Garuda - Garba Rujukan Digital

Wirdatul Aini

Unknown Affiliation

Author-ID : 6140618

Humanities Economics, Econometrics & Finance Education Social Sciences Other

Published : 3 Documents Claim Missing Document

Claim Missing Document

Articles

Effect of Financial Inclusion on Financial Stability: Countrys by Income Level Clasiffication, 2004 Until 2014 Wirdatul Aini; A. Tony Prasetiantono
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 1 No. 1 (2021): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Financial inclusion has become a main key for financial service development yet this development should also consider financial stability. The Asian financial crisis 1997 and the Global financial crisis 2008 gave us lesson of how important to maintain financial stability. Thus, the development of the financial services sector through financial inclusion is expected to impact the financial stability of the countries income levels. This study aims to determine the effect of financial inclusion relation to the financial stability in many countries based on their level of income during 2004-2014. This study used unbalanced panel data regression with fixed effect model. The results showed that financial inclusion proxied by commercial bank outstanding deposit has positive yet unsignignificant effect on financial stability for high income and upper-middle income countries, and has negative significant effect for lower-middle income and low income countries. Meanwhile, financial inclusion proxied by commercial bank outstanding loan has negative significant effect on financial stability in high income and upper middle income countries. This result is the opposite of lower-middle income which showed positive yet unsignificant effect, and positive significant impact for low income countries

Pengaruh Utang Luar Negeri Terhadap Pertumbuhan Ekonomi Indonesia Wirdatul Aini
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 1 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

The purpose of this study is to determine the existence of influence, relationship, and behavior of foreign debt on economic growth. The Vector Error Correction Model method is used on time series data to answer this goal. The results showed that foreign debt had a significant negative influence on economic growth during the period. Similarly, inflation and exchange rates are chosen to have significant negative influences. Meanwhile, exports have a significant positive influence on growth. Savings and road length as infrastructure proxies also have a negative but not significant influence on economic growth. Meanwhile, there is a long-term relationship or cointegration between economic growth, external debt, savings ratio, export ratio, inflation, road length, and exchange rate. The external debt response to shocks to economic growth was negative. That is, an increase in economic growth will bring foreign debt to decrease. In the first year, the external debt response to the shock of an increase in GDP growth of 1 standard deviation was responded negatively at -23.63 and began to reach equilibrium in the 5th period. This negative influence shows that Indonesia's foreign debt has been a burden on economic growth

Academic Governance of Islamic Higher Education as an Incentive Arena: Integrative Literature Analysis Based on Game Theory Dinana, Aqimi; Muhammad Syaikhul Basyir; Wirdatul Aini
Indonesian Journal of Action Research Vol. 4 No. 2 (2025)
Publisher : Universitas Islam Negeri Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ijar.2025.42.06

Purpose – This study aims to analyze academic governance in Islamic higher education as an incentive arena that shapes the strategic behavior of academic actors. It addresses the problem that formal regulations, accreditation systems, quality standards, and institutional visions do not automatically produce academic practices aligned with quality, integrity, and Islamic values. The main argument is that governance problems should be understood not only as managerial or regulatory issues, but also as problems of incentive design. Design/methods – This study employs an integrative-conceptual literature review. The reviewed literature covers Islamic higher education governance, game theory, principal-agent relations, academic incentives, quality assurance, performance-based policy, and research integrity. The data were analyzed through thematic synthesis by mapping actors, rules of the game, strategic choices, incentives, risks, payoffs, and governance outcomes. Findings – The findings show that Islamic higher education faces tension between performative demands, such as accreditation, publication, academic promotion, reputation, and internationalization, and normative values, such as trustworthiness, scholarly honesty, social responsibility, justice, and public benefit. When incentive structures reward administrative compliance and quantitative outputs more strongly than substantive quality, academic actors tend to choose strategies that are bureaucratically safe but academically weak. This study proposes an incentive-aligned model of Islamic academic governance that makes high-quality, honest, collaborative, and value-based academic behavior the most rational choice. Keyword: academic governance; Islamic higher education; game theory; academic incentives; scholarly integrity.

Title

Found 3 Documents
Search

Abstract

Abstract

Abstract

Title Search

Found 3 Documents Search

Abstract

Abstract

Abstract

Title

Found 3 Documents
Search