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All Journal JURNAL LENTERA : Kajian Keagamaan, Keilmuan dan Teknologi Journal of Islamic Economics Lariba Hikmatuna IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Profetika: Jurnal Studi Islam
Lukmanul Hakim
Universitas Muhammadiyah Surakarta
Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Effectiveness of Online Zakat during the Covid-19 Pandemic by Amil Zakat Institutions in Boyolali, Indonesia Lukmanul Hakim; Anggara Indra Setyaningsih
Journal of Islamic Economics Lariba Vol. 8 No. 2 (2022)
Publisher : Department of Islamic Economics, Islamic University of Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol8.iss2.art6

Abstract

Zakat is the third pillar of Islam that should be fulfilled for Muslims and has a high worship value in Allah SWT. The existence of this zakat can alleviate poverty and increase state income if a country can optimize the collection of zakat funds. One way to optimize the collection is to use digital technology. At this time, the amil zakat institution has harnessed the complexity of digital technology to collect zakat funds online. This study aims to determine the effectiveness of online zakat and which amil zakat institution is more efficient in using online zakat, specifically at the amil zakat institutions: BAZNAS Boyolali, LAZISMU Boyolali, and LAZ Harapan Umat Boyolali. The research used is a type of qualitative research. The data is derived from primary sources such as interviews and documentation and secondary sources such as scientific articles. The results of this study show that online zakat is quite effective to use, as evidenced by the percentage increase in funds from 2019-2021. BAZNAS Boyolali increased by 15.9%, LAZISMU Boyolali increased by 118%, and LAZ Harapan Umat Boyolali increased by 91%. Additionally, it can be demonstrated by the fewest flaws and complaints about Online zakat. It can provide convenience for muzakki to pay zakat wherever and whenever. The most popular online zakat payment option is WhatsApp for individuals and payroll for ASN or other private employees.
Comparative Analysis Of The Thoughts Of Umer Chapra And Dawam Rahardjo In Syariah Banking lukmanul hakim; A.M. Fadli Dzil Jalal Dzil Jalal
JURNAL LENTERA : Kajian Keagamaan, Keilmuan dan Teknologi Vol 22 No 2 (2023): September 2023
Publisher : LP2M STAI Miftahul 'Ula (STAIM) Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29138/lentera.v22i2.1042

Abstract

This research aims to compare two Islamic economists, namely Umer Chapra and Dawam Rahardjo, regarding Islamic banking, which includes its goals, principles, and systems. The method used in this research is the literature study method; besides that, this research also uses a comparison method between two Islamic economists, namely Umer Chapra and Dawam Rahardjo. The results of this study indicate differences and principles of thought between Umer Chapra and Dawam Rahardjo; Umer Chapra disapproves of the use of riba in the banking process because there is a legal basis for prohibiting riba in the Qur'an. This is different from Dawam Rahardjo's view in principle; several conditions allow excess borrowing of money or riba due to a decrease in the value of the currency so that the value in the past is not comparable to the value of money in the future (inflation theory) so that additional funds are needed to cover losses arising from the decline in the value of money. Regarding the principles of Islamic economic development, these two figures have the same thoughts related to recommended economic development cooperation, such as using the zakat, alms, and waqf methods, and have the same thoughts regarding Islamic banking in terms of management. Also, there is support related to implementing sharia-based banking in Indonesia.
Takaful Industrial Research Developments: A Bibliometric Analysis On The Scopus Database Lukmanul Hakim; Muhklis Sirotul Munir
IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Vol 12 No 1 (2023): IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita - June
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/iqtishaduna.v12i1.1020

Abstract

This study aims to describe research development in the takaful industry from 2013 to 2022. This study used bibliometric analysis research methods. The data used is only sourced from research in the takaful industry field indexed by Scopus. There were 261 articles analyzed using Vosviewer software. This research shows that Malaysia is the most significant contributor to research in the takaful industry. Salman is the most prolific writer, with 18 articles. Moreover, the Journal of Islamic Accounting and Business Research became the most popular journal with the most contribution in publishing articles in the takaful industry. Potential future topics are deposit insurance, takaful insurance, and Sharia governance associated with Islamic banking. The contribution of this research can be used as a consideration for discussion topics in research in this field.
Social and Environmental Contribution of Indonesian Baitul Maal wat Tamwil (BMT) to the SDGs Implementation Aminudin Ma'ruf; Tilla Ira Sellani; Lukmanul Hakim; Shahbaz Alam
Profetika: Jurnal Studi Islam Vol. 26 No. 01 (2025): Profetika Jurnal Studi Islam 2025
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/profetika.v26i01.8863

Abstract

Objective: This study aims to analyze the social and environmental contribution of Baitul Maal wat Tamwil (BMT) in Indonesia in supporting the implementation of SDGs in Indonesia. Theoretical framework: The underpinning theoretical framework of the study lies in the concept of Islamic economics with special reference to its social and environmental contributions. Literature review: The study's literature review provides the research development based on previous findings. It highlights the gap in the literature in the field of study, which needs to be addressed. Methods: The paper uses primary data that were obtained from in-depth interviews with 24 BMTs in several jurisdictions in Indonesia. A qualitative research method was used to explore and analyze BMTs' role thoroughly. Results: The results of this study inferred that BMTs in Indonesia have been actively contributing to society's social and environmental development. Their contributions are implemented through innovative programs tackling social and environmental issues. However, few BMTs contributed to one aspect but not the other and are expected to improve their contribution. This paper is unique from previous research with some recommendations and future implications. Implications: The study suggests some essential policy implications supporting the contributions of BMT in tackling the social and environmental issues in achieving the SDGs. Novelty: The research comes with new perspectives in the study of BMT towards SDGs implementation.
Artificial Intelligence and Islamic Law: Testing the Validity of ChatGPT in the Field of Zakat Fauzul Hanif Noor Athief; Lukmanul Hakim; Tika Widiastuti; Aminullah Furqoni; Marwini
Hikmatuna : Journal for Integrative Islamic Studies Vol 12 No 1 (2026): Hikmatuna: Journal for Integrative Islamic Studies, June 2026
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ty0dex57

Abstract

Technological advancements have shifted the process of knowledge acquisition from textbooks and teachers to individuals independently seeking information through other source. Artificial Intelligence (AI), with ChatGPT as a natural language processing tool, has become one of these references. In Islam, the tradition of learning is emphasized through the transmission of knowledge from teachers, known as sanad, rather than through self-study or autodidacticism. This research focuses on the validity of ChatGPT's responses to user questions on the topic of zakat as one of the pillars of Islam. The study employs content analysis of answers obtained from ChatGPT and compares these responses against three primary references: Yusuf Qardawi's "Fiqh al-Zakat," Ahmad Sarwat's "Encyclopedia of Indonesian Fiqh," and the guidelines from the National Zakat Agency. The scores were determined using a 0 to 5 scoring rubric to assess the degree to which ChatGPT’s responses aligned with the primary references. The findings indicate that ChatGPT's understanding of the basic concepts of zakat has a validity score of 3.58 and a completeness score of 3.75. For the dimension of zakat objects, the validity score is 3 and the completeness score is 3.5. However, for the dimension of modern zakat, the validity score drops to 1, with a completeness score of only 0.5. Therefore, the use of ChatGPT as a learning tool for the topic of zakat should be considered a supplementary resource rather than a primary reference. Users of ChatGPT are advised to continue consulting authentic and authoritative references for deeper understanding.
Co-Authors A.M. Fadli Dzil Jalal Dzil Jalal Aminudin Ma'ruf Aminullah Furqoni Anggara Indra Setyaningsih Fauzul Hanif Noor Athief Marwini Muhklis Sirotul Munir Septia Tri Amalia Shahbaz Alam Tika Widiastuti Tilla Ira Sellani