Yesa Tiara Purnama Sari
Sekolah Tinggi Agama Islam Darussalam Kunir, Subang, Indonesia

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Analisis Kesehatan Bank Dengan Menggunakan Metode RGEC Pada PT. Bank Mega Syariah Tbk. Periode 2016-2019 Ade Ponirah; Faridha Nurazizah; Yesa Tiara Purnama Sari
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 5 No 1 (2021): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v5i1.162

Abstract

Tingkat kesehatan bank sangat penting untuk berbagai pihak terkait. Karena menjadi informasi sebagai bahan evaluasi kinerja sebuah bank. Bank Indonesia telah mengeluarkan aturan sebagai landasan dalam penilaian tingkat kesehatan bank. Metode yang kini banyak digunakan yaitu RGEC terdiri dari Risk Profile, Good Corporate Governance, Earnings, dan Capital. Dalam metode ini dinilai menggunakan ketentuan dan kompsit yang telah ditentukan. Pada penelitian ini bertujuan untuk menganalisis tingkat kesehatan bank pada PT. Bank Mega Syariah Tbk periode 2016-2019. Pendekatan yang digunakan yaitu pendeketan deskriptif dengan data kuantitaif dari laporan tahunan yang di unduh dari web resmi. Hasil penelitian berdasarkan aspek penilaian Risk Profile bank di ukur dengan NPF termasuk dalam kaetgori sehat, lalu diukur juga dengan menggunakan FDR dalam kurun empat tahun termasuk pada kategori sehat. Pada aspek Good Corporate Governance (GCG) bank termasuk dalam komposit dua yaitu sehat. Lalu pada aspek Earnings keseluruhan selama empat tahun bank termasuk pada akategori sangat sehat. Terakhir pada aspek Capital bank termasuk pada kategori sangat sehat. Secara keseluruhan PT. Bank Mega Syariah Tbk dalam kurun waktu empat tahun berada pada nilai komposit 2 yang berarti termasuk dalam kategori sehat.
Perempuan dalam Ketahanan Ekonomi: Upaya Peningkatan Kualitas Keluarga Ponirah, Ade; Sakinah, Gina; Tiara Purnama Sari, Yesa
Az-Zahra: Journal of Gender and Family Studies Vol 4, No 2 (2024)
Publisher : UIN Sunan Gunung Dajti Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/azzahra.v4i2.24171

Abstract

Terciptanya ketahanan keluarga ketika keluarga memiliki sarana untuk memenuhi kebutuhan dasar dengan cara yang berkelanjutan dan dapat diandalkan sepanjang waktu. Seorang istri mengambil beberapa tanggung jawab sebagai bagian dari upaya untuk memperkuat keluarga. Yakni, bekerja di luar rumah dan bukan hanya fokus pada pekerjaan rumah. Penelitian ini bertujuan untuk mengkaji peran perempuan dalam ketahanan ekonomi keluarga. Penelitian ini menggunakan metode deskriptifd dengan pendekatan kualitatif. Penelitian ini dilakukan di Desa Caracas Kecamatan Kalijati Kabupaten Subang dengan melakukan wawancara mendalam kepada tiga informan menggunakan metode snowball sampling. Data sekunder diperoleh dari literatur review mengenai kondisi di Desa Caracas dan literatur yang temanya berkenaan dengan penelitian ini. Temuan menunjukkan bahwa ketahanan keluarga akan kuat jika anggota keluarga bekerja sama. Kekuatan ketahanan keluarga tidak hanya bergantung pada bagaimana suami dan istri membagi tugas rumah tangga, tetapi juga pada bagaimana mereka berinteraksi. Hal ini menjadikan peran perempuan dalam ketahanan ekonomi lebih maksimal dan juga turut serta dalam meningkatkan kualitas keluarga
The Role Of Sharia Financial Education And Literacy In Increasing Community Economic Participation Sari, Yesa Tiara Purnama; Rufaida, Alfi Maulisa; Hasanah, Uswatun
Fin Sinergy: Jurnal Manajemen Keuangan Vol 2 No 1 (2024): Fin Synergy: Jurnal Manajemen Keuangan
Publisher : Doktoral Ilmu Manajemen, Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56457/fin.v2i1.583

Abstract

This article discusses the role of sharia financial education and literacy in increasing community economic participation. In an era where Islamic finance is increasingly in demand, a good understanding of Islamic financial principles and products is crucial. This research uses qualitative methods with literature analysis and in-depth interviews to explore the extent to which Islamic financial literacy influences economic participation. The research results show that increasing sharia financial literacy contributes significantly to increasing economic participation through better understanding of sharia financial products, increased trust in the sharia financial system, and wiser financial decision making. This article recommends that financial institutions, governments and educational institutions improve sharia financial education and literacy programs to encourage financial inclusion and economic prosperity in society.
PENGARUH PERTUMBUHAN PENJUALAN DAN LIKUIDITAS TERHADAP STRUKTUR MODAL Sakinah, Gina; Purnama Sari, Yesa Tiara
Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Vol 4, No 2 (2022): AKSY: Jurnal Ilmu Akuntansi dan Bisnis Syariah
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/aksy.v4i2.23390

Abstract

In the business world, competition encourages organizations to increase profitability and value per organization. This is done so that businesses can partner with specialized businesses. The data in this article is secondary data taken from the financial statements of manufacturing companies listed on the Indonesia Stock Exchange, and is supported by literature research and documentation. Based on the results of the study, it can be concluded that partially sales growth does not have a significant effect on the capital structure. Liquidity has no significant effect on the capital structure. Simultaneously, sales and liquidity growth had no effect on the capital structure with a contribution of 35.6% while 64.4% was influenced by other variables that were not studied.
Moderation Effect Of Islamic Social Reporting On Influences Of Islamicity Performance Index On Financial Performance Of Islamic Banking Ade Ponirah; Silfi Oktariyani; Gina Sakinah; Yesa Tiara Purnama Sari
JPS (Jurnal Perbankan Syariah) Vol 4 No 1 (2023): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v4i1.1056

Abstract

This study aims to analyze the effect of the Islamicity performance index on financial performance through Islamic social reporting as a moderating variable. This research uses quantitative methods. This study used purposive sampling to take samples from a total population of 18 Islamic commercial banks (ICB) to obtain five representative ICB samples. The data source uses secondary data in the form of information originating from the official ICB website. Data analysis used multiple linear regression and moderated regression analysis (MRA). The results showed that the zakat performance ratio, Islamic income vs. non-Islamic income ratio, and Islamic social reporting did not affect financial performance. However, the profit-sharing ratio has a significant effect on financial performance. Islamic social reporting can moderate the effect of the profit-sharing ratio on financial performance. However, Islamic social reporting cannot moderate the variable zakat performance ratio and Islamic income vs. non-Islamic income ratio on financial performance. This research can complement existing research and be a reference for ICB management disclosing information to stakeholders by applying Sharia principles.
The Role of E-Commerce in the Business World Tiara Purnama Sari , Yesa
Journal of Economicate Studies Vol. 4 No. 1 (2020): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v4i1.656

Abstract

This article discusses the role of e-commerce in the business world. The methods used in this study are literature methods sourced from books, reports, journals and websites. The findings of this article find: (1) The development of internet technology facilitates the way of doing business; (2) e-commerce is a place to buy and sell using social media; (3) this flatform has become a trend today that can facilitate buying and selling; (4) doing business using e-commerce is not hindered by distance and time; (5) e-commerce has a significant effect on the development of a business.
PENGARUH PERTUMBUHAN PENJUALAN DAN LIKUIDITAS TERHADAP STRUKTUR MODAL Sakinah, Gina; Purnama Sari, Yesa Tiara
Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Vol. 4 No. 2 (2022): AKSY: Jurnal Ilmu Akuntansi dan Bisnis Syariah
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/aksy.v4i2.23390

Abstract

In the business world, competition encourages organizations to increase profitability and value per organization. This is done so that businesses can partner with specialized businesses. The data in this article is secondary data taken from the financial statements of manufacturing companies listed on the Indonesia Stock Exchange, and is supported by literature research and documentation. Based on the results of the study, it can be concluded that partially sales growth does not have a significant effect on the capital structure. Liquidity has no significant effect on the capital structure. Simultaneously, sales and liquidity growth had no effect on the capital structure with a contribution of 35.6% while 64.4% was influenced by other variables that were not studied.
Philanthropic Practices and Zakat Distribution Mechanisms for Equal Rufaida, Alfi Maulissa; Purnama Sari, Yesa Tiara; Agustina, Ruswanda; Utami, Anida Aulia
International Conference on Islamic Economic (ICIE) Vol. 3 No. 1 (2024): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v3i1.345

Abstract

This article aims to analyze Philanthropic Practices and Zakat Distribution Mechanisms: Evaluation of Efficiency, Equity and Transparency in Social Fund Management. The method used is a qualitative method.In this article, the data source obtained is a written source related to Philanthropic Practices and Zakat Distribution Mechanisms: Evaluation of Efficiency, Equity and Transparency in Social Fund Management. The type of data used in this article is qualitative data.Data collection in the article uses literature study techniques by collecting books and journals related to Philanthropic Practices and Zakat Distribution Mechanisms: Evaluation of Efficiency, Equity and Transparency in Social Fund ManagementData analysis in this article uses narrative techniques.Philanthropic Practices and Zakat Distribution Mechanisms: Transparency in the Management of Social Funds based on research that has been conducted that the practice of Islamic Philanthropy is manifested in the practice of generosity through (ZISWAF) zakat, infaq, alms and waqf, as well as in the distribution of philanthropy the policy has been established by LAZISMU that There are several categories that are prioritized, including needy, needy, and fisabilillah.There are two approaches to distributing zakat funds, namely the partial approach, where the funds are given directly to the needy and needy for urgent needs.A structural approach that emphasizes the allocation of zakat funds by providing funds periodically to alleviate economic poverty.This requires strong governance mechanisms and a high level of accountability. Financial reporting is transparent and carries out regular audits of zakat institutions to ensure proper use of zakat funds.