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All Journal JURNAL DINAMIKA EKONOMI PEMBANGUNAN Jurnal SIKAP (Sistem Informasi, Keuangan, Auditing Dan Perpajakan) Learning Community : Jurnal Pendidikan Luar Sekolah Jurnal Komunikasi Universitas Garut: Hasil Pemikiran dan Penelitian EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Journal of Contemporary Accounting Muhasabatuna: Jurnal Akuntansi Syariah Az-Zahra: Journal of Gender and Family Studies Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Dinamika Al-Istinbath: Jurnal Hukum Islam JAMAS: Jurnal Abdi Masyarakat Neraca Manajemen, Akuntansi, dan Ekonomi Journal of Islamic Law (EJIL) JEMBA: Journal of Economics, Management, Business, and Accounting Al-bank: Journal of Islamic Banking and Finance
Sakinah, Gina
UIN Sunan Gunung Bandung
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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ANALISIS LITERASI KEUANGAN MAHASISWA S-1 FAKULTAS EKONOMIKA DAN BISNIS UNIVERSITAS DIPONEGORO ANGKATAN 2014 - 2017 Sakinah, Gina; Mudakir, Bagio
JURNAL DINAMIKA EKONOMI PEMBANGUNAN Vol 1, No 2 (2018): Agustus
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (908.008 KB) | DOI: 10.14710/jdep.1.2.54-70

Abstract

Financial management failure occurs when students do not have good financial literacy. Students must have good knowledge, attitude, and behavior in managing their personal finances. This study aims to analyze the level of financial literacy of undergraduate students of the Faculty of Economics and Business at Diponegoro University class of 2014 to 2017 and the factors that influence it. Financial literacy in this study uses a financial literacy index consisting of components of the knowledge, attitude, and financial behavior of students. The research data uses primary data with questionnaires and sample of 100 students. Meanwhile, the method used in this study is descriptive statistics and multiple linear regression test (OLS). As a result, the level of student financial literacy is categorized as quite literary, that is 50.4%, influenced by age, GPA, parental education, and length of study. On the other hand, gender and income do not affect student financial literacy.
Pengaruh Product, Price, Place Dan Promotion Terhadap Keputusan Nasabah Simpanan Fleximax Di PT. Bank Panin Dubai Syariah KCU Bandung Gina Sakinah; Ade Ponirah; Intan Nurjanah
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 5 No 1 (2021): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v5i1.161

Abstract

Companies are required to be able to compete in the world of marketing. Because the heart of the company lies in the world of marketing. In order for the company's operations to run smoothly, the marketing process must run well. There are several factors that must be considered by the management team in determining a marketing strategy known as the marketing mix. In this article, we will analyze the effect of Product, Price, Place and Promotion on Customer Decisions for Fleximax Savings Bank Panin Dubai Syariah KCU Bandung. Product is everything that is ready to be marketed by producers to get attention, requested until purchased to fulfill needs. Price is the value of an item or service that is measured in money to get the goods or benefits. Place is a permanent location or existence of a company. Promotion is sales communication that is persuasive in influencing consumers to be interested in the products offered. The results of the research show that all independent variables have an effect on the dependent variable. First, the results of the first t-test, obtained a t-test of 2.232 with a significance level of 0.029, meaning that the product is able to have a significant influence on the decision of the Fleximax Savings Customer partially; Second, the results of the t-test obtained a t-test of 2.128 with a significance level of 0.037, meaning that Price is able to give a significant influence on the decision of the Fleximax Savings Customer partially; Third, the results of the t-test obtained t-test 3.346 with a significance level of 0.001, meaning that Place is able to have a significant influence on the decision of the Fleximax Savings Customer partially; Fourth, the t-test results obtained t-test 3.106 with a significance level of 0.003. This means that Promotion is able to have a significant influence on the Fleximax Savings Customer Decision partially. Testing the Effect of Product, Price, Place and Promotion on Customer Decisions simultaneously obtained f-statistics results of 3.894 with a significance of 0.007. This result means that all independent variables are able to have a significant influence on customer decisions because the significant value is less than 0.05. The implication of this research is that the management of Bank Panin Dubai Syariah must be able to maintain and be able to improve banking products that are in accordance with the needs of the community, especially Felximax Savings that is able to answer the needs of today's society. With its convenience and advantages. So that many customers are interested in saving their funds with the Fleximax savings product. By paying attention to the marketing mix factors, this can support the running of the company and be able to compete with conventional products that first existed
ANALISIS PEMBIAYAAN SINDIKASI BANK SYARIAH PERSPEKTIF HUKUM EKONOMI SYARIAH Gilang Samudra; Gina Sakinah; Nurhaeti Nurhaeti; Taufiq Ridwan Murtadho
Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Vol 4, No 1 (2022): AKSY: Jurnal Ilmu Akuntansi dan Bisnis Syariah
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/aksy.v4i1.17098

Abstract

Pada penelitian ini mengkaji berkenaan dengan analisis pembiayaan sindikasi bank syariah perspektif hukum ekonomi syariah. Jenis penelitian ini dilakukan melalui penelitian hukum normatif. Landasan teoritasnya bersumber dari undang-undang, norma, fatwa, maupun hal yang berkaitan dengan teori-teori yang inline dengan objek permasalahan yang sedang dibahas. Jenis pendekatannya berupa undang-undang, fatwa, dan konseptual. Teknik pengumpulan datanya bersumber dari studi pustaka. Analisis terhadap sumber-sumber hukum disajikan secara deskriptif dan sistematis. Dari penelitian ini dapat ditarik kesimpulan bahwa pembiayaan sindikasi syariah merupakan akad pembiayaan yang dilakukan antara beberapa lembaga keuangan syariah atau lembaga keuangan syariah beserta konvensional bertujuan untuk memberikan pembiayaan suatu mega proyek tertentu yang dilakukan secara kolektif dengan akad beragam berdasarkan kedudukan subjek dan objek hukumnya. Kata Kunci: pembiayaan sindikasi, akad, hukum ekonomi syariah
PENGARUH PSAK NO. 1 TENTANG PENYAJIAN LAPORAN CASH FLOW DAN CAPITAL EXPENDITURE TERHADAP FIRM VALUE PADA PERUSAHAAN YANG BERGERAK DI BIDANG CONSUMER GOOD YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX PERIODE 2010-2019 Gina Sakinah; Ade Ponirah
Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Vol 3, No 1 (2021): AKSY: Jurnal Ilmu Akuntansi dan Bisnis Syariah
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/aksy.v3i1.12135

Abstract

Financial statements are prepared and presented to be submitted to those who need them. Of course, in this presentation must be in accordance with the existing provisions that are stipulated in PSAK No. 1 concerning the presentation of financial statements. Firm Value has an important role because it will form an image for the company, firm value is created by the contribution of other factors. Operation Cash Flow informs cash inflows and cash outflows from a company. Capital Expenditure as a reserve fund to support the expansion of the company or the improvement of assets. This research uses descriptive methods and quantitative approaches using secondary data supported by literature and documentation studies. The results showed that Operation Cash Flow partially has a positive and significant effect on Firm Value as well as Capital Expenditure has a positive and significant effect on Firm Value. Simultaneously both free variables can contribute and are able to significantly affect firm value.Keywords: Operation Cash Flow, Capital Expenditure, Firm Value
PENGARUH EARNING POWER DAN FIRM SIZE TERHADAP EARNING MANAGEMENT PADA PT. ELNUSA, TBK PERIODE 2008-2017 Gina Sakinah; Taufiq Ridwan Murtadho
Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Vol 3, No 2 (2021): AKSY: Jurnal Ilmu Akuntansi dan Bisnis Syariah
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/aksy.v3i2.14058

Abstract

Financial statements become the main source of information for all parties because it provides an overview of the state of the company's performance for a certain period. Company profit information will provide an overview of the company's ability to manage the company effectively and efficiently. Earning management is an action taken by the manager in the presentation of financial statements. Earning power the company's ability to generate profit in each period. Firm size is a scale that classifies the size of a company by assessing the total level of assets, stock market value, log size, and others. This research uses descriptive methods and quantitative approaches using secondary data supported by literature and documentation studies. The results showed partial earning power has a significant influence on earnings management. But firm size has no significant effect on earnings management. Simultaneously, both free variables can contribute and can significantly affect earnings management with a contribution of 58.5%. Keywords: Earning Power, Firm Size, Earnings Management
KOMPARASI KINERJA KEUANGAN BAZNAS PROVINSI JAWA BARAT (SEBELUM DAN SESUDAH MASA PANDEMI COVID-19) Sakinah, Gina
Dinamika: Jurnal Manajemen Sosial Ekonomi Vol 3 No 2 (2023): DINAMIKA : Jurnal Manajemen Sosial Ekonomi
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi - Studi Ekonomi Modern

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/dinamika.v3i2.392

Abstract

This study aims to analyze the difference in the value of West Java's BAZNAS' financial performance before and after Covid-19. Use descriptive analysis techniques in conjunction with quantitative approaches to produce a comprehensive picture. The sources of research data are primary data and secondary data. The method of calculating zakat financial ratios uses the formula Net Allocation Ratio, Zakat Allocation Ratio, Infaq and Shodaqo Allocation Ratio, ZIS Turnover, Current Ratio, and Cash to ZIS Ratio. Data analysis techniques to measure differences in BAZNAS performance before and after the pandemic, the author uses a statistical test, namely paired sample t-Test. Paired sample t-Test is a difference test between two paired samples. Based on the results of paired sample t-test, all financial ratios tested did not have a significant difference between before and after the Covid-19 pandemic. This means that the collection and distribution of zakat funds during the Covid-19 pandemic did not experience significant differences.
Perempuan dalam Ketahanan Ekonomi: Upaya Peningkatan Kualitas Keluarga Ponirah, Ade; Sakinah, Gina; Tiara Purnama Sari, Yesa
Az-Zahra: Journal of Gender and Family Studies Vol 4, No 2 (2024)
Publisher : UIN Sunan Gunung Dajti Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/azzahra.v4i2.24171

Abstract

Terciptanya ketahanan keluarga ketika keluarga memiliki sarana untuk memenuhi kebutuhan dasar dengan cara yang berkelanjutan dan dapat diandalkan sepanjang waktu. Seorang istri mengambil beberapa tanggung jawab sebagai bagian dari upaya untuk memperkuat keluarga. Yakni, bekerja di luar rumah dan bukan hanya fokus pada pekerjaan rumah. Penelitian ini bertujuan untuk mengkaji peran perempuan dalam ketahanan ekonomi keluarga. Penelitian ini menggunakan metode deskriptifd dengan pendekatan kualitatif. Penelitian ini dilakukan di Desa Caracas Kecamatan Kalijati Kabupaten Subang dengan melakukan wawancara mendalam kepada tiga informan menggunakan metode snowball sampling. Data sekunder diperoleh dari literatur review mengenai kondisi di Desa Caracas dan literatur yang temanya berkenaan dengan penelitian ini. Temuan menunjukkan bahwa ketahanan keluarga akan kuat jika anggota keluarga bekerja sama. Kekuatan ketahanan keluarga tidak hanya bergantung pada bagaimana suami dan istri membagi tugas rumah tangga, tetapi juga pada bagaimana mereka berinteraksi. Hal ini menjadikan peran perempuan dalam ketahanan ekonomi lebih maksimal dan juga turut serta dalam meningkatkan kualitas keluarga
Pengaruh Kualitas Informasi Terhadap Kepuasan Pengguna Media Sosial Instagram Febrina, Raden Ismira; Salamah, Ummu; Sakinah, Gina
Jurnal Komunikasi Universitas Garut: Hasil Pemikiran dan Penelitian Vol 10, No 1 (2024): April 2024 Jurnal Komunikasi Universitas Garut : Hasil Pemikiran dan Penelitian
Publisher : Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52434/jk.v10i1.3703

Abstract

Abstract The development of the internet has had a significant impact, especially in terms of increasingly advanced technology. Currently, social media is the most widely accessed source for obtaining information. Info Garut is a news account that uses Instagram social media. Quality information is a measure of how well the information is presented completely. Information quality is a measure of how clearly the information and knowledge is published or conveyed to the public. So the quality of information is an important factor in social media user satisfaction. The aim of this research is to explain the influence of information quality on social media user satisfaction. The method used in this research is a descriptive study method with a quantitative approach. The data analysis technique in this research uses primary and secondary data. The data collection techniques used were interviews with informants, observation, documentation and distribution of questionnaires to a population of 277,000 Instagram followers @infogarut. The sampling technique used was purposive sampling with a total of 100 respondents with certain criteria. The research results show that the quality of information on the satisfaction of Instagram social media users has a significant influence. The influence of information quality on the satisfaction of Instagram social media users on the @Infogarut account is quite strong in the aspects of accurate, timely and completely relevant. So, the big influence of information quality on the dimensions: Accurate is 56.1%, timely is 49.8%, relevant is 6.62, complete is 5.57%. Keywords: Instagram; information quality; satisfaction. Abstrak Perkembangan internet memberikan dampak yang signifikan, terutama dalam hal teknologi yang semakin maju. Saat ini media sosial menjadi sumber yang paling banyak diakses untuk mendapatkan informasi. Info Garut merupakan salah satu akun berita yang memanfaatkan media sosial instagram. Informasi berkualitas menjadi tolak ukur seberapa baik informasi itu disajikan dengan lengkap. Kualitas informasi merupakan suatu ukuran tentang seberapa jelas informasi dan pengetahuan tersebut dimuat atau disampaikan ke publik. Maka kualitas informasi menjadi faktor penting dalam kepuasan pengguna media sosial. Tujuan penelitian ini adalah untuk menjelaskan pengaruh kualitas informasi terhadap kepuasan pengguna media sosial. Metode yang digunakan pada penelitian ini yaitu metode studi deskriptif dengan pendekatan kuantitatif. Teknik analisis data pada penelitian ini menggunakan data primer dan skunder. Teknik pengumpulan data yang digunakan yaitu wawancara dengan informan, observasi, dokumentasi serta penyebaran kuesioner dengan jumlah populasi 277.000 pengikut instagram @infogarut. Teknik pengambilan sampel yang digunakan yaitu purposive sampling dengan total 100 responden dengan kriteria tertentu. Hasil penelitian menunjukkan bahwa kualitas informasi terhadap kepuasan pengguna media sosial instagram memiliki pengaruh signifikan. Pengaruh kualitas informasi terhadap kepuasan pengguna media sosial instagram pada akun @Infogarut tergolong cukup kuat pada aspek akurat, tepat pada waktunya, relevan lengkap. maka, besar pengaruh kualitas informasi terhadap dimensi Akurat sebesar 56,1%, tepat pada waktunya sebesar 49,8%, relevan sebesar 6,62, lengkap sebesar 5,57%. Kata-kata kunci: Instagram; kualitas informasi; kepuasan.
PENGARUH PERTUMBUHAN PENJUALAN DAN LIKUIDITAS TERHADAP STRUKTUR MODAL Sakinah, Gina; Purnama Sari, Yesa Tiara
Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Vol 4, No 2 (2022): AKSY: Jurnal Ilmu Akuntansi dan Bisnis Syariah
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/aksy.v4i2.23390

Abstract

In the business world, competition encourages organizations to increase profitability and value per organization. This is done so that businesses can partner with specialized businesses. The data in this article is secondary data taken from the financial statements of manufacturing companies listed on the Indonesia Stock Exchange, and is supported by literature research and documentation. Based on the results of the study, it can be concluded that partially sales growth does not have a significant effect on the capital structure. Liquidity has no significant effect on the capital structure. Simultaneously, sales and liquidity growth had no effect on the capital structure with a contribution of 35.6% while 64.4% was influenced by other variables that were not studied.
KEDUDUKAN BARANG SUCI DAN BARANG NAJIS DALAM JUAL BELI Sakinah, Gina; Hidayat, Nendi Nur; Ponirah, Ade
Equality: Journal of Islamic Law (EJIL) Vol. 2 No. 1 (2024): Equality: Journal of Islamic Law (EJIL)
Publisher : Islamic Law Doctoral Study Programme, Postgraduate UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ejil.v2i1.513

Abstract

Artikel ini bertujuan untuk menganalisis kedudukan barang suci dan barang najis dalam jual beli. Metodologi yang digunakan meliputi teknik kualitatif dan prosedur deskriptif-analitis. Tinjauan pustaka adalah pendekatan penelitian yang mengumpulkan sumber dan metodologi pengumpulan data dengan membaca dan mendokumentasikan studi literatur yang relevan; Selanjutnya, menggunakan mereka sebagai fondasi, peneliti membangun kerangka judul yang kohesif. Metode deduktif dan induktif digunakan dalam analisis data. Temuan menunjukkan bahwa ada kontrak yang saling menguntungkan antara vendor dan pelanggan dalam semua transaksi yang melibatkan barang dan jasa. Muathah mengacu pada praktik jual beli dengan perbuatan (saling memberi), meskipun kontrak itu sendiri tidak menyatakannya secara eksplisit. Agar penjualan menjadi sah menurut hukum Islam, produk harus memenuhi persyaratan berikut: Dilarang membeli dan menjual produk yang tidak murni, orang suci. Jika tidak ada keuntungan, maka hal itu pun tidak bermanfaat. Maka tidak apa-apa untuk berurusan dengan barang-barang kotor karena mereka dapat digunakan sebagai pengganti makanan dan air. Semua hal pada awalnya dianggap memiliki kelebihan dan dapat dijual untuk pupuk pertanian, oleh karena itu jual beli yang terjadi disebut jaiz.
Co-Authors Ade Ponirah Ade Ponirah Ade, Ade Ponirah Affandi, Lutfi Surya Ahmad, Saidah Az-Zahra, Shafira Aulia Bagio Mudakir Febrina, R. Ismira Gilang Samudra Hidayat, Nendi Nur Intan Nurjanah Irma, Ramadhani Irma Tripalupi Iwan Setiawan Jufrinaldi, Jufrinaldi Kholil, Suparman Lanita, Lanita Lina Yulianti Mudzakir Mudzakir Murtadho, Taufiq Ridwan Murthado, Taufiq Ridwan Muslih, Amar NUR EFENDI Nurhaeti Nurhaeti Ponirah, Ade Purnama Sari, Yesa Tiara Rahmawati, Dian Suci Rahmi, Anna Amalia Serda, Serda Mulyasa Insani Sinta Nurriyah, Laela Susana, Lina Marlina Sylva Alkornia, Sylva Taufiq Ridwan Murtadho Tiara Purnama Sari, Yesa Tripalupi, Ramadhani Irma Ummu Salamah Musaddad Utami, Dhea Maharani Zahra Yusuf, Nasywa Nurunnabilah