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All Journal JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi) Owner : Riset dan Jurnal Akuntansi Abditani : Jurnal Pengabdian Masyarakat
Siti Nur Ariska
Universitas Muhammadiyah Palopo
Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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INOVASI USAHA SOSIS TELUR MATAHARI (SOLUR MATAHARI) YANG MEMILIKI NILAI GIZI TINGGI Kadek Eva Sulystyawati; Siti Nur Ariska; Muh. Azhari Ramadan; Sapar
Jurnal Abditani Vol. 6 No. 1 (2023): April
Publisher : FAKULTAS PERTANIAN UNIVERSITAS ALKHAIRAAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31970/abditani.v6i1.191

Abstract

Inovasi Usaha  Sosis Telur Matahari (Solur Matahari) yang memiliki nilai gizi tinggi. Tujuan program kreativitas mahasiswa – kewirausahaan (PKM-K) adalah membangkitkan motivasi mahasiswa untuk berwirausaha dalam mengembangkan Usaha Sosis Telur Matahari. Metode pelaksanaan program ini adalah input, proses (produksi), output, dan evaluasi. Hasil program ini adalah input, melakukan survei pasar untuk mengetahui kondisi pasar. Selanjutnya melakukan wawancara kepada 5 mahasiswi di lingkungan Universitas Muhammadiyah Palopo dan 5 Siswa – Siswi di SMA Muhammadiyah Palopo. Selanjutnya adalah studi kelayakan terhadap usaha yang akan dijalankan. Tahap terakhir adalah pemilihan bahan dan penyediaan tempat serta sarana dan prasarana untuk menunjang proses produksi. Proses (produksi), proses pembuatan Sosis Telur Matahari mulai dari persiapan bahan dan alat Sampai Sosis Telur Matahari Siap untuk dipasarkan. Output, yaitu hasil Inovasi Sosis Telur Matahari yang siap dikonsumsi dan dipasarkan kepada konsumen. Yang terakhir adalah evaluasi, yaitu tahapan ini dilaksanakan pada saat produksi produk Sosis Telur Matahari telah selesai dilakukan. Pada tahap ini akan meninjau tentang kekurangan-kekurangan apa saja yang membuat konsumen tidak Berniat Membeli produk kami.
Pengaruh Literasi Keuangan, Financial Tekhnologi dan Gaya Hidup Hedonisme terhadap Perilaku Keuangan Mahasiswa Siti Nur Ariska; Jumawan Jusman; Asriany Asriany
Owner : Riset dan Jurnal Akuntansi Vol. 7 No. 3 (2023): Vol. 7 No. 3 (2023): Research Artikel Volume 7 Issue 3: Periode Juli 2023
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v7i3.1472

Abstract

In today's modern era, students must have financial intelligence, namely intelligence in managing finances. When a student is able to make the right decisions about finances, there will be no financial problems in the future and is able to show healthy financial behavior and is able to determine which needs are not wants. However, not a few college students tend to spend their money for things they want instead of what the brand needs. Therefore, this study aims to examine the influence of financial technology on student financial behavior, financial literacy on student financial behavior, and hedonistic lifestyle on student financial behavior. The data used in this study were primary data obtained from questionnaires. This research uses quantitative research methods where the research results are presented in the form of numbers or statistics. The total number of populations in this study is not yet known, so sampling was taken using non-probability samples and 178 respondents were obtained from students in palopo city. Hypothesis testing uses structural Equation models. The results of the research in this study were tested using SmartPLS. Based on the results of this study, it resulted that financial technology has a positive and significant effect on student financial behavior, financial literacy has a positive and significant effect on student financial behavior and hedonistic lifestyles have a positive and significant effect on student financial behavior.
LITERASI KEUANGAN DAN PERILAKU KEUANGAN SYARIAH MAHASISWA UM.PALOPO: MEDIASI FINANCIAL TECHNOLOGI DAN PERSONAL FINANCE Firlianti; Rafika Akib; Siti Nur Ariska; Jumawan Jasman
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 10 No 2 (2023): JMBI UNSRAT Volume 10 Nomor 2
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v10i2.46353

Abstract

Abstrak Students organizing and managing their finances is something that is very important. Because after graduating from college they will enter the world of work. Poor financial behavior will reduce one's level of success in life. The economy at the student level has a major impact on the process of managing personal finances. Therefore, it is important to manage finances so that we can meet additional needs without disrupting personal and family finances. Even with all the sophistication of technology, it can also interfere with us in the process of managing finances at this time. This study aims to find out how students think in managing their finances with their understanding and knowledge. The sample used was non-probability sampling. In this study, we used a questionnaire which was distributed online to students and 160 respondents were sampled. And testing the hypothesis using the path analysis technique. The results of the study found that financial technology has a direct effect on Islamic financial behavior, financial literacy has a significant direct effect on financial technology, personal finance has a direct effect on Islamic financial behavior, while financial literacy has no direct effect on personal finance.   Keywords: financial literacy, financial technology, personal finance, Islamic financial behavior
Co-Authors Asriany Asriany Firlianti Jumawan Jasman Jumawan Jusman Kadek Eva Sulystyawati Muh. Azhari Ramadan Rafika Akib Sapar Sapar