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All Journal Istismar : Jurnal Kajian dan Penelitian Ekonomi dan Bisnis Islam Izdihar : Jurnal Ekonomi Syariah
Naily Elmuna
Universitas KH. A Wahab Hasbullah
Religion Economics, Econometrics & Finance Social Sciences

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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PERMINTAAN KREDIT (MURABAHAH) BANK SYARIAH DI INDONESIA Kamelia Evi Kusuma; Naily Elmuna; Ashlihah
ISTISMAR Vol. 3 No. 2 (2020): Desember
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v3i02.3474

Abstract

Abstrak: Salah satu Bank Syariah didirikan bertujuan untuk mempromosikan dan mengembangkan prinsip-prinsip Islam atau prinsip syariah kedalam tradisi transaksi keuangan perbankan dan bisnis-bisnis lainya yang berkaitan dengan keuangan. Tujuan dari penelitian ini adalah menganalisis bagaimana faktor-faktor yang mempengaruhi permintaan kredit pada bank syariah di Indonesia. Metode yang digunakan adalah metode kualitattif denga pendekatan literatur, Sumber data yang digunakan adalah data sekunder dengan studi literatur. Hasil dari penelitian menunjukan bahwa permintaan kredit (Murabahah) pada bank Syariah di Indonesia diantaranya yaitu: 1. Pelayanan, 2. Faktor keinginan nasabah, 3. Biaya-biaya, 4. Dengan syariat islam Data peelitian ini digunakan untuk mengamati faktor-faktor apa saja yang mempengaruhi dari permintaan kredit (murabahah) di perbankan syariah di Indonesia. Kata Kunci : Permintaan, Akad Murabahah, dan Perbankan syariah Indoensia. Abstract: One of the Islamic Banks established aims to promote and develop Islamic principles or sharia principles into the tradition of banking financial transactions and other businesses related to finance. The purpose of this study is to analyze how the factors that influence the demand for credit in Islamic banks in Indonesia. The method used is a qualitative method with a literature approach. The data source used is secondary data from literature studies. The results of the study show that the demand for credit (Murabahah) at Islamic banks in Indonesia includes: 1. Service, 2. Consumer taste factors, 3. Costs, 4. With Islamic Shari'a. Research data is used to observe what factors are affect the demand for credit (murabaha) in Islamic banking in Indonesia. Keywords: Demand, Murabahah, and Indonesian Islamic Banking.
THE INFLUENCE OF THE HALAL TOURISM CONCEPT AGAINST EMPOWERMENT THE ECONOMY OF CIVIL SOCIETY IN TEBUIRENG JOMBANG. (Study in Gus Dur Tebuireng Jombang Cemetery Area) Ashlihah Ashlihah; Naily Elmuna
Izdihar: Jurnal Ekonomi Syariah Vol. 4 No. 01 (2024): April
Publisher : Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/izdihar.v4i01.4672

Abstract

Abstract The purpose of the study is to describe the implementation of the concept of halal tourism in the tourist attraction of Gus Dur's cemetery area and to determine the influence of the concept of halal tourism both partially and simultaneously on the economic empowerment of civil society in Tebuireng Jombang. This type of research is quantitative. The results of this study shows that: There is an influence of the concept of halal tourism (Ad-din, An-Nafs, Al-"Aql, An-Nasl and Al-Maal) on the economic empowerment of civil society. This statement is proven by regression tests. In the F test table with a value of 6.737 >2.08. And significant values of 0.000 < 0.05. Then H0 is rejected and H1 is accepted. And in the T test table with results of 4.648 > 1.960 and significant values of 0.000 < 0.05. Then H0 is rejected and H1 is accepted. Keyword: Halal Tourism, Economic Empowerment and Civil Society.
Co-Authors Ashlihah Ashlihah Ashlihah Kamelia Evi Kusuma