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All Journal Jurnal Manajemen Terapan dan Keuangan JAAKFE UNTAN ( (Jurnal Audit Dan Akuntansi Fakultas Ekonomi Universitas Tanjungpura) Kompak : Jurnal Ilmiah Komputerisasi Akuntansi Dinar: Jurnal Ekonomi dan Keuangan Islam EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Al-Ijtimaiyyah HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Gender Equality: Internasional Journal of Child and Gender Studies Ikonomika : Jurnal Ekonomi dan Bisnis Islam AL QUDS : Jurnal Studi Alquran dan Hadis Jurnal Ilmiah Ekonomi Islam Jurnal Perspektif Ekonomi Darussalam JURNAL MANAJEMEN MOTIVASI Jurnal Akuntansi dan Ekonomika Jurnal Penelitian Pendidikan IPA (JPPIPA) Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Jurnal SIKAP (Sistem Informasi, Keuangan, Auditing Dan Perpajakan) Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam JOURNAL OF APPLIED ACCOUNTING AND TAXATION Scientific Journal of Reflection : Economic, Accounting, Management and Business SENTRALISASI SEIKO : Journal of Management & Business At-Tawassuth: Jurnal Ekonomi Islam Jurnal Penelitian Medan Agama JURNAL PENDIDIKAN TAMBUSAI Journal of Economic, Management, Accounting and Technology (JEMATech) Journal on Education Jesya (Jurnal Ekonomi dan Ekonomi Syariah) MUHARRIK: JURNAL DAKWAH DAN SOSIAL AT-TURAS: Jurnal Studi Keislaman Journal of Humanities and Social Studies JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) JURNAL MANAJEMEN BISNIS Jurnal Tabarru': Islamic Banking and Finance Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam JESI (Jurnal Ekonomi Syariah Indonesia) Widya Balina :Jurnal Ilmu Pendidikan dan Ekonomi IMANENSI: Jurnal Ekonomi, Manajemen dan Akuntansi Islam Jurnal Ilmiah Akuntansi dan Finansial Indonesia At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah JURNAL LENTERA BISNIS Jurnal Proaksi Keberlanjutan : Jurnal Manajemen dan Jurnal Akuntansi Akuntoteknologi : Jurnal Ilmiah Akuntansi dan Teknologi Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial Al-Kharaj: Journal of Islamic Economic and Business Jurnal Sains dan Teknologi International Journal of Economics Development Research (IJEDR) Ilomata International Journal of Tax and Accounting Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Ekonomi Pembangunan Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Penelitian Ekonomi Akuntansi (JENSI) Jurnal Akuntansi dan Keuangan EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Aghniya: Jurnal Ekonomi Islam JURMA : Jurnal Program Mahasiswa Kreatif Cakrawala Repositori Imwi Jurnal Inovasi Penelitian Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences El-Qist : Journal of Islamic Economics and Business (JIEB) Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Ilmu Manajemen Retail Universitas Muhammadiyah Sukabumi (JIMAT UMMI) Accounting and Business Journal Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Ilomata International Journal of Management Management of Zakat and Waqf Journal (MAZAWA)) Journal La Bisecoman INTELEKTIVA Jurnal Ekonomi Efektif Indonesian Journal of Islamic Economics and Business Jurnal Investasi Islam JURNAL MANAJEMEN AKUNTANSI (JUMSI) Kafa’ah: Journal of Gender Studies Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA) JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen JES (Jurnal Ekonomi STIEP) Al-Mutsla: Jurnal Ilmu-Ilmu Keislaman dan Kemasyarakatan Business and Accounting Education Journal International Journal of Educational Review, Law And Social Sciences (IJERLAS) JURNAL ILMIAH GLOBAL EDUCATION Humantech : Jurnal Ilmiah Multidisiplin Indonesia Jurnal Akuntansi AKTIVA INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Proceeding International Seminar of Islamic Studies Share: Jurnal Ekonomi dan Keuangan Islam Society: Jurnal Pengabdian Masyarakat Al-MIKRAJ: Jurnal studi Islam dan Humaniora Journal of Management and Business Talaa : Journal of Islamic Finance Filantropi: Jurnal Manajemen Zakat dan Wakaf Journal of Student Development Informatics Management (JoSDIM) Jurnal Akuntansi dan Keuangan Jurnal Ekonomika Dan Bisnis Jurnal Ilmiah Mahasiswa Raushan Fikr Jurnal Ekonomi, Bisnis dan Manajemen Journal Research of Economics and Bussiness Al-Istinbath: Jurnal Hukum Islam Al-Muhtarifin: Islamic Banking and Islamic Economic Journal AKASYAH: Jurnal Akuntansi, Keuangan dan Audit Syariah Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Dharmawangsa: International Journal of the Social Sciences, Education and Humanitis Indonesian Journal of Islamic Economics and Finance Jurnal Akuntansi, Manajemen dan Perbankan Syariah Journal of Islamic Economics Lariba JRAP (Jurnal Riset Akuntansi dan Perpajakan) Journal of Public Representative and Society Provision Journal of Accounting Research, Organization and Economics (JAROE) AHKAM : Jurnal Hukum Islam dan Humaniora Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Jurnal Publikasi Ilmu Manajemen Moneter : Jurnal Keuangan dan Perbankan Regress: Journal of Economics & Management Electronic Journal of Education, Social Economics and Technology Innovative: Journal Of Social Science Research Jurnal Manajemen dan Ekonomi Kreatif Paradoks : Jurnal Ilmu Ekonomi Jurnal Riset dan Aplikasi: Akuntansi dan Manajemen Jurnal Kendali Akuntansi Amkop Management Accounting Review (AMAR) Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Trending: Jurnal Manajemen dan Ekonomi Jurnal Riset Akuntansi Jurnal Riset Ekonomi dan Akuntansi Jurnal Akuntansi Audit dan Perpajakan Indonesia (JAAPI) e-Jurnal Apresiasi Ekonomi JAKBS Journal of Economics and Management Scienties Aktiva: Journal Of Accountancy and Management Maeswara: Jurnal Riset Ilmu Manajemen dan Kewirausahaan GEMAH RIPAH: Jurnal Bisnis Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Mutiara: Jurnal Penelitian dan Karya Ilmiah Journal of Global Islamic Economic Studies Lathaif: Literasi Tafsir, Hadis dan Filologi JAT (Journal of Accounting and Tax) Social Science Academic Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Ilmiah Research Student Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah IIJSE Neraca Manajemen, Akuntansi, dan Ekonomi Majapahit Journal of Islamic Finance dan Management Iltizamat : Journal Of Economic Sharia Law and Business Studies Journal of Islamic Economics and Finance Indonesian Journal of Multidisciplinary Scientific Studies Jurnal Media Akademik (JMA) El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Serat Acitya JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Majapahit Journal of Islamic Finance dan Management Jurnal Ekonomi dan Pembangunan Indonesia JEMARI : Jurnal Edukasi Mahasiswa Sunan Giri Bima Polyscopia Jurnal Ekonomi, Akuntansi dan Perpajakan Journal of Accounting Law Communication and Technology Journal of Social Work and Science Education Jurnal Ilmiah Bisnis dan Ekonomi Asia (Jibeka) RUBINSTEIN Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Jurnal Ekonomi Bisnis dan Kewirausahaan Jurnal Bisnis, Ekonomi Syariah dan Pajak DIRASAH: Jurnal Kajian Islam TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah Proceeding International Conference on Islamic Economics Community Services GLOSSARY Jurnal Ragam Pengabdian Jurnal Ekonomi, Manajemen, Akuntansi Ulil Albab Joong-Ki AL-UJRAH: Jurnal Ekonomi Islam Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan As-Syirkah: Islamic Economic & Financial Journal Prosiding Seminar Nasional Ilmu Ekonomi dan Akuntansi JIMEKA E-Jurnal Akuntansi Jurnal Simki Economic International Journal of Islamic Business Management Academia Open Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi (JEBIMAN) BORJUIS (JURNAL OF ECONOMY) Share Jurnal Ilmiah Mizani: Wacana Hukum, Ekonomi Dan Keagamaan International Journal of Kita Kreatif Sosio e-kons Jurnal Ekonomi Syariah Darussalam (Jesdar)
Yenni Samri Juliati Nasution
Universitas Islam Negeri Sumatera Utara
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PERANAN PASAR MODAL DALAM PEREKONOMIAN NEGARA NASUTION, YENNI SAMRI JULIATI
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Human Falah: Jurnal Ekonomi dan Bisnis Islam | Vol. 2 | No.1 | 2015
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

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Abstract

The role of the capital market as a source of funding companies that have significant implications for the countrys economy is not just an alternative but has been able to become a major funding source. Funds offered in the capital market through some corporate action such as recording the initial stock (initial public offering / IPO), the listing of new shares (rights issue) as well as the issuance of bonds annually assessed far more efficient than the funding obtained from the companys bank loans. Especially when inflation trends are increasing, which indirectly affects the interest rates of bank loans. The number of companies listed IPO, rights issue or bonds as well as funds raised from the three corporate action recorded significant results in each year. Although there are fluctuations in comparison, which is influenced by the economy at home and abroad, in each year, but it did not dampen the interest of companies to keep funding in the capital markets.
The Effect of Personal Characteristics, Motivation and Compensation on Employee Performance with Loyalty as Intervening Variables Siregar, Saparuddin; Nasution, Yenni Samri Juliati; Parikesit, Wuri
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 3, No 4 (2020): Budapest International Research and Critics Institute November
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v3i4.1280

Abstract

This study aims to analyze the influence of personal characteristics, motivation and compensation variables on performance with loyalty as an intervening variable. This research is a quantitative study with a causality research design. The sampling technique in this study was saturated sampling, which is a sampling technique using the entire population, they are lecturers and employees of Ma'had Abu Ubaidah bin Al Jarrah Medan, amounting to 43 people. The analytical method used is path analysis. The data processing process uses SPSS 22. The results show that partially, the three variables used in the study: personal characteristics, motivation and compensation have no effect on employee performance. When interpreted through loyalty variables, the two variables personal characteristics and compensation do not affect performance, but motivation variables affect performance. While loyalty has a significant effect on performance. This shows that the lecturers and employees of Ma'had Abu Ubaidah bin Al Jarrah have good loyalty and performance even though with a limited amount of Human Resources, lack of motivation and inadequate compensation. Because not only the material goals to be achieved, but the call to serve is the reason for their existence in Ma'had Abu Ubaidah bin Al Jarrah Medan.
Strategi Peningkatan Jumlah Muzakki di Lazis Muhammadiyah Kota Medan Rahmadani, Dessy; Juliati Nasution, Yenni Samri
Jurnal Pendidikan Tambusai Vol. 5 No. 3 (2021): 2021
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Penelitian ini berjudul “Strategi Peningkatan Jumlah Muzakki Di Lazis Muhammadiyah Kota Medan” yang Bertujuan untuk mengetahui strategi yang dilakukan dalam meningkatkan jumlah Muzakki pada lazis Muhammadiyah Kota Medan. Kesimpulan penelitian Salah satu strategi yang dilakukan dalam meningkatkan jumlah muzakki adalah Strategi fundraising. Strategi Fundraising zakat merupakan upaya mengumpulkan zakat dari perorangan atau badan usaha untuk mencapai tujuan zakat. Sumber utama fundraising zakat adalah muzakki. Maka mengingat proses fundraising zakat merupakan hal yang mendasar bagi upaya pengelolaan zakat, pihak-pihak yang telah diberi wewenang untuk mengelola zakat harus mampu meyakinkan masyarakat muslim mengenai pentingnya zakat. Metode penelitian ini menggunakan Metode Penelitian Kualitatif, yaitu berupa kata-kata tertulis atau lisan dari orang-orang dan pelaku yang dapat diamati. Data ini diperoleh dari Studi Pustaka, Wawancara dan observasi untuk mengetahui strategi yang digunakan dalam meningkatkan Jumlah Muzakki di Lazis Muhammadiyah Kota Medan.
Analysis of a Potential Halal Ecotourism on the Economic Awakening of Local Communities (Case Study in Brandan Barat District, Langkat Regency) Nasution, Yenni Samri Juliati; Yafiz, Muhammad; Habibi, Adnan; Ritonga, Mirwansyah
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 1 (2022): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i1.4496

Abstract

This research describe an economic revival of the local community through the halal ecotourism program. The method used in this research is quantitative, this research is descriptive research. Descriptive is a way in which researchers condition an event based on values in the form of numbers and appear as they are, characteristics and relationships systematically, between phenomena to be studied at the research location. The results show that the background for the emergence of ecotourism programs is to see the natural potential that can be used as tourism based on environmental conservation efforts through cultural values, Ecotourism provides changes to the economic improvement of local communities. The stages of ecotourism development start from identification of empowerment to take advantage of natural potential accompanied by increasing community welfare based on faith values.
Hadis-Hadis Tentang Jual Beli Gharar dan Bentuknya Pada Masa Kontemporer Yenni Samri Juliati Nasution; Ardiansyah Ardiansyah; Heri Firmansyah
AL QUDS : Jurnal Studi Alquran dan Hadis Vol 5, No 1 (2021)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (378.291 KB) | DOI: 10.29240/alquds.v5i1.2194

Abstract

Hadiths about Gharar in Buying and Selling and the Forms in the Contemporary PeriodThis article examines various hadith (traditions) which talk about the issue of gharar sale (uncertain sale). The research finds out that there are dozens of hadiths which are then reduced to 5 hadiths considered to be representative and focus of the discussion, both in terms of the matn and sanad. This research is thematic, namely the hadiths related to gharar law with sanad and matn criticism approach to get a clear picture of the authenticity of the hadiths understudied. To get a comprehensive understanding of the issue of gharar sale, this paper also develops the research on the form of gharar sale in the contemporary era with a fiqh perspective which is also supported by the arguments found in the Quran. The research finds out that the hadiths which talk about the issue of gharar are categorized as sahih (authentic) with various criteria and therefore can be used as evidence (hujjah) in the making of legal decisions based on Islamic law (istinbath).
The Effect of Trust and Knowledge Towards Farmer’s Decision for Paying Zakat With Religiosity as Moderating Variable (Deleng Pokhison District Case Study) Yenni Samri Juliati Nasution; Sudirman Suparmin; Yana Suhaina
Jurnal Ilmiah Ekonomi Islam Vol 7, No 3 (2021): JIEI : Vol. 7, No. 3, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (327.306 KB) | DOI: 10.29040/jiei.v7i3.3589

Abstract

This study aims to analyze the effect of trust and knowledge towards farmer’s decision for paying zakat in Baitul Mal with religiosity as moderating variable. This study used quantitative method. Total population of this study is 2185. With random sampling technique, the sample for this study produce 100 respondents. Analysis method that was used is Moderate Regression Analysis (MRA). Data processed with SPSS 22. The result of this study show that partially trust have positive and significant effects towards farmer’s decision for paying zakat (71,5%) dan partially knowledge have no effects towards farmer’s decision for paying zakat (0,9%). Trust and knowledge simultaneously have positive and significant effects towards farmer’s decision for paying zakat with significant value 0,0002,47. Trust and knowledge have positive effects towards farmer’s decision for paying zakat in Baitul Mal with religiosity as moderating variable.
THE EFFECT OF ONLINE TRANSPORTATION SYSTEM ON UNEMPLOYMENT RATE AND PUBLIC WELFARE AT INDONESIA Darwis Harahap; Ferri Alfadri; Yenni Samri Juliati Nasution; Nasir Ahmad Khan Saragih
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 7, No 1 (2021): JUNI 2021
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v7i1.3361

Abstract

Tujuan penelitian ini adalah untuk melihat pengaruh sistem transportasi online terhadap pengangguran dan kesejahteraan masyarakat di Kota Medan, Indonesia. Praktik bisnis berbasis teknologi di era industri 4.0 membutuhkan keterampilan keterampilan tertentu di bidang kerja. Selain itu, perubahan sistem teknologi yang semula lebih banyak menyerap tenaga kerja cenderung berubah karena menggantikan peran manusia. Akibatnya, tingkat kesejahteraan masyarakat juga akan menurun. Penelitian ini dilakukan di PT. GO-JEK Indonesia menggunakan metode Structural Equation Modeling (SEM). Model yang digunakan adalah faktor pembebanan yang dibangun dari masing-masing indikator.Hasil penelitian menunjukkan bahwa transportasi online berpengaruh terhadap penurunan tingkat pengangguran. Lebih lanjut, hal tersebut menunjukkan bahwa sistem ini dapat meningkatkan kesejahteraan masyarakat. Karena itu,
HYPOTHESIS PASAR EFISIEN/EFFICIENT MARKET HYPOTHESIS (Pasal Modal menurut Teori Fama dan Pandangan Islam) Yenni Samri Juliati Nasution
Jurnal Perspektif Ekonomi Darussalam (Darussalam Journal of Economic Perspec Vol 1, No 1 (2015): Jurnal Perspektif Ekonomi Darussalam
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi dan Bisnis - Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (246.065 KB) | DOI: 10.24815/jped.v1i1.6518

Abstract

In trading activity in the capital market, information is one of the important factors to be known by market participants. Information on the capital market with regard to decisions made by the investor to choose the investment portfolio efficiently. The success of a company seen from the full value. at companies that go public, seen enterprise value of the share price. The stock price reflects the value of the company when the stock market in an efficient state. An efficient market may indicate that stock price fully reflect available information, this information may include the company’s annual reports, the distribution of dividends, stock splits, stock market analysts report and so on Islamic Capital Market in the frame must be in accordance with Islamic principles which certainly puts the right information so that member for the good of the investors.Dalam kegiatan perdagangan di pasar modal, informasi merupakan salah satu faktor penting untuk diketahui oleh parapelaku pasar. Informasi tentang pasar modal berkaitan dengan pengambilan keputusan yang dilakukan oleh para investor untuk memilih portofolio investasi yang efisien. Keberhasilan suatu perusahaan dilihat dari nilai penuh. Pada perusahaan yang go public, nilai perusahaan dilihat dari harga sahamnya. Harga saham mencerminkan nilai perusahaan bila pasar modal dalam keadaan efisien. Pasar yang efisien dapat menunjukkan harga saham yang mencerminkan secara penuh informasi yang tersedia, informasi tersebut dapat berupa laporan tahunan perusahaan, pembagian deviden, pemecahan saham, laporan para analis pasar modal, dan sebagainya. Pasar Modal dalam bingkai Islam harus sesuai dengan prinsip syariah yang pasti mengedepankan informasi yang benar sehingga member kebaikan untuk para investor.
Peran LAZISMU (Lembaga Amil Zakat, Infaq dan Sadaqah Muhammadiyah) dalam Mengentaskan Kemiskinan Masyarakat Kota Medan Ahmad Suwandi; Yenni Samri
Management of Zakat and Waqf Journal (MAZAWA) Vol. 3 No. 2 (2022): Management of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2022.3.2.15-30

Abstract

Poverty describes a condition of low ownership and income, or in more detail describes a condition that basic human needs cannot be fulfilled, namely food, shelter, and clothing. The purpose of this study is to find out how the amil zakat infaq and alms Muhammadiyah institutions help alleviate poverty in the community. Data collected through interviews with LAZISMU administrators were analyzed using qualitative techniques in this study. In addition to conducting interviews, documentation is used to perform data mining procedures. The source triangulation technique is used in the data validation methodology. The process of collecting, reducing, presenting, and verifying data are used in data analysis. Based on the results of the study, the first ZIS fund collection mechanism carried out by LAZISMU Medan city is through recommendations from people closest to prospective mustahik, the second is collaborating with branch leaders through recording Mustahik data. After the process of recording and collecting data on mustahik candidates, the program division will conduct a survey by paying attention to certain conditions or conditions for mustahik candidates. Through interviews with several informants, it can be concluded that the beneficiaries of the ZIS fund assistance experienced social changes and were helped economically, although only in the form of basic necessities but it helped the economy a little for the poor with the assistance they received
BISNIS SYARIAH; TRANSAKSI TIDAK TUNAI MENURUT PANDANGAN WAHBAH AL-ZUHAILY DALAM TAFSIR AL-MUNIR Popi Adiyes Putra; Ade Khadijatul Z. Hrp; Azhari Akmal Tarigan; Yenni Samri Juliati Nasution
Jurnal Tabarru': Islamic Banking and Finance Vol. 5 No. 1 (2022): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2022.vol5(1).9421

Abstract

Bisnis adalah upaya untuk mendapatkan keuntungan lewat jalur perdagangan. Perdagangan atau jual beli dilakukan secara tunai maupun secara tidak tunai. Terkait dengan ketentuan dalam transaksi tidak tunai, Allah SWT menyebutkannya dalam Al-Qur’an pada Surat Al-Baqarah ayat 282-283 secara jelas. Dalam ayat ini diterangkan pencatatan transaksi tidak tunai ini ditujukan untuk melindungi hak-hak orang yang bertransaksi agar tidak terjadi kehilangan barang/uang sebagai akibat dari perselisihan. Pencatatan ini juga dikuatkan oleh adanya saksi dari orang yang berprilaku adil, benar dan tidak berpihak kepada salah satu yang bertransaksi, sehingga transaksi secara tidak tunai akan terhindar dari keraguan dan penyelewengan. Transaksi secara tidak tunai dewasa ini dilaksanakan dalam bentuk akad murabahah. Akad murabahah yang dipraktekan lembaga keuangan syariah memunculkan berbagai macam praktek-praktek yang menyimpang dari kaedah syariah seperti yang dijelaskan dalam Surat Al-Baqarah ayat 282-283 ini. Terkait dengan penjelasan dalam bentuk tafsir ayat tentang transaksi secara tidak tunai ini, Tafsir Al-Munir karya Imam Az-Zuhaili menjelaskan secara rinci ketentuan-ketentuan dalam transaksi tidak tunai tersebut. Karena kajian dalam penelitian berdasarkan pada telaah atas bacaan-bacaan terutama bacaan dalam Tafsir Al-Munir, maka penelitian ini tergolong kepada penelitian kepustakaan dengan metode kualitatif.
Co-Authors Ade Khadijatul Z. Hrp Adelia Marhamah Adinda Natasya Aditya Gede Pratama Afifah Lania Sihotang agusani, widya Agustina Nurul Fajriah Ahkamil Hakim Ahmad Fuadi Tanjung Ahmad Hasibuan, Nurfadhilah Ahmad Husein Ahmad Suwandi Ahmad Syakir AHMADI Ahmadi Bi Rahmani, Nur Aida Malan Sari Aini, Rija Akmal Akmal Alfadri, Ferri Alfina Rahma Wani Ali Amzah Ali Topan Lubis Alya Aurelia Alya Hamdini Ahmad Alya Sahbrina Amani Raudathul Jannah Amelia Siregar, Cyntia Aminah Harahap Amini, Salisa Ananda, Putri Andre Tanjung Andriana Alnazhira Chandra Andrina, Raissa Puan Anggi Alia Ashari Hsb Anggi Mayasari Lubis Anisa Dwi Kiswati Anjani, Dina Annio Indah Lestari Annio Indah Lestari Nasution Annisa Zahara Annissa, Ella Aqwa Naser Daulay Ardiansyah Ardiansyah Ardiansyah, Reza Restu Arifianti, Sari Maharani Arifin Fauzi Lubis Arismunandar, M. Fizdian Arnida Wahyuni Lubis Arnida Wahyuni Lubis Arnida Wahyuni Lubis Arnida Wahyuni Lubis Arnida Wahyuni Lubis Arpidah Ayu Syafitri Asmuni Asmuni Asmuni Asmuni Asra, M Rifki Atika Atika Atika Aulia Ramadani Pane Aulia, Mahani Faiza Ayu Annisa Fikra Ayu S, Hanifa Ayu Wulandari S. Tanjung Ayumi Siregar, Fatiyah Azhar, Iqlima Azhari Akmal Tarigan Azhela Dwi Aryani Aziva, Zahra Azka Rayyani Azlina Azmi Siahaan Bagas Aulia Balqis Anisa Janati Bambang Sugiharto Batubara, Maryam Br Bancin, Dela Syakillah Nuraisah Budi Februari Budi Harianto Bunga Dwi Fani Ritonga Candra, Jeki Chairina Chairina Cindy Purnama Asry Nasution Cita Suci Pratiwi Sinaga Cita Suci Pratiwi Sinaga Cyntia Amelia Siregar Damayanti, Putri Merry Daulay, Yusrina Dea Frinal Saputri Debana Maharani, Anggun Dela Syakillah Nuraisah Br Bancin Delyana Dessy Rahmadani Devi Herawati Devi Natalia Dewi Sundari Dharma, Budi Dhea Amelia Dhea Nita Syafina Rambe Dhian Rosalina, Dhian Dila Wandasari Dina Cheetah Khairiyah Dinda Adelia Dinda Dewi Anggriyani Silitonga Dini Ariani Dini Yunila Tanjung Edi Faisal Harahap Elvira Yanti Ahmad Erianto, Ridho Ersa Trinanda Fadhil Muhammad Fadhillah Insani Fadhillah Insani Fahmi Fauzi Fahri Fahrozi Fairuz Azzahra Irsyad Faizin, Mu'adil Fajrillah, Fajrillah Farhan Abdillah Panjaitan Fathia Mawaddah Rangkuty Fatika, Siti Fatimah Zahara Fazhillah, Audi Febi Alicia Ferry Dermawan Fina Mulyana Firdaus Firdaus Fitri Amalia Fitri Rorizki Fitri Susanti Siregar Fitri Windari Fredly Fadhila Frinal Saputri, Dea Friyadi Hamonangan Siregar Ghifari, Abu Dzar Al Gilang Alif Muhammad Ginting, Herminaria Br Habibi, Adnan Halimatussakdiyah Halimatussakdiyah Hani, Rihma Hanifah Restu Putri Hanifah Restu Putri Harahap, Darwis Harahap, Ikhsan Harahap, Rahmat Daim Harahap, Sinta Lestari Harahap, Suci Ardilla Ramadhani Hasibuan, Indra Mualim Hasrimy, Nabila Felicia Hasugian, Hotbin Hendra Halim Hendra Harmain Hendra Harmain Heri Firmansyah Heriyati Chrisna Hesty Ananta Yunus Hidayah Nabila Asnur Hilmi, Hafizh Husna, Rifdah Nur Iin Prasetyo Ilham Khairi ilham khairi, ilham Imsar, Imsar Inayah Ardiah Inayatul Widad Nasution1 Indah Mayang Sari Indah Nurfi Indah Wahyuni Indah Wahyuni Indra Prawira Indra Sari Indradewa, Rhian Indri Apriani Isna Wulandari Sembiring Isnaini Harahap Isrul Saleh Siregar Izzatul Zannah Jambak, Arya Neta Adinda Jihan Luthfi Aulia Juliana Nasution K, Kamilah Kamilah, K Kamilah, K. Karmila Sinaga Karo Karo, Robby Adriano Khairiah Nasution Khairil Ihsan Khairul Faiz Batubara Khairul Faiz Batubara Khairunisa Hanum Khoirun Fadilah Lubis Khoirun Fadilah Lubis Kusmilawaty Kusmilawaty Kusmilawaty, Kusmilawaty Laila Maisaroh Lailan Syafina Laylan Syafina Lidya Lidya Lubis, Armida Wahyuni Lubis, Muhammad Alpansyah Lubis, Muhammad Arif Fadhillah Lubis, Nasrul Kahfi Lubis, Nurul Rafiqoh Lubis, Septiana Sara Lubis, Syawilda Astari Lukman Hakim Siregar Luthfiah Al Asbin Ulyani M Daffa Raihan Buulolo M Nabil Putra Hendratmo M Ridho Alfikri M. Iqbal M. Yogi Riyantama Isjoni Maesyah Rani, Suci Maharani Zaida Mahyudin Maidalena Maisyaroh, Tetti Malahayati Malahayati Malahayati Malahayati Manik, Azizah Zaniana Marbun, Astri Novia Marliyah Marliyah Marliyah Marliyah, Marliyah Martua Hsb, Rahmat Maryam Batubara Maryam Batubara Masridha Masridha Maulana Ridwan Lubis Maulida Rahma Maulida, Sri Aqilah Mawaddah Irham Mega Safitri Meliala, Endah Sabrina Br. Meutia Dewi, Meutia Mhd Faisal Anwar Afandi Rambe Mhd. Farhan Mukti Miranty, Fadilla Mufti, M. Ikhsan Muhammad Adriansyah Muhammad Alvin Yuzakhri Muhammad Andi Prayogi Muhammad Arifin Lubis Muhammad Danil Aritonga Muhammad Dzaki Abdillah Muhammad Fikri Muhammad Fikri Almajid Munthe Muhammad Hafiz Muhammad Ilham Muhammad Ja'far Muhammad Kholid Adfi Muhammad Lathief Ilhamy Nasution Muhammad Mukrom Tanjung Muhammad Ramadhan Muhammad Salman Muhammad Syabudi Muhammad Syahbudi Muhammad Syahbudi Muhammad Syukri Albani Nasution Muhammad Trinanda Muhammad Wildan Firdaus Muhammad Yafiz Muhammad Yafiz, Muhammad Mukhazza Albitha Alsha Muliani, Siska Musfirah, Aisyah Fithri Mutiara Octavia Mutohir Sitorus, Taufiq Fazar Mutthaqin, Muhammad Satrya Nabila Aulia Putri Hrp Nabila, Fatya Nadia Nadia Nadya Ervina Naila Aulia Putri Nanda Kurniawan Lubis Nanda Kurniawan Lubis Nasir Ahmad Khan Saragih Nasrul Kahfi Lubis Nasution, Alya Elva Lianda Nasution, Annio Indah Lestari Nasution, Auliya Shalha Nasution, Juliana Nasution, M. Lathief Ilhamy Nasution, Riska Amelia nataliani br sitepu, Devi Natasya Suherman Nathasyah Putri Maharanni Nayla Hadisti Nazli, Putri Nazwa Syahira Nida Nurhayani Pohan Ningtias, Sinar Ayu Novi Indriyani Sitepu Novia, Raisyah Arta Nst, Aida Ulviani Nur Adilla Nur Ahmadi Bi Rahmani NUR AHMADI BI RAHMANI Nur Amalia Nur Fadhilah Ahmad Hasibuan Nur Hayati Lubis Nur Rahmi Zuhra Nur, Mukhlish Muhammad Nurainun Putri Nurfi, Indah Nurfuadi, Wika Nurhasanah, Upik Nurhayati Nurhayati Nurhayati Nurhayati Nurhayati Nurhayati Nurhayati, Nurhayati Nurhudawi, Nurhudawi Nuri Aslami Nurjannah Harum Wibowo Nurlaila Nurlaila Nurlaila Nurlaila Nurlaily Nurlaily Nurma Ningsih, Sri Wahyuni Nursantri Yanti Nursapa Indah Damanik Nurul Aulia Dewi Nurul Inayah Nurul Inayah Nurul Isnaini Putri Nurul Jannah Nurul Jannah Nurwani Nurwani Nurwani Nurwani Nurwani Nurwani Nurwani Nurwani Nurwani Nurwani Nurwani Nurwani Nurwani Nurwani Nurwani, Nurwani Osman Ali Pakpahan, Elpianti Sahara Pane, Aulia Ramadani Parikesit, Wuri Pasaribu, Siti Nuridah Pase, Fahreza Akbar Perjuangan Siregar Pertiwi, Tri Bagus Pira Azara Popi Adiyes Putra Prasetyo, Iin Pratama, Dela Prayoga, Rizky Ananda Purba, Elsa Pinika Putri Putri Ardyanti, Cici Putri Faradilla Putri Nazli Putri Wulandini Sagala Putri, Tasya Alya Rabiatul Adawiyah Rahma Fitria Rahmah, Nuzulliah Rahman Asro Bil’ibad Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Rahmat Martua Hsb Rahmi Syahriza Rahmi Syahriza Rahmi Syahriza Rahmi Syahriza, Rahmi Rahmi, Wasih Latuh Ramadhan, Dony Tri Rambe, Meisyah Retnawati Siregar Reza Febrian Rifqiyati Putri RINA ANGGRAINI Rina Halizah Nasution Rina Halizah Nasution Rini Sinamo Rispan Rispan Ritonga, Mirwansyah Ritonga, Wardoni Hikman Riza Rasyid Al-Aufa Siagian Rizalul Muslih Syawaluddin Rizka Nasution Rizka Nasution Rizki Wahyudi Rizki Yuliana Rizki Rizki, Rizki Yuliana Rizky Rmadhan Saragih Rohmadi Rohmadi Rozika, Aura Tania Sabilla Cahya Kinanti Sabrina Sarda Nasution Saharani, Dita Sahrul Fazri Sakina, Shania Salsabila, Mutiara Salsabilla Siagian Salwa, Fany Samsudin, Samsudin Santi Arafah Saparuddin Saparuddin Saparuddin Siregar Saparuddin Siregar Saragih, Muhammad Darul Aswad Sarah Fitria Harahap Sari Wahyuni Sari, Aida Malan Sari, Khasnita Saydhina Alif Selly Septiani Setriani, Eva Nur Shifah, Layyinatus Siagian, Dina Mardiana Siahaan, Ummi Salamah Afnita Sari Silmi Mursidah Sintyani P, Amalia Sirait, Frida Yanti Siregar , Saparuddin Siregar, Erry Zulkifly Siregar, Mufti Al Mumtaz Siregar, Nabilah Hannani Siregar, Pani Akhiruddin Siregar, Saparuddin Siska Melida Saragih Siswahyudianto Siti Asiam Siti Diana Nst Siti Nurojiyah Siti Tasya Zulaikha Harahap Sitia Hotmin Harahap Situmorang, Harudini Nizar Soemitra, Andri Solahuddin Aritonang Sony Rauda Sri Novita Hasibuan Sri Rahayu SRI RAHAYU Sri Sudiarti Sri Sudiarti Suci Rahmadhani Sudirman Suparmin Sugianto Sugianto Suhardiman Suhardiman Sultoni, Ahmad Alauddin Sunni Syahputra Supranto Prinajaya Siagian Susanti, Widya Susi Kinanti Sutiyawati Syafrizal, Rodi Syahdani Nazwa Edji Syahfitri , Ananda Syahinda, T. Razita Syahrul Tanjung Syamsiar, Syamsiar Syifa Alhusna Syifa, Naila Jayida Tambunan, Khairina Tanjung, Ahmad Fuadi Tanjung, Ayu Wulandari S. Tanjung, Siti Nur Aminah Tetty Handayani Siregar Tia Aulia Lubis Tia Yosiska Titir Nauli Siagian Tiwi Bastari Batubara Tri Inda Fadhila Rahma Triya Harti Sholihat Tuti Anggraini Tuti Anggraini Uci Kirani Rambe Ujung, Siti Khoiriyah Karina Ummu Ufaizah Purba Venny Fraya Hartin Nst VIDAIROTUL HAMDIAH Wahyu Syarvina Waizul Qarni Waizul Qarni Wandasari, Dila Wasih Latuh Rahmi Wibowo, M Padeli Wibowo, Muhammad Rizky Widya Ayu Utami Lubis Widya Dwi Syahprya Widya Purnama Sari Widya Yunisa Wildah Khoiriah Siregar Windari, Fitri Wisnu Hadi Yahya, Muhammad Faishal Yana Suhaina Yasmi Fazrah Yolanda Sambas Yuannisa, Rizka Adlia Yunanda Eka Putra Yunila Tanjung, Dini Yunisa, Widya Yunus Amir Husein Yusrizal Yusrizal Zahida Naila Zahra Amalia Khairani Zain, R. Dedy Chairil Zainul Fuad Zainur, Zainur Zakaria Ahmed Zakia, Maulida Ummi Zamzam, Ayu Raudah Zannah, Izzatul Zen, M. Afif Shahputra Zuhri, Rasyid Ahmad Zuhrinal M Nawawi Zulferry, Diva Mumtazah Putri