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The Influence of Internal Performance and Macroeconomic Conditions on Regional Development Bank Credit Risk in Indonesia Period 2017-2021 Tri Wahyu Winarso; Surya Raharja
Jurnal Syntax Admiration Vol. 4 No. 6 (2023): Jurnal Syntax Admiration
Publisher : Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jsa.v4i6.610

Abstract

This study aims to identify the effect of internal performance and macroeconomic conditions on the credit risk of Regional Development Banks in Indonesia in the 2017-2021 period. This research is a quantitative research using statistical data. The population used in this research is Regional Development Banks in Indonesia from 2017 to 2021. The sample used in this research is from 24 Regional Development Banks in Indonesia that have been registered with the Financial Services Authority (OJK). The data for this research were obtained from library sources available at the Financial Services Authority, the Central Bureau of Statistics and Bank Indonesia. The research data was processed using the Error Correction Model (ERM) with Microsoft Excel and Eviews 10 software. The results of this study indicate that the Credit Growth Ratio has a positive effect on NPLs both in the long term and in the short term. CKPN receipts have a positive effect on NPL both in the long term and in the short term, BOPO has a negative effect on NPL both in the long term and in the short term, inflation has a positive effect on NPL both in the long term and in the short term, GRDP has a negative effect on NPL both in the long term and short term.
The Effect of Employee Well-Being and Performance on Sustainable Growth in Global Banking Andhika Prakasa; Muhammad Tara; Surya Raharja; Puji Harto
Arthatama: Journal of Business Management and Accounting Vol. 9 No. 1 (2025)
Publisher : LifeSciFi

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Abstract

This study aims to analyze the influence of employee well-being and performance as pillars of innovation in supporting sustainable economic growth in the global banking industry. Employing a phenomenological approach, the research explores the lived experiences of employees at Bank Rakyat Indonesia across various strategic units in Jakarta. The findings reveal that employee well-being plays a significant role in enhancing motivation, productivity, and innovative behavior. It also serves as a key factor in adapting to rapid digital transformation and technological disruption. The generational differences between Millennials and Generation Z highlight the need for inclusive and adaptive human resource management policies. Contextualized well-being programs have proven effective in fostering employee engagement, cross-generational collaboration, and organizational resilience. This study recommends a strategic integration of employee well-being, performance, and innovation as the foundation for organizational transformation and a meaningful contribution to sustainable economic development, particularly in facing globalization challenges and realizing the vision of Indonesia Emas 2045.
Understanding Gen Z Workers in Career Management at Banks: A Literature Review Kurniawan Setyantoro; Faizal Rizqi; Surya Raharja; Puji Harto
Arthatama: Journal of Business Management and Accounting Vol. 9 No. 1 (2025)
Publisher : LifeSciFi

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Abstract

This study aims to uncover the career aspirations of Gen Z workers at PT Bank Rakyat Indonesia (BRI), considering their characteristics that are different from the previous generation. Gen Z is predicted to occupy managerial positions in the next 5-10 years and if handled well, their presence often pushes companies to modernize communication, leadership styles, and DEI (diversity, equity, inclusion) practices. This study examines previous literature that focuses on Gen Z workers in frontliner, marketing, and officer positions at Bank BRI. The literature is then reviewed to see the overall picture and draw conclusions about this topic. The results of the study are expected to provide an understanding of Gen Z's career expectations and become the basis for human resource management strategies at Bank BRI for the sustainability of the organization. This study fills the gap in previous research that focuses more on students and has not touched on the cultural context and work experience of Gen Z directly in organizations in Indonesia.