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KONTRIBUSI PENDAPATAN SEKTOR PARIWISATA TERHADAP PENDAPATAN ASLI DAERAH DI PROVINSI DAERAH ISTIMEWA YOGYAKARTA Mohammad Dendi Abdul Nasir; Nunuk Khomariyah
Optimum: Jurnal Ekonomi dan Pembangunan Vol 10, No 2 (2020)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/optimum.v10i2.17238

Locally-generated revenue is a regional income from various businesses carried out by the Regional Government to finance regional activities and development. One of the potential sectors is the tourism sector. It is known that during the 2013-2018 tourism sector revenue in the Province of DIY has always increased. According to this matter, it is necessary to analyze several factors that touch the acceptance of the tourism sector in DIY Province. This study aims to analyze the influence of the variable the number of tourists, the number of hotels, and the number of tourism objects to Locally-generated Revenue in the Province of DIY. The data of this research are secondary data. The analytical tool used in this study is panel data. Partially, the number of tourists and the number of hotels have a significant influence, while the number of tourist objects has no effect on the locally-generated revenue from the tourism sector.

Analisis Faktor-Faktor Yang Mempengaruhi Pembiayaan Bermasalah Pada Bank Syariah Di Indonesia Dengan Pendekatan Error Correction Model Mohammad Dendi Abdul Nasir; Nunuk Khomariyah
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 1 (2021)
Publisher : Universitas Muhammadiyah Surabaya

Banking plays a very important role in the country's economy. Financing of Islamic Banking certainly has non-performing financing. Worsening the NPF ratio means Syariah Bank has high level of financial problems. This research aims to analyze the influence of internal factors (asset and financing deposit ratio) and external factors (inflation and exchange) against NPF to Syariah Bank in Indonesia. This research used a secondary data sourced from Indonesian Bank in Januari 2011 to June 2018. With using Error Correction Model (ECM) this research's result shows that in the short term only FDR variable that has a significant impact on the NPF, while asset variable, inflation and exchange aren't influential. Then in the long term, asset variable and inflation influence significantly against Syariah Bank NPF, Whereas FDR variable and exchange aren't influential.Keywords: Asset, excange, FDR, inflasi and NPF

IMPLEMENTATION OF ZAKAT FUND EMPOWERMENT MODEL, INFAQ, SHADAQAH IN BADAN AMIL ZAKAT NASIONAL (BAZNAS) MADIUN CITY Mohammad Dendi Abdul Nasir
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 4, No 02 (2020): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Human needs are ever-increasing and developing. Therefore economic activity is inevitable and Islamic philanthropy has a crucial role in this development. Because some problems related to economic inequality and underdevelopment cannot be faced personally, it requires togetherness and cares especially economic interactions between muzak and mustahiq. National Alms Agency of Madiun city, as a pioneer related to such interaction, has a vital role in economic empowerment, especially for Madiun City. Because it becomes crucial to know the application of the zakat, infaq, and sadaqah fund utilization models because it can be one of the successes in minimizing economic inequality and underdevelopment, this research utilizes a descriptive method qualitative approach. There are five research subjects. The type of research data uses primary and secondary data type. Methods used in data collection include interviews, observation, document, and observation. This study shows that the activities of zakat, infaq, and sadaqah fund utilization models at the National Alms Agency of Madiun City took the form of consumptive distribution and productive distribution utilization. The utilization of traditional consumptive distribution in the form of calamity and disaster aid, and the creative utilization of consumptive distribution in the form of health assistance and educational assistance or scholarships. Whereas the utilization of productive distribution uses the surplus zakat budged model, where the collection of zakat funds is then distributed in part, and the rest is used for productive projects—utilization of productive distribution in the form of work tools business capital under BAZNAS Madiun City guidance.

RELIGIUSITAS MAHASISWA PERBANKAN SYARIAH S1 UIN MALANG YANG MENGGUNAKAN JASA BANK SYARIAH Mohammad Dendi Abdul Nasir
JURNAL EKONOMI SYARIAH Vol 5, No 1 (2020): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v5i1.1439

Religiousity is an expression of embraced system of trust that feels its values, so it created an option to react and behave in decision making. Islamic bank is a bank implements Islamic values which are arranged in Fatwa Dewan Syariah Nasional. In Islamic banking world, religiousity is one of many factors for customers to choose Islamic bank to save their money on. This research aims to discover how much is religiosity of students which are also costumers of Islamic bank.This is a qualitative research. Subjects for this research are 7 students which are customers of Islamic bank. This research uses primary and secondary data. Primary data is taken from interview with subjects and secondary data taken from older researches and theory books.This research shows that students religiosity which are costumers of Islamic bank is great. This is proven by metering five dimensions of religiousity, which are dimension of ideology, dimension of rituality, experience dimension, dimension of intellectuality, and consequence dimension.Keywords: Religiousity, Islamic Bank.

Determinan Harga Saham pada Perusahaan Sektor Pertanian yang Terdaftar Di Indeks Saham Syariah (ISSI) Mohammad Dendi Abdul Nasir
Nuris Journal of Education and Islamic Studies Vol. 2 No. 1: April 2022
Publisher : STAI Nurul Islam Mojokerto

This study aims to determine the effect of fundamental factors on agricultural sector stock prices listed in the Indonesian Sharia Stock Index (ISSI). This research uses quantitative methods. Purposive sampling technique was used and taken as many as 7 companies as samples. These companies have met the criteria that provide financial reports in rupiah (Rp) and were listed in the ISSI during the 2014-2019 period. Thus, the panel data used in this study were 42 observations. Fundamental factors are proxied by ROA, ROE, and PER. The linear regression analysis is used and the results show that ROA has a significant positive effect on stock prices, ROE has a significant negative effect on stock prices, and PER does not have a significant effect on stock prices in agricultural sector companies listed in ISSI.

Determinant of labor absorption in Yogyakarta Mohammad Dendi Abdul Nasir; Mukhamad Yazid Afandi; Hishamuddin Mohd Ali
Optimum: Jurnal Ekonomi dan Pembangunan Vol. 13 No. 2 (2023)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/optimum.v13i2.6966

This study aims to examine government expenditure, investment, economic growth and inflation and their effect on labor absorption in the Special Region of Yogyakarta (DIY) in the 2010–2019 research period and to prove the Okun’s law and Phillips curve in DIY. Methodologically, this research was conducted using quantitative methods using secondary data. The data analysis technique used is panel data analysis with the chosen approach, namely the random effect model. Based on the results of the simultaneous test, this study shows that the four independent variables together have a positive and significant influence on labor absorption in the DIY Province. Meanwhile, based on the results of the partial test, it shows that the variables of government expenditure and inflation have a positive and significant effect on labor absorption. Investment and economic growth variables have a negative and significant effect on labor absorption. Implication of the study is the importance of the effectiveness of government expenditure and investment to increase labor absorption and strengthen the environment of investment to stimulate labor absorption in DIY.

Financial Technology as a Socio-Technical Entity in the Digital Financial System: A Systematic Literature Review Inngamul Wafi; Slamet Pamuji; Mohammad Dendi Abdul Nasir
Indonesian Journal of Innovation Multidisipliner Research Vol. 4 No. 2 (2026): April - Juni
Publisher : Institute of Advanced Knowledge and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/ijim.v4i2.448

This study aims to advance FinTech scholarship by reconceptualizing financial technology as a socio-technical entity embedded within broader digital financial systems, addressing the limitations of technology-centric and efficiency-oriented approaches that dominate existing literature. The study employs a Systematic Literature Review (SLR) of peer-reviewed international articles published between 2021 and 2026. Drawing on multidisciplinary sources from information systems, finance, regulation, and socio-technical studies, the review applies a transparent and replicable selection process and thematic synthesis to identify dominant patterns, conceptual shifts, and research gaps. The findings reveal a clear conceptual transition in recent FinTech research toward integrative socio-technical analyses that emphasize the co-evolution of digital infrastructures, institutional arrangements, regulatory governance, and social practices. Platformization and datafication emerge as central dynamics reshaping market power, financial inclusion, and systemic risk. The review demonstrates that FinTech technologies generate context-dependent outcomes influenced by regulatory capacity, data governance regimes, institutional trust, and user practices. The study highlights the need for ecosystem-level approaches to FinTech governance that move beyond firm-centric regulation. Financial inclusion is shown to be a contingent socio-technical outcome rather than an automatic effect of digitalization, while systemic risk increasingly arises from platform interdependencies, data concentration, and algorithmic opacity.

Financial Technology as a Socio-Technical Entity in the Digital Financial System: A Systematic Literature Review Inngamul Wafi; Slamet Pamuji; Mohammad Dendi Abdul Nasir
Indonesian Journal of Innovation Multidisipliner Research Vol. 4 No. 2 (2026): April - Juni
Publisher : Institute of Advanced Knowledge and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/ijim.v4i2.448

This study aims to advance FinTech scholarship by reconceptualizing financial technology as a socio-technical entity embedded within broader digital financial systems, addressing the limitations of technology-centric and efficiency-oriented approaches that dominate existing literature. The study employs a Systematic Literature Review (SLR) of peer-reviewed international articles published between 2021 and 2026. Drawing on multidisciplinary sources from information systems, finance, regulation, and socio-technical studies, the review applies a transparent and replicable selection process and thematic synthesis to identify dominant patterns, conceptual shifts, and research gaps. The findings reveal a clear conceptual transition in recent FinTech research toward integrative socio-technical analyses that emphasize the co-evolution of digital infrastructures, institutional arrangements, regulatory governance, and social practices. Platformization and datafication emerge as central dynamics reshaping market power, financial inclusion, and systemic risk. The review demonstrates that FinTech technologies generate context-dependent outcomes influenced by regulatory capacity, data governance regimes, institutional trust, and user practices. The study highlights the need for ecosystem-level approaches to FinTech governance that move beyond firm-centric regulation. Financial inclusion is shown to be a contingent socio-technical outcome rather than an automatic effect of digitalization, while systemic risk increasingly arises from platform interdependencies, data concentration, and algorithmic opacity.

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