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All Journal AL-QIBLAH: Jurnal Studi Islam dan Bahasa Arab
Muhammad Harsya Bachtiar
Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia
Religion

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Transfer Antarbank Menggunakan Aplikasi Flip dalam Perspektif Fikih Muamalah Nuraisyah Nuraisyah; Muhammad Kasim; Muhammad Harsya Bachtiar
AL-QIBLAH: Jurnal Studi Islam dan Bahasa Arab Vol 2 No 2 (2023): AL-QIBLAH: Jurnal Studi Islam dan Bahasa Arab
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M) Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/qiblah.v2i2.979

Abstract

This study aims to determine the practice and law of using the Flip application in the perspective of muamalah fiqh. The problems that the authors raise in this study are: First, how is the practice of using the Flip application in the transfer process to other banks. Second, how is the law on interbank transfers using the Flip application from a muamalah fiqh perspective. The research method used in this research is library research with a normative approach. The data used in this study came from primary and secondary data in the form of books, books, journals, articles and scientific literature related to the title of this study. The results of this study conclude that: 1) The practice used to transfer funds in the Flip application is that users only need to follow the transaction procedure they want to make by filling in the transfer request data, transferring funds in the nominal amount they want to send plus a unique code to the same Flip bank account with the user's bank, then send proof of transfer of funds via the Flip application and the user's e-mail. 2) Based on muamalah fiqh analysis, interbank fund transfer transactions through the Flip application are allowed because the transactions carried out avoid usury and garar and there are benefits to ease fund transfer transactions between different banks.
Perbedaan Harga Bagi Pelanggan Member dan Non Member dalam Tinjauan Fikih Muamalah (Studi Kasus di Toko Sentral Herbal dan Madu Makassar) Laode Muhammad Hisyam; Khaerul Aqbar; Muhammad Harsya Bachtiar
AL-QIBLAH: Jurnal Studi Islam dan Bahasa Arab Vol 3 No 4 (2024): AL-QIBLAH: Jurnal Studi Islam dan Bahasa Arab
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M) Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to find out how muamalah jurisprudence reviews the price differences for member and non-member customers. The method used is a qualitative research method, using field research with data collection through observation, interviews and documentation. The research approach used is normative descriptive. Based on a review of muamalah jurisprudence, the price difference for member and non-member customers at the Makassar herbal and honey central shop is permitted because it does not contain salt and is not detrimental to customers because there are no requirements in the form of membership fees for member customers. Customers who wish to register as members are required to fulfill the minimum purchase that has been set by the shop so that the contract that occurs is the Ta'līq al-Hibah bi Syarṭ contract (Grant with conditions). Discounts given to member customers fall into the category of grant promises that must be fulfilled by the shop. This aims to ensure that consumers do not experience losses. Price differences that occur between customers do not contain unjust elements. Because in muama fiqh the seller is given the freedom to determine the price offered to the consumer. So that the price that occurs in an agreement or agreement between the seller and the buyer means that one of the principles in buying and selling is fulfilled, namely the principle of satisfaction which makes the sale and purchase valid.
Co-Authors Khaerul Aqbar Laode Muhammad Hisyam Muhammad Kasim Nuraisyah Nuraisyah