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MANAJEMEN RISIKO PENGELOLAAN ZAKAT ., Dyarini; Jamilah, Siti
IKRAITH-HUMANIORA Vol 1 No 2 (2017): IKRAITH-HUMANIORA vol 1 Nomor 2 Bulan November 2017
Publisher : Universitas Persada Indonesia YAI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (551.878 KB)

Masalah dalam penelitian ini adalah dalam konteks pengelolaan zakat, dimana salah satu hal yang perludijaga adalah kredibilitas dan akuntabilitas institusi pengelola zakat. Jangan sampai muncul ketidakpercayaanmasyarakat akibat kesalahan dan pelanggaran dalam pengelolaan zakat.Berdasarkan penelitian IDB (Islamic Development Bank), potensi zakat di Indonesia mencapai Rp 100triliun per tahun. Ironisnya, zakat yang terkumpul oleh Baznas (Badan Amil Zakat Nasional) masih sangat kecil.Dari dana zakat yang terkumpul, dana tersebut masih disalurkan untuk tujuan konsumtif (dana jangka pendek).Berdasarkan pertemuan perdana International Working Group on zakat Core Principles (IWGZCP) akhiragustus lalu, disepakati bahwa identifikasi risiko dalam pengelolaan zakat merupakan hal yang sangat pentingkarena akan mempengaruhi kualitas Pengelolaan Zakat ke depan. Paling tidak, ada empat jenis risiko yang telahteridentifikasi dan dunia perzakatan harus memiliki konsep yang jelas dalam memitigasi risiko-risiko tersebut.Pertama, risiko reputasi dan kehilangan muzakki; Kedua, risiko penyaluran; Ketiga, risiko operasional, dan yangkeempat adalah risiko transfer zakat antar negara (Beik, 2014).Untuk melakukan identifikasi risiko digunakan metode Enterprise Risk Management (ERM). Denganmelakukan ERM maka dapat dilakukan identifikasi kemungkinan terjadinya risiko (risk probability), dampak daririsiko (risk impact), dan mitigasi risiko.

THE ANALYSIS OF REVENUE SHARING FROM MUDHARABAH FINANCING (Case Study of BMT AL FATH IKMI CIPUTAT) Mega Rosdiana; Siti Jamilah; Andry Priharta
Muhammadiyah International Journal of Economics and Business Vol. 1, No.1, 2018
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Perguruan Tinggi Muhammadiyah

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The purpose of this study is to determine the effect of revenue sharing from mudharabah financing atBMT AL-Fath Ikmi Ciputat. Mudharabah is a business cooperation agreement between two partieswhere the first party (shahibul maal) provides the whole (100%) capital, while the other party becomesthe manager. The margin is the amount of profit agreed between BMT and the customer on the financingtransaction with the sale and purchase agreement, in which margins remain unchanged over the term ofthe financing. This study is quantitative research, which aims to give description about the subject understudy and check the truth of the research result, by using descriptive verification method. The samplesare taken using data collection techniques and are documented by collecting financial statement data.The data processing methods use classical assumption test and simple linear regression analysis. Thenthe conclusion of the result of calculation of statistic test t partial known tcount t, (2.165 2.0322) withsignificant value from mudharabah financing variable equal to 0.0042 less than 0.05 or 5% and havepositive coefficient direction. It can be concluded that Ho is rejected and Ha accepted, which means thatmudharabah financing variables have significant and positive effect on profit sharing.

THE INFLUENCE OF INCOME LEVEL, RELIGIOSITY, AND SOCIAL ENVIRONMENT ON MUZAKKI'S DECISION TO PAY ZAKAT Silvia Amelia; Siti Jamilah
Jurnal Ekonomi Trisakti Vol. 2 No. 1 (2022): April
Publisher : Lembaga Penerbit Fakultas EKonomi dan Bisnis

The purpose of this study was to analyze and identify the influence of the independent variables, such as the level of income, religiosity, and social environment on muzakki's decision to pay zakat, especially for the people of Karang Tengah sub-district, Tangerang City. The method used in this research is field research with a quantitative approach. Samples taken were 100 respondents using the Nonprobability Sampling technique, which was Pusposive Sampling. The analytical method used is SPSS version 24 as a validity test, reliability test, classic assumption test which includes normality test, multicollinearity test, heteroscedasticity test, multiple linear regression, R2 test, hypothesis test containing t test (partial) and F test (simultaneous). Based on the results of the research, it is shown that each independent variable, which is the level of income, religiosity, and social environment has a positive and significant influence on muzakki's decision to pay zakat. And the level of income, religiosity, and social environment together or simultaneously have an impact on the dependent variable, which is the muzakki decision to pay zakat.

PENGARUH PENGETAHUAN, KEPERCAYAAN, DAN GAYA HIDUP TERHADAP MINAT KEPEMILIKAN KARTU KREDIT SYARIAH (Studi Empiris Fakultas Ekonomi dan Bisnis UMJ Siti Jamilah; Syifa Aulia
Media Ekonomi Vol. 30 No. 1 (2022): April
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

The purpose of this study is to analyze the influence of knowledge, belief, and life style on the interest in ownership of Islamic credit cards. The data used in this study are primary data collected from 84 respondents of class employees and alumni of Islamic Economics. The sampling technique used in the study was nonprobability sampling with purposive sampling type, then the data was processed using multiple linear regression analysis. The results of this study indicate that knowledge, belief and lifestyle partially have a positive and significant effect on the interest in ownership of Islamic credit cards.

Pendampingan UMKM di Wilayah Tangerang Selatan Sektor Food and Beveraged Dalam Pembuatan Perizinan Usaha Mikro Kecil (UMK) Melalui Online Single Submission (OSS) Berbasis Risiko Rinaldo Rinaldo; Siti Jamilah; Arovah Windiani; Muhammad Adrian
Jurnal Pengabdian Masyarakat Nusantara Vol. 3 No. 1 (2023): Februari-Juli 2023
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jpmn.v3i1.1168

Having a Business Identification Number and its management is carried out electronically, the aim is to guarantee the legality of a business, increase opportunities for; business, get training, take part in government procurement of goods/services, certify halal product guarantees, and SNI certificate for UMK development, or in other words to get a sign of business ownership and make it easier to run a business. The socialization of making NIB is a collaboration between UMJ and the owner of C. DOFF COFFEE as a form of community service. In the form of counseling and assistance regarding the importance of obtaining permits. The output that is being processed is to publish the results of this activity in the Jurnal Pengabdian Masyarakat Nusantara.

PENGARUH PENGETAHUAN, KEPERCAYAAN, DAN GAYA HIDUP TERHADAP MINAT KEPEMILIKAN KARTU KREDIT SYARIAH (Studi Empiris Fakultas Ekonomi dan Bisnis UMJ Siti Jamilah; Syifa Aulia
Media Ekonomi Vol. 30 No. 1 (2022): April
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/me.v30i1.10236

The purpose of this study is to analyze the influence of knowledge, belief, and life style on the interest in ownership of Islamic credit cards. The data used in this study are primary data collected from 84 respondents of class employees and alumni of Islamic Economics. The sampling technique used in the study was nonprobability sampling with purposive sampling type, then the data was processed using multiple linear regression analysis. The results of this study indicate that knowledge, belief and lifestyle partially have a positive and significant effect on the interest in ownership of Islamic credit cards.

THE INFLUENCE OF INCOME LEVEL, RELIGIOSITY, AND SOCIAL ENVIRONMENT ON MUZAKKI'S DECISION TO PAY ZAKAT Silvia Amelia; Siti Jamilah
Jurnal Ekonomi Trisakti Vol. 2 No. 1 (2022): April
Publisher : Lembaga Penerbit Fakultas EKonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/jet.v2i1.13552

The purpose of this study was to analyze and identify the influence of the independent variables, such as the level of income, religiosity, and social environment on muzakki's decision to pay zakat, especially for the people of Karang Tengah sub-district, Tangerang City. The method used in this research is field research with a quantitative approach. Samples taken were 100 respondents using the Nonprobability Sampling technique, which was Pusposive Sampling. The analytical method used is SPSS version 24 as a validity test, reliability test, classic assumption test which includes normality test, multicollinearity test, heteroscedasticity test, multiple linear regression, R2 test, hypothesis test containing t test (partial) and F test (simultaneous). Based on the results of the research, it is shown that each independent variable, which is the level of income, religiosity, and social environment has a positive and significant influence on muzakki's decision to pay zakat. And the level of income, religiosity, and social environment together or simultaneously have an impact on the dependent variable, which is the muzakki decision to pay zakat.

Pengaruh Knowledge Management Terhadap Peningkatan Kinerja UMKM Samama Jamilah, Siti; Utama, Rony Edward; Lailla, Nor; Nugroho, Wawan Sadtyo
Jurnal Manajemen Retail Indonesia (JMARI) Vol. 5 No. 1 (2024): Jurnal Manajemen Retail Indonesia (JMARI)
Publisher : UNIVERSITAS RAHARJA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33050/jmari.v5i1.3132

Tujuan dari penelitian ini adalah untuk mengetahui knowledge implementing, knowledge creating, dan knowledge sharing terhadap kinerja UMKM di Bojongsari Depok. Metode yang digunakan dalam penelitian ini menggunakan metode penelitian explanatory research yang digunakan untuk mengetahui seberapa besar hubungan antar faktor. Populasi dalam penelitian adalah UMKM Samama di Bojongsari Depok . Kuesioner yang disebar melalui google form sebanyak 138 responden, namun kuesioner yang Kembali sebanyak 49. Untuk mengukur kelayakan data melalui aplikasi SPSS . Hasil penelitian menunjukan bahwa knowledge implementing, knowledge creating, dan knowledge sharing baik secara partial berpengaruh terhadap kinerja UMKM di Bojongsari Depok. Variabel knowledge implementing , knowledge creating, dan knowledge sharing berpengaruh secara bersama-sama terhadap faktor kinerja UMKM sebesar 80,6% sedangkan sisanya 19,4 % dipengaruhi oleh faktor lainnya.

Analisis Pengaruh Harga, Promosi, dan Metode Pembayaran Terhadap Minat Masyarakat Menggunakan Transportasi Online Jamilah, Siti; Marsudi, Adhitya Setiawan Arya; Waryun, Waryun
Jurnal Ekonomi & Kebijakan Publik Vol 15, No 1 (2024)
Publisher : Pusat Penelitian, Badan Keahlian DPR RI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22212/jekp.v15i1.3884

People's interest in using online transportation is influenced by various factors. The aim of this research is to determine the influence of several factors on people's interest in using online transportation during the Covid-19 pandemic era. The factors in this paper include price variables, promotions, and payment methods. This paper uses the multiple linear regression method to achieve this goal. The data used is primary data where the data is obtained through distributing questionnaires to respondents. Sampling as respondents used the random sampling method. The sampling location was South Tangerang City, Banten Province. This study found that price and promotion variables positively and significantly influence the variable of people's interest in using online transportation. However, other independent variables, namely the payment method variable, do not significantly influence the variable of people's interest in using online transportation. So that online transportation can perform its activities optimally, the government needs to make clear legal regulations for online transportation companies, workers (drivers), and transportation users.AbstrakMinat masyarakat menggunakan transportasi online dipengaruhi oleh berbagai faktor. Tujuan penelitian ini adalah untuk mengetahui pengaruh dari beberapa faktor terhadap minat masyarakat menggunakan transportasi online selama era pandemi Covid-19. Faktor-faktor dalam tulisan ini meliputi variabel harga, promosi, dan metode pembayaran. Tulisan ini menggunakan metode regresi linier berganda untuk mencapai tujuan tersebut. Data yang digunakan adalah data primer dimana data tersebut diperoleh melalui penyebaran kuesioner ke responden. Pengambilan sampel sebagai responden menggunakan metode random sampling. Lokasi pengambilan sampel adalah Kota Tangerang Selatan, Provinsi Banten. Studi ini menemukan bahwa variabel harga dan promosi yang secara positif dan signifikan memengaruhi variabel minat masyarakat menggunakan transportasi online. Namun, variabel independen lainnya, yaitu variabel metode pembayaran, tidak signifikan memengaruhi variabel minat masyarakat menggunakan transportasi online. Agar Transportasi online bisa melakukan aktivitasnya secara maksimal, pemerintah perlu membuatkan aturan hukum yang jelas untuk perusahaan pengangkutan berbasis online, tenaga kerja (driver), dan pengguna pengangkutan.

TECHNOLOGY ADOPTION ANALYSIS OF ISLAMIC BANKS MOBILE BANKING IN INDONESIA Siti Jamilah; Ramadhan, Zulfikar; Yalina, Nita; Nabighah, Mirrah
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 10 No. 2 (2024): JULY - DECEMBER 2024
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v10i2.65113

Introduction: The primary objective of this research is to explore customer trust, attitudes, and experience , directly effect on perceived usefulnessas and perceived ease, and indirectly impact on attitude toward using and actual system use, as utilizing Mobile Banking of the 5 Top Brand Award Sharia Banks. Methods: The study employs a quantitative method, focusing on understanding the interrelations between multiple variables. Exerting random sampling of 280 customers from the 5 Top Brand Award Sharia Banks participated as respondents in the study, and data was collected through both questionnaires and secondary sources. Results: The findings from the study indicate that all variables i.e. customer trust, attitude, and experience have a significant effect on perceived usefulness and perceived ease of use. Furthermore, both of them also have significant on attitude toward using and actual system use. Conclusion and suggestion: In summary, the technology adoption and mobile banking use by consumers variables can be explained by the perceived usefulness and perceived ease of use variables. It implicates that customers have confidence that mobile banking provides benefits for customers related to financial transaction solutions. Therefore, Islamic banks have to always update their technology and inform the public how to use it.

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