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All Journal INCOME: Indonesian Journal of Community Service and Engagement Jurnal Kecerdasan Buatan dan Teknologi Informasi
Achmad Noe’man
Universitas Bhayangkara Jakarta Raya
Humanities Computer Science & IT Education Social Sciences Other

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A Web-Based Credit Financing Eligibility Determination System for Multifinance Companies Using the Fuzzy Tsukamoto Method Al Ihsan Fauzi Ardilla; Achmad Noe’man; Herlawati
Jurnal Kecerdasan Buatan dan Teknologi Informasi Vol. 5 No. 3 (2026): September 2026
Publisher : Ninety Media Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69916/jkbti.v5i3.575

Abstract

The credit eligibility analysis process in a financing company is a crucial stage inminimizing the risk of non-performing loans. However, the assessment processthat still relies on the subjective interpretation of credit analysts potentiallyleads to inconsistencies in decision-making. This issue also occurs at PTMandiri Utama Finance Bekasi Branch, which has shown a declining trend infinancing performance based on the indicators of End Net Receivables (ENR),Total Over Due (TOD), and Net Credit Loss (NCL). This study aims to designand develop a web-based decision support system that can assist in determiningcredit financing eligibility by applying the Fuzzy Tsukamoto method based onthe 5C principles (Character, Capacity, Capital, Collateral, and Condition).The research methods employed include observation, interviews, and literaturestudies. System development was carried out using the Waterfall model,comprising requirement analysis, system design, implementation, testing,deployment, and maintenance phases. The Fuzzy Tsukamoto method wasutilized to process data containing uncertainty through fuzzification, IF-THENrule-based inference, and defuzzification to generate credit eligibility scores.The expected result of this study is the creation of a web-based decisionsupport system capable of providing credit eligibility recommendations thatare more objective, consistent, and structured. Consequently, the developedsystem can assist credit analysts in the decision-making process and supportthe company’s efforts to minimize the risk of problematic financing.
Pelatihan Kompetensi Jaringan Komputer untuk Membekali Ramaja Karang Taruna dalam Menghadapi Dunia Kerja Abrar Hiswara; Dian Hartanti; Achmad Noe’man
INCOME: Indonesian Journal of Community Service and Engagement Vol. 2 No. 2 (2023)
Publisher : EDUPEDIA Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56855/income.v2i2.349

Abstract

Kompetensi dibidang Jaringan komputer menjadi tren saat ini karena dibutuhkan hampir di segala bidang, sehingga menguasai jaringan komputer menjadi nilai tambah serta daya saing dalam dunia kerja. Pelaksanaan pengabdian kepada masyarakat ini bertujuan untuk membekali remaja karang taruna Bekasi tentang kompetensi jaringan komputer guna mempersiapkan diri dalam menghadapi persaingan didunia kerja., kegiatan pelatihan ini dilaksanakan di wilayah Chandra Baru selama tiga hari dengan jumlah peserta sebanyak dua puluh orang. Pelaksanaan kegiatan pelatihan ini menggunakan beberapa metode yaitu penyampaian paparan materi tentang konsep jaringan komputer, dan praktek. Sebelum dan sesudah kegiatan dilaksanakan tes dengan mengerjakan beberapa soal dan tes latihan guna mengetahui seberapa besar peningkatan pemahaman peserta latihan . Hasil dari pelaksanaan pengabdian masyarakat ini adalah adanya peningkatan kemampuan peserta sebesar 76,% baik secara teori dan praktek. Dengan adaanya pelatihan ini diharapkan peserta pelatihan mendapatkan skill keahlian yang nantinya akan bisa digunakan untuk memberikan bekal untuk mencari pekerjaan maupun memperoleh peluang bisnis serta membuka lapangan kerja, sehingga dapat meningkatkan taraf hidup. Kata Kunci: Pelatihan, Jaringan Komputer, Karang Taruna
Co-Authors Abrar Hiswara Al Ihsan Fauzi Ardilla Dian Hartanti Herlawati Herlawati