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All Journal Al-Muzdahir: Jurnal Ekonomi Syariah Veteran Economics, Management & Accounting Review
Biyati Ahwarumi
Institut Pesantren Sunan Drajat Lamongan
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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Pengaruh Inflasi terhadap Peningkatan Penyaluran Pembiayaan melalui Perbankan Syariah di Indonesia Biyati Ahwarumi; Luluk Syafa'ati
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 5 No. 1 (2023): Januari : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (508.595 KB) | DOI: 10.55352/ekis.v5i1.329

Abstract

The research method used in this study is quantitative research by calculating the SPSS program through a simple regression analysis technique, and the data used is secondary data in the form of annual time series data starting in 2020-2021 from the official website of the Financial Services Authority (OJK), Central Board Statistics (BPS) and Bank Indonesia (BI) according to research variables. The results of the statistical test can be concluded that partially the inflation-free variable (ϰ) in the 2020-2021 research year has a significant effect on the dependent variable increasing the distribution of financing through Islamic banking (Y) in the 2020-2021 research year. Inflation has a negative effect on the grounds that if inflation rises, financing will decrease because people's purchasing power decreases and if financing is increased it will be able to reduce inflation
HABIT BELANJA MASYARAKAT DI ERA SOCIETY 5.0: Studi Masyarakat Sekitar Ponpes Sunan Drajat Anas Alhifni; Warizal; Musbihin; Biyati Ahwarumi
Veteran Economics, Management, & Accounting Review Vol 2 No 1 (2023)
Publisher : Fakultas Ekonomi Dan Bisnis, Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59664/vemar.v2i1.6782

Abstract

The purpose of this study was to determine the consumption behavior of the people around the Islamic boarding school Sunan Drajat Paciran Lamongan. People's spending habits in meeting daily basic needs or for self-existence have a unique pattern. The pattern of people's social behavior that is increasingly advanced and is now entering the era of society 5.0 has also penetrated the social behavior of people in the region. The research method uses descriptive quantitative research with the data analysis technique used is multiple regression analysis. The results showed that people's shopping habits in the social era by looking at cheap, quality, brand, and location variables had a joint effect on Consumer Buying Interest. As for partially, cheap and quality variables have a significant effect on buying interest. While the brand and location variables have no effect on buying interest. Keywords: Habit, Consumption behavior, Society era 5.0   Abstrak Tujuan penelitian ini untuk mengetahui kebiasaan perilaku konsumsi masyarakat sekitar ponpes sunan drajat paciran lamongan. Habit belanja masyarakat dalam memenuhi kebutuhan pokok sehari-hari atau demi eksistensi diri memiliki pola yang unik. Pola perilaku sosial masyarakat yang semakin maju dan kini memasuki era society 5.0 juga telah merambah pada perilaku sosial masyarakat di daerah. Metode penelitian menggunakan penelitian kuantitatif deskriptif dengan Teknik analisis data yang digunakan adalah analisis regresi berganda. Hasil penelitian menunjukkan bahwa habit belanja masyarakat di era sosicety dengan melihat variabel murah, kualitas, merk, dan lokasi berpengaruh secara bersama-sama terhadap Minat Beli Konsumen. Adapun secara parsial, variabel murah dan kualitas berpengaruh signifikan terhadap minat beli. Sedangkan variabel merk dan lokasi tidak berpengaruh terhadap minat beli. Kata Kunci: Habit, Perilaku konsumsi, era Society 5.0
Co-Authors Anas Alhifni Luluk Syafa'ati Musbihin Warizal