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All Journal Ihtifaz: Journal of Islamic Economics, Finance, and Banking Etihad: Journal of Islamic Banking and Finance Journal of Economics and Social Sciences
Muh. Dzulfikar Izzaturrahman
Institut Agama Islam Negeri Ponorogo
Religion Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Social Sciences

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Peran Identitas Agama Terhadap Niat Menggunakan Kosmetik Halal : Perluasan Theory of Planned Behavior Nugroho, Anton Priyo; Izzat, Dzulfikar; Suhasti, Wuri
Ihtifaz: Journal of Islamic Economics, Finance, and Banking Vol 2, No 2 (2019)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2028.78 KB) | DOI: 10.12928/ijiefb.v2i2.921

Abstract

Market share of halal cosmetics in Indonesia increased all of the time. It was not surprising, as a country with the biggest Moslem population in the world, the need of halal cosmetics is a must. Had it trued that the consumption of halal cosmetics  driven by religion (Islam) as a social identity or by other factors. This study tried to find the role of religion as consumer?s social identity with extended theory planned behavior. This study used purposived sampling technics among 100 collage students in Yogyakarta and analyzed with partial Least Square (PLS)s-SEM used smartPLS software. This research found that religion identity was not influenced toward intention to use cosmetics halal. The other variables, attitude, subjective norm and perceived behavior control have a positive and significant influenced toward intention to use halal cosmetics.
Performance Analysis of Islamic Banks Using Error Correction Model Addury, Multazam Mansyur; GH, Nur Hishaly; Izzaturrahman, Muh. Dzulfikar; Pangestu, Dian Resky
Etihad: Journal of Islamic Banking and Finance Vol. 4 No. 1 (2024)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/etihad.v4i1.9336

Abstract

Introduction: The analysis of Islamic banking performance is a frequent subject of discussion in various literature. One factor that makes Islamic banks an exciting object of research is their role as Sharia-based intermediary institutions and their contribution to the effectiveness of monetary policy. This study aims to analyze the impact of CAR, NPF, FDR, and BOPO on the performance of Islamic banks measured by ROA and NOM. Research Methods: This quantitative research uses secondary data from Islamic Banking Statistics covering the period from January 2015 to December 2023. The data analysis technique employed is the Error Correction Model (ECM). Results: The results indicate that out of the four variables examined, only BOPO has a significant impact on the performance of Islamic banks. Conclusion: This finding suggests that efficiency in managing operational costs is a crucial factor in enhancing the financial performance of Islamic banks. The lower the BOPO, indicating higher cost efficiency, the better the performance of Islamic banks in terms of profitability as measured by ROA and NOM.
Analisis Pertumbuhan Aset, Dana Pihak Ketiga dan Pembiayaan Perbankan Syariah Pasca Covid-19 Izzaturrahman, Muh. Dzulfikar
Journal of Economics and Social Sciences (JESS) Vol. 2 No. 1 (2023): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v2i1.264

Abstract

Introduction/Main Objectives: This research aims to analyze the growth of asset variables, third party funds and financing distributed by sharia banking in the post-Covid-19 pandemic period. Research Methods: The method used in this research is descriptive qualitative using secondary data from OJK sharia banking statistical reports. Finding/Results: The results of this research indicate that assets, third party funds and total financing disbursed by sharia banking continue to experience positive growth in the post-Covid-19 pandemic period. At the end of 2022, sharia banking recorded asset growth of 15.63% (yoy), growth in third party funds of 12.93% (yoy), and growth in disbursed financing of 20.44% (yoy). Conclusion: This growth indicates that public trust in sharia banking is increasing and sharia banking is able to survive the crisis caused by the Covid-19 pandemic.
Co-Authors GH, Nur Hishaly Multazam Mansyur Addury Nugroho, Anton Priyo Pangestu, Dian Resky Siti Nur Mahmudah Suhasti, Wuri