Article Per Year (5 Year)
p-Index From 2020 - 2025
0.817
P-Index
This Author published in this journals
All Journal Indonesian Journal of Social Research (IJSR) Tridharmadimas: Jurnal Pengabdian Kepada Masyarakat Jayakarta Journal Middle East and Islamic Studies Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
Sitasari, Ita
Unknown Affiliation
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Electrical & Electronics Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics Social Sciences Other

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

 1 
Islamic Banking Risk Assessment Process: A Case Study from Indonesia Sitasari, Ita
Journal Of Middle East and Islamic Studies Vol. 8, No. 2
Publisher : UI Scholars Hub

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Indonesian Islamic banks are required have minimum capital in relation to bank’s risk profile rating that comes from the comprehensive risk assessment process. This is a qualitative study to observe how Islamic banks in Indonesia respond to the regulation, with the focus observation on the material risk identification process, risk indicators and determination of risk level. Based on discussion with some risk officers of Islamic banks indicates that the banks do not have specific process to identify material risks. They make assessment on risk types that have been defined by regulator. They also do not develop additional Islamic risk indicators to describe the unique risks of Islamic transactions. They just follow the risk indicators that have been defined by regulator. To determine the rating of each material risk, they defined some scales and threshold derived from the bank’s risk appetite and tolerance. From the observation of annual reports, it was found that not all banks disclose their risk profile rating. The number of respondents were limited compared to the number of all Islamic banks therefore the result of discussion might not represent the population. Future research is required to develop methodology for a comprehensive risk assessment for Islamic banks as a prerequisite for the implementation of ICAAP
Seminar Politik dan Ekonomi Islam Sitasari, Ita; Ibrahim, Umair; Mufthie, Aries; Saprudin, Saprudin; Hamidiyah, Emmy; Syafiudin, Ahkmad
TRIDHARMADIMAS: Jurnal Pengabdian Kepada Masyarakat Jayakarta Vol 4 No 1 (2024): PKM-TRIDHARMADIMAS (Juli 2024)
Publisher : Sekolah Tinggi Manajemen Informatika dan Komputer Jayakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52362/tridharmadimas.v4i1.1115

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk memberikan edukasi mengenai konsep politik dan ekonomi Islam kepada mahasiswa dari berbagai perguruan tinggi di Jakarta Timur. Seminar ini dilaksanakan pada tanggal 8 Maret 2024 dan diikuti oleh 20 peserta yang berasal dari beragam latar belakang kampus. Materi disampaikan oleh akademisi dan praktisi dengan pendekatan dialogis serta interaktif. Hasil kegiatan menunjukkan peningkatan pemahaman peserta terhadap prinsip-prinsip politik Islam yang beretika dan sistem ekonomi Islam yang berkeadilan. Seminar ini diharapkan menjadi langkah awal dalam menumbuhkan kesadaran kritis serta integritas mahasiswa dalam menghadapi tantangan sosial-politik dan ekonomi kontemporer.
Designing Six Models of Indonesian Waqf Bank Organizational Structures for Developing Islamic Finance Pangestu, Raden Ali; Trihastuti, Aselina Endang; Sitasari, Ita; Hamidiyah, Emmy; Mohd Saufi, Mohd Shahid Azim; Mohammedi, Ssonko; Fauzi, Muhamad
Indonesian Journal of Social Research (IJSR) Vol 7 No 1 (2025): Indonesian Journal of Social Research (IJSR)
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/ijsr.v7i1.547

Abstract

The discussion of waqf has become a trend among academics and practitioners of Islamic economics in Indonesia in the last decade with waqf regulations and great potential. Cash waqf as a productive waqf has great potential to develop long-term Islamic financial investment for the establishment of future waqf banks. A critical issue in the establishment of waqf banks is through academic discussions and debates on how to design the ideal waqf bank organizational structure in Indonesia. Previous research on waqf banks was dominated by regulations, cash waqf, asset waqf and waqf literacy. The research aims to offer a model of the organizational structure of waqf banks in Indonesia in the future. A qualitative method with a grounded theory approach is the ideal conception of a waqf bank. The data was sourced from interviews with micro waqf bank practitioners in Banten province and data analysis with design thinking because it excels in understanding user problems. The study found six models of the ideal organizational structure applied by waqf banks in Indonesia, namely the ad-hoc committee of establishment, form of ownership, shareholders, managers, implementers, deposit guarantee institutions, auditors, and human resource recruitment standards. The research implies that the ideal application of the organizational structure of waqf banks in Indonesia in developing long-term Islamic finance will achieve the principles of sharia, legitimacy and efficiency. Research is conceptually limited and needs to be developed and tested using quantification as a consideration for the establishment of waqf banks in Indonesia.
Analysis of Vicious Circle of Poverty, the Social Role of Micro Waqf Bank, and Permissiveness of Street Vendors in Rural Indonesia Dahlan, Rahmat; Trihastuti, Aselina Endang; Pangestu, Raden Ali; Sitasari, Ita; Syaiin, Emmy Hamidiyah; Fauzi, Muhamad
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 11, No 1 (2025)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v11i1.5728

Abstract

Purpose: This study examines the social function of micro waqf banks and the permissive attitude of street vendors in breaking the cycle of poverty in rural areas.Design/Methodology: The study employs a qualitative method with a descriptive approach, using a purposive sample of 100 consumers from Bita Amanah Ummat Micro Waqf Bank in Garut Regency, West Java. Data were collected through interviews with two consumer group leaders, observations, and literature reviews. The collected data were then analysed using source triangulation.Findings: The findings reveal eight dimensions of the vicious cycle of poverty, identified through interview and field observations. The social role of micro-waqf institutions helps street vendors develop a more optimistic outlook on poverty. The data indicate that education (64%) is the most frequently mentioned concern, followed by social participation (76%), culture (59%), employment (52%), marital relationships (48%), health (35%), justice (21%), and housing (19%). The primary challenge faced by micro waqf bank customers in breaking the poverty cycle includes inadequate capital, low productivity, insufficient income, weak demand, and lack of investment.Practical implications: The study highlights the necessity of multi-faceted approach to poverty alleviation, with education as a key intervention. Addressing poverty effectively requires an integrated strategy that combines education, employment, social support, and policy reform to foster sustainable change.Originality/Value : The study integrates aspects of education, health, justice, employment, culture, housing, partnerships, and social participation as fundamental elements in breaking the vicious cycle of poverty among micro waqf bank customers.
Co-Authors Hamidiyah, Emmy Ibrahim, Umair Mohammedi, Ssonko Mohd Saufi, Mohd Shahid Azim Mufthie, Aries Muhamad Fauzi Pangestu, Raden Ali Rahmat Dahlan Saprudin Saprudin, Saprudin Syafiudin, Ahkmad Syaiin, Emmy Hamidiyah Trihastuti, Aselina Endang