a better job to support his quality of life. The results of this study indicate that in improving the welfare of the people in Pengabuan District, Tanjung Jabung Barat Regency, it is seen by indicators of welfare, income, education and health. Of the 10 Respondents from Micro, Small and Medium Enterprises interviewed by researchers, many said that the purpose of doing this MSME business was to help the economy in the family, as well as increase income for their husbands and to help meet their daily needs and fulfill their children's education. and health for their families. And in an effort to improve the welfare of business actors, it is hoped that the contribution from the relevant government will advance their business so that their business can develop much better than before.
Pendayagunaan Dana Zakat Melalui Pemberdayaan Ekonomi Masyarakat Di Baznas Kota Jambi Agustina Mutia; Muhammad Subhan; Rizkia Safitri
Jurnal Publikasi Manajemen Informatika Vol 2 No 3 (2023): SEPTEMBER: JURNAL PUBLIKASI MANAJEMEN INFORMATIKA
Publisher : Sekolah Tinggi Ilmu Ekonomi Trianandra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupumi.v2i3.2079

Abstract

This study aims to determine whether the government of the National Amil Zakat Agency (BAZNAS) has implemented empowerment to the community. This research method uses a qualitative method which is sourced from the National Amil Zakat Agency (BAZNAS) office in Jambi City. The results in the research conducted, conclusions are obtained.(1). The planning stage of the Allocation of Zakat Funds at the National Amil Zakat Agency (BA-ZNAS) has been carried out in accordance with what has been done by BAZNAS in an effort to improve the standard of living of the community, especially in Jambi City. However, the lack of community efforts in an effort to increase the level of the economy, which initially became mustahik to increase the level to become muzakki, the community was reluctant to do so.(2) The application of the Allocation of Zakat Funds for community empowerment is appropriate in the view of Islamic economics which aims to increase income, and help free from hunger, and seeks to help.(3) The use of zakat funds at the National Amil Zakat Agency (BAZNAS) can be seen from the success of the community in increasing income with the assistance of zakat funds.
Pengaruh Digital Marketing, Desain Produk, dan Kualitas Produk Terhadap Keputusan Pembelian (Studi Pada Distro Kedai Oblong Jambi) Rika Hubbina; Agustina Mutia; Marissa Putriana
Journal of Student Research Vol 1 No 5 (2023): September: Journal of Student Research
Publisher : Sekolah Tinggi Ilmu Ekonomi Trianandra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jsr.v1i5.1768

Abstract

Dalam Islam setiap kegiatan bisnis harus taat pada dua prinsip, yaitu taat pada aturan atau tatanan moral yang ditetapkan Allah SWT. Dan empati, mensyukuri rahmat dan ciptaan Allah dengan cara menahan diri dari tindakan yang merugikan orang lain dan mencegah penyebaran praktik yang tidak etis. Digital marketing di Distro Kedai Oblong Jambi sudah bagus mereka mengenalkan distro mereka melalui media social seperti instagram tetapi pemilihan lokasinya kurang strategis karena berada didalam perumahan yang letaknya tidak dipinggir jalan. Sedangkan desain dan kualitas produk, telah berkembang dengan berbagai macam motif dengan kualitas yang bagus, namun hasil penjualan fluktuatif padahal seharusnya jika semua indikator produk tersebut telah diterapkan dapat mendorong minat konsumen untuk membeli produk sehingga menaikkan hasil penjualan. Penelitian in bertujuan untuk mengetahui pengaruh digital marketing, desain produk dan kualitas produk terhadap keputusan pembelian pada Distro Kedai Oblong Jambi. Metode penelitian yang digunakan kuantitatif deskriptif sampel yang diambil sebanyak 61 responden dengan menggunakan teknik non probability yakni teknik sampel aksidental yaitu teknik penentuan sampel berdasarkan kebetulan, siapa saja yang secara kebetulan atau insidental bertemu dengan peneliti. Hasil penelitian ini menyatakan bahwa digital marketing dan desain produk tidak berpengaruh positif terhadap keputusan pembelian. Sedangkan kualitas produk berpengaruh positif terhadap keputusan pembelian.
Pengaruh Digital Marketing Dan Sertifikasi Halal Produk Terhadap Keputusan Pembelian Masyarakat Pada Usaha Ilhamumtaza Jambi Ade Dea Novita; Agustina Mutia; Awal Habibah
Mutiara : Jurnal Penelitian dan Karya Ilmiah Vol. 1 No. 5 (2023): Oktober: Mutiara : Jurnal Penelitian dan Karya Ilmiah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/mutiara.v1i5.499

Abstract

The high promotional costs of marketing products on social media are a problem for business actors. That way, business actors can market their products directly to the field. This is the background to research entitled The Influence of Digital Marketing and Halal Product Certification on People's Purchasing Decisions for the Ilhamumtaza Jambi Business. The aim of this research is to find out the partial or simultaneous influence of digital marketing and halal product certification on people's purchasing decisions for the Ilhamumtaza Jambi business. The method used in this research is a descriptive quantitative method with 344 respondents. The technique used in sampling is purposive sampling, namely the sampling method used, and it is used to take into account a number of factors. Data collection is done distributing of questionnaires, interviews, and also documentation. The results of this research show that: (1) There is a partial significant influence of digital marketing variables and halal product certification on people's purchasing decisions for the Ilhamumtaza Jambi business. (2) The independent variables, namely the digital marketing and halal certification variables, have a positive effect (moving in the same direction) on people's purchasing decisions for the Ilhamumtaza Jambi business, with an Adjust R2 coefficient value of 0.533%. This illustrates that the contribution value of digital marketing variables and halal product certification to people's purchasing decisions is 53% and 47% influenced by other factors that are not part of this research, and the results of the effective contribution value (contribution) that are more influenced are the certification variables. halal products by 48%. In this study, researchers can take see that digital marketing can introduce products more widely, both on social media and in the field. And the existence of halal product certification becomes the most important value in determining the decision to purchase a product. Because consumers will look again at the halal logo on the product packaging. And by introducing digital marketing to this business, it can also increase buyer interest on social media from this business.
PENGARUH LABEL HALAL, BRAND IMAGE DAN LIFESTYLE TERHADAP KEPUTUSAN PEMBELIAN KONSUMEN MUSLIM DI RESTORAN ICHIBAN JAMTOS JAMBI Meisha Nabilla Putri; Agustina Mutia; Erwin Saputra Siregar
Journal of Student Research Vol 1 No 6 (2023): November: Journal of Student Research
Publisher : Sekolah Tinggi Ilmu Ekonomi Trianandra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jsr.v1i6.1808

Abstract

Munculnya suatu Brand besar pada suatu produk makanan membuat beberapa masyarakat muslim tertarik untuk ikut menikmati produk dari brand besar tersebut. Dan berubahnya gaya hidup di zaman generasi z membuat beberapa masyarakat muslim ikut menjadi konsumen pada brand makanan tersebut sehingga membuat beberapa konsumen muslim tidak terlalu memikirkan apakah brand makanan tersebut sudah bersertifikat halal atau belum. Penelitian ini bertujuan untuk mengetahui dan pengarus label halal,brand image, lifestyle terhadap keputusan pembelian konsumen muslim di Restoran Ichiban Jamtos Jambi. Metode yang digunakan penelitian ini kuantitatif, dan metode analisi data yang digunakan adalah uji koefisien determinasi. Sampel dalam penelitian ini adalah sebanyak 96 responden yang merupakan konsumen muslim Restoran Ichiban Jamtos Jambi. Hasil penelitian menunjukkan bahwa Label halal, brand image,lifestyle secara bersamaan berpengaruh signifikan terhadap keputusan pembelian. Hal ini dibuktikan dengan nilai adjusted R square (koefisien determinasi) sebesar 0,105 atau 10.5%. Pada pengujian asumsi klasik penelitian ini berdistribusi normal, tidak terjadi heteroskedastisitas, dan multikolinearitas.
Analisis Peran Dan Kinerja Account Officer Di Bidang Pembiayaan Pada Bank Syariah Indonesia (BSI) KCP. Jambi Gatot Subroto Ayu Wandira; Agustina Mutia; Muhamad Subhan
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 1 No. 6 (2023): Desember : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v1i6.112

Abstract

Banking is one way to solve problems related to business finance. Banking is a place to provide financing to develop a business that is being worked on. According to the theory, Account Officers have an important impact on determining customers. The formulation of the problem in this study is How is the analysis of the role of the Account Officer in overcoming problematic financing at the BSI KCP Gatot Subroto bank? and How is the performance analysis of the Account Officer in overcoming problematic financing at the BSI KCP Gatot Subroto bank? This study uses a qualitative research method with a type of field study research. Data was collected through interviews, documentation and observation. The results of this study mention the role of the account officer in analyzing and processing financing applications at the BSI KCP Ponorogo bank including managing accounts, managing products, managing financing and managing sales by approaching debtors and the need for review at any time. The performance of the BSI KCP Gatot Subroto bank account officer in preventing problematic financing at the BSI KCP Gatot Subroto bank includes the financing application stage where the account officer gives time to prospective debtors to complete the requirements as a standard selection in financing, the financing proposal stage with reference to the selection of information obtained from existing social, the stage of providing financing facilities which shows that the account officer offers existing facilities based on the features of the selected prospective debtor, the financing stage which reviews the financing facilities by reviewing the financing facilities obtained by the prospective debtor or debtor. The efforts to resolve problematic financing at BSI KCP Gatot Subroto bank are financing restructuring which includes rescheduling.
PENGARUH MODAL DAN TINGKAT UPAH TERHADAP NILAI PRODUKSI SERTA PENYERAPAN TENAGA KERJA PADA INDUSTRI KERAJINAN KAYU DI KECAMATAN JAMBI TIMUR Miftahul Janah; Agustina mutia; Muhammad Subhan
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 1 No. 3 (2023): November
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v1i3.217

Abstract

This research aims to determine and analyze the influence of capital and wage levels on production value and employment in the wood craft industry in East Jambi sub-district. This research uses a quantitative approach and the data analysis method used is multiple linear regression analysis. The sample used in this research was 79 wood craft business actors in East Jambi sub-district. The results of the t test for the variable influence of capital (X1) on production value (Y1) obtained a significant value of 0.000 < 0.05 and a value of tcount > ttable, namely 6.894 > 2.039. The results of the t test for the variable influence of capital (X2) on labor absorption (Y2) obtained a significant value of 0.000 < 0.05 and a tcount > ttable value of 7.294 > 2.039. The results of the t test for the wage level variable (X2) on production value (Y1) obtained a significant value of 0.000 < 0.05 and a tcount > ttable value of 6.498 > 2.039. The results of the t test for the wage level variable (X2) on the value of labor absorption (Y2) obtained a significant value of 0.000 < 0.05 and a tcount > ttable value of 6.863 > 2.039. Variables influence capital (X1) and wage level (X2) on production value (Y1). The sign value is 0.000 < 0.05 and the fcount>ftable value is 32.961 > 3.29, so Ho is rejected and Ha is accepted and the Adjusted R Square (coefficient of determination) value is 0.680 or 68%. The variable influence of capital (X1) and wage level (X2) on labor absorption (Y2). The sign value is 0.000 < 0.05 and the fcount>ftable value is 38.177 > 3.29, so Ho is rejected and Ha is accepted and the Adjusted R Square (coefficient of determination) value is 0.711 or 71.1%.
PENGARUH CUSTOMER RELATIONSHIP MANAGEMENT (CRM) DAN TRUST TERHADAP LOYALITAS PELANGGAN PADA PT. KIKI EXPRESS RATU INTAN PERMATA riska safitriani; Agustina Mutia; G.W.I. Awal Habibah
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 1 (2024): Januari
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i1.625

Abstract

Customers are a valuable asset for every company, because they not only provide direct income through purchasing products or services, but can also be a source of positive references that help in improving the company's reputation. The aim of this research is to find out how partially or simultaneously customer relationship management and trust affect customer loyalty. In this research, researchers used the Quantitative Descriptive method. The technique used in sampling is the Isaac and Michael formula. Isaac and Michael's formula has provided useful calculation results for determining the number of samples based on an error rate of 1%, 5% and 10%. In this study the level of error or sampling error in the form of determining the number of samples is at the 10% level with a sample of 62 respondents. To collect data using questionnaires, interviews and documentation. The analysis techniques used are Data Quality Test, Classic Assumption Test, Hypothesis Test, Multiple Linear Regression Analysis and Coefficient of Determination. The research results show that: customer relationship management (CRM) (X1) has a significant effect on customer loyalty. Trust (X2) has no significant effect on customer loyalty. customer relationship management (CRM) (X1) and trust (X2) simultaneously have a significant effect on customer loyalty (Y).
TRANSFORMASI DIGITAL IWA-QU DALAM MENDUKUNG KETERCAPAIAN SUSTAINABLE DEVELOPMENT GOALS (SDG’s) PERSPEKTIF EKONOMI ISLAM Rekha Afiah; Agustina Mutia; Eri Nofriza
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 1 (2024): Januari
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i1.929

Abstract

Sustainable Development Goals (SDG's) or what is known as environmentally friendly sustainable development created by the United Nations. An important role in achieving sustainable development goals or achieving sustainable goals can be at the forefront of achieving the SDG's economic pillars by creating jobs, providing decent working conditions, engaging in business innovation, and contributing to the economic, social and environmental impacts of business operations . In SDG's digital transformation, only two goals are used, namely goal 09 and goal 17, in Iwa-Qu's efforts to use digital marketing to maintain and create sustainable Iwa-qu products. This research aims to find out how digital transformation at Iwa-QU supports the achievement of sustainable development goals (SDG's) as well as digital marketing from an Islamic economic perspective. This research uses qualitative methods by checking the validity of the data using triangulation techniques. The results of the research show that digital transformation in achieving Sustainable Development Goals in Iwa-Qu businesses is seen from the aspect that there is still a lack of partnerships to reach global, and there are still obstacles to human resources.
Co-Authors Ade Dea Novita Awal Habibah Ayu Wandira Bayu Prakasa Dewi Fitriyana Eri Nofriza Erwin Saputra Siregar G.W.I. Awal Habibah M Hasan Meisha Nabilla Putri Miftahul Janah Muhamad Subhan Muhammad Orinaldi Muhammad Subhan Putriana, Marissa Rekha Afiah Rika Hubbina riska safitriani Rizkia Safitri Rohana Rohana