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All Journal Madani: Multidisciplinary Scientific Journal Jurnal Ekonomi Bisnis dan Kewirausahaan
Sarah Fitria Harahap
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Pengaruh Kurs, Suku Bunga SBI, dan Jumlah Uang Beredar Terhadap Tingkat Inflasi di Indonesia Sarah Fitria Harahap
Madani: Jurnal Ilmiah Multidisiplin Vol 1, No 5 (2023): Juni
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

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Abstract

Inflation, which is a monetary phenomenon that often occurs in all countries in the world, can be explained as a continuous process of rising prices. This is the main indicator in the economy and changes in the inflation rate are continuously monitored to keep it stable and low. The purpose of this study is to identify the effect of the exchange rate (exchange rate), SBI interest rates, and the money supply on the inflation rate in Indonesia. The results of the study show that simultaneously, these three factors have an influence on inflation in Indonesia. The results of the analysis show that the F value is 53.731 with a significance level of 0.000, which indicates a statistically significant effect. In addition, the value of Adjusted R square = 0.668 indicates that 66.8 percent of fluctuations in the reduction in the inflation rate in Indonesia can be explained by the exchange rate, SBI interest rates, and money supply variables included in this study. The remaining part, which is equal to 33.2 percent, is influenced by other factors that are not included in this research model.
PENGARUH ZAKAT TERHADAP PENGURANGAN KEMISKINAN DI INDONESIA PERIODE 2015 - 2023 Sarah Fitria Harahap; Yenni Samri Juliati Nasution
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol. 1 No. 5 (2024): Oktober : Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBER)
Publisher : CV. Denasya Smart Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69714/cwtw6a02

Abstract

The purpose of this study is to determine the effect of zakat on poverty reduction in Indonesia. This study uses one dependent variable, namely poverty and one independent variable, zakat. The research method used is a quantitative method with a simple linear regression model. The data source used is secondary data obtained from the official BPS website, namely www.bps.go.id and BAZNAN www.baznas.go.id. Data analysis techniques use classical assumption tests (normality tests, multicollinearity tests, heteroscedasticity tests, and autocorrelation tests), T statistical tests, and linear regression tests. The results of this study indicate that zakat has a significant effect and has a negative effect on poverty in Indonesia, where zakat has an effect of 31.36% on poverty in Indonesia while the remaining 68.64% is explained by variables outside the model
PERAN PEER TO PEERLENDING SYARIAH SEBAGAI ALTERNATIF PENDANAAN UMKM Sarah Fitria Harahap; Marliyah Marliyah
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol. 2 No. 1 (2025): Februari : Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBER)
Publisher : CV. Denasya Smart Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69714/h9fke112

Abstract

The function of Sharia Peer-to-Peer (P2P) Lending as an alternative funding source to expand capital access for MSMEs in Indonesia is the main topic of this study. The main issue of this study is the need to provide effective, easily accessible, and sharia-compliant funding options to help expand MSMEs, especially those considered unworthy of banking services. The purpose of this study is to investigate how Sharia P2P Lending helps MSMEs obtain funding and offers sharia-compliant investment opportunities. This study uses a literature review method and a review of related laws, such as those issued by the National Sharia Council (DSN-MUI) and the Financial Services Authority (OJK). The findings of this study indicate that Sharia P2P Lending can offer effective, affordable, and easily accessible funding, helping MSMEs develop their businesses and enter new markets. Furthermore, this website provides sharia-based investment alternatives for investors. Taking all of these things into consideration, while still adhering to the principles of Islamic finance, Sharia P2P Lending has the potential to close the funding gap for MSMEs, support the real sector, and advance the country's economy. This study emphasizes how important this financial innovation is in driving the inclusiveness of the Indonesian economy.
Co-Authors Marliyah Yenni Samri Juliati Nasution