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All Journal Jurnal Ekonomi Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Jurnal Hukum Bisnis
Ami Natuz Zahara
Universitas Deli Sumatera
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ENHANCE CYBER NOTARY FOR BUYERS ONLINE BUYING AND SALE Henry Aspan; Etty Sri Wahyuni; Ari Prabowo; Ami Natuz Zahara
Jurnal Ekonomi Vol. 12 No. 02 (2023): Jurnal Ekonomi, Perode April - Juni 2023
Publisher : SEAN Institute

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Abstract

This study aims to determine the major role of Cyber Notary for a Notary in issuing Certificate Authorithy as an effort to protect the law for buyers in online buying and selling transactions, as well as the process of making evidence so that it can be used as authentic evidence. This research was conducted using a statutory approach and also using a conceptual approach. The type of data used is secondary data in the form of sources of legal materials. Data collection techniques used by way of literature study. The verification process requires digital forensics and can be verified through the office of the Ministry of Law and Human Rights of the Republic of Indonesia by scanning a barcode directly. The position of a Notary should accommodate and involve a Notary in issuing electronic certificates, so this role should also be regulated in the Law on the Position of a Notary. Included in the changes to the Electronic Information and Transaction Law, The position of a Notary should be recognized as a service provider in the electronics field, so that it can serve as protection for the parties in buying and selling online. The process of making evidence so that it can be categorized as authentic evidence should be regulated in law to become reinforcement and can be used as authentic evidence.
Analisis Modal Kerja dan Pelatihan Keterampilan Terhadap Perkembangan Usaha Kecil di Wilayah Pesisir Rizki Hidayat; Etty Sri Wahyuni; Ami Natuz Zahara
Jurnal Hukum Bisnis Vol. 12 No. 01 (2023): Artikel Riset Volume 12 Issue 1, Januari 2023
Publisher : Information Technology and Science (ITScience)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/jhb.v12i01.2172

Abstract

Introduction: Usaha Kecil dan Menengah (UKM) memiliki peranan penting dalam perekonomian di Indonesia. Jumlah usaha kecil olahan laut terutama di daerah pesisir dibandingkan dengan kelompok skala usaha lainnya, peran usaha kecil dalam menyerap tenaga kerja relatif besar. Penyerapan tenaga kerja tersebut selanjutnya akan meningkatkan kesejahteraan masyarakat pesisir. Penumbuhan usaha kecil wilayah pesisir menjadi suatu kebijakan strategis dan efektif dalam meningkatkan taraf hidup masyarakat dan pertumbuhan ekonomi masyarakat. Metode penelitian: Pendekatan penelitian dalam penelitian ini adalah penelitian asosiatif kuantitatif. Penelitian ini dilakukan pada Usaha Kecil produk kelautan yang memperoleh bantuan kemitraan dari perusahaan di Kepulauan Riau khususnya di Batam. Penarikan sampel dalam penelitian dilakukan dengan metode simple random sampling, dimana sampel diambil dari warga yang menjadi mitra perusahaan sebanyak 77 orang. Hasil penelitian: Hasil regresi linier berganda menunjukkan modal berpengaruh positif terhadap Perkembangan UKM. Sehingga hasil uji hipotesis juga menunjukkan hipotesis diterima, modal berpengaruh positif signifikan terhadap Perkembangan UKM pada program kemitraan di Kelurahan Setokok. Dengan demikian maka modal mempengaruhi Perkembangan UKM pada Program Kemitraan di Kelurahan Setokok. Semakin besar modal akan semakin meningkatkan perkembangan UKM
JURIDICAL REVIEW OF MORTGAGE RIGHTS GUARANTEES IN CREDIT AGREEMENTS ACCORDING TO LAW NUMBER 4 OF 1996 CONCERNING MONITORING RIGHTS: Henry Aspan; Rahmad Mirad; Ami Natuz Zahara
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 4 No. 1 (2024): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v4i1.1563

Abstract

Risks that generally occur in providing credit facilities are failure or delays in repayment of credit (credit risk), risks arising from market movements (market risk), risks due to the bank being unable to fulfill its maturing obligations (liquidity risk), and risks due to there are weaknesses in the juridical aspect caused by legal demands, the absence of supporting legislation (legal risks). In Article 1 number 11 of Law Number 10 of 1998 concerning Amendments to Law Number 7 of 1992 concerning Banking, the definition of credit is formulated "Credit is the provision of money or bills that can be equated with it based on an agreement or loan agreement between the Bank and the other party. others that require the borrower to pay off the debt after a certain period of time with interest." Law Number 4 of 1996 concerning Mortgage Rights on Land and Objects Related to Land and makes the interests of debtors and creditors receive legal protection from the government. The main objective of enacting the Mortgage Rights Law is, in particular, to provide legal protection for creditors if the debtor commits an unlawful act in the form of a default. If the debtor breaks his promise, the object of the Mortgage Rights is sold through a public auction according to the method specified in the applicable laws and regulations and the holder of the Mortgage Rights has the right to take all or part of the proceeds to pay off his receivables, with pre-emptive rights over other creditors.
Co-Authors Ari Prabowo Etty Sri Wahyuni Henry Aspan Rahmad Mirad Rizki Hidayat