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All Journal Sanskara Ekonomi dan Kewirausahaan Jurnal Multidisiplin West Science West Science Islamic Studies
Magfira Mamonto
Institut Agama Islam Muhammadiyah Kotamobagu
Religion Economics, Econometrics & Finance

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Pengaruh Rasio Keuangan, Ketersediaan Modal, dan Kebijakan Pemasaran terhadap Pertumbuhan Usaha Kecil Frans Sudirjo; Robbani; Mulyadi AR; Indarsyah Fitrah Tungkagi; Magfira Mamonto
Sanskara Ekonomi dan Kewirausahaan Vol. 1 No. 03 (2023): Sanskara Ekonomi dan Kewirausahaan (SEK)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/sek.v1i03.122

Abstract

Studi penelitian ini mengeksplorasi pengaruh rasio keuangan, ketersediaan modal, dan kebijakan pemasaran terhadap pertumbuhan usaha kecil di Cimahi. Penelitian ini menggunakan desain penelitian dengan metode campuran, yang menggabungkan analisis kuantitatif dan wawancara kualitatif. Sampel sebanyak 200 usaha kecil dari berbagai sektor di Cimahi berpartisipasi dalam penelitian ini. Statistik deskriptif memberikan gambaran umum tentang karakteristik sampel, termasuk jumlah karyawan, lama usaha, dan pendapatan tahunan. Analisis rasio keuangan menunjukkan tingkat pengembalian aset dan ekuitas yang positif, likuiditas yang cukup, perputaran aset yang efisien, dan manajemen persediaan yang efektif. Analisis ketersediaan modal menyoroti ketergantungan pada pembiayaan internal, keterbatasan akses ke sumber pendanaan eksternal, dan peran program dukungan pemerintah. Analisis kebijakan pemasaran mengidentifikasi adopsi kegiatan branding, strategi penetapan harga, saluran pemasaran online, dan inisiatif kolaboratif. Temuan-temuan ini berkontribusi pada pemahaman tentang faktor-faktor yang memengaruhi pertumbuhan usaha kecil di Cimahi dan memiliki implikasi bagi para pembuat kebijakan, pemilik usaha kecil, dan pemangku kepentingan.
Trends in Sustainable Banking Practices: A Bibliometric Review of Green Financial Services and Risk Management Strategies Loso Judijanto; Sabil Mokodenseho; Abdul Tiar Mokodompit; Magfira Mamonto; Siti Madina Lantong
Jurnal Multidisiplin West Science Vol 3 No 03 (2024): Jurnal Multidisiplin West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jmws.v3i03.1049

Abstract

Sustainable banking practices and environmentally friendly financial services are becoming an increasing research focus in the modern financial era. This article performs a bibliometric review of trends and strategies in this domain. It was found that green finance concepts, such as green bonds and environmentally friendly banking practices, as well as the integration of financial technology (fintech), were in the main spotlight. However, the COVID-19 pandemic has also influenced green investment trends and environmental risk management strategies. In conclusion, this article highlights future challenges and opportunities, including the integration of fintech in green finance, green banking practices in various countries, and the contribution of the financial sector to achieving the Sustainable Development Goals (SDGs).
Analysis of the Role of Zakat, Sadaqah, and Infaq in the Community Economy for Poverty Alleviation in Indonesia Suprijati Sarib; Feb Amni Hayati; Sabil Mokodenseho; Siti Madina Lantong; Magfira Mamonto
West Science Islamic Studies Vol. 2 No. 02 (2024): West Science Islamic Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsiss.v2i02.820

Abstract

This qualitative study delves into the role of Zakat, Sadaqah, and Infaq (ZSI) within the Indonesian community economy for poverty alleviation. Through interviews with diverse stakeholders, including representatives from Islamic charitable organizations, government officials, community leaders, and beneficiaries, as well as document analysis, the research explores perceptions, practices, impacts, challenges, and opportunities associated with ZSI initiatives. The findings reveal that ZSI plays a crucial role in providing social safety nets, fostering sustainable livelihoods, and promoting social cohesion within Indonesian communities. Despite governance issues and logistical challenges, collaborative partnerships, technology integration, and capacity building offer promising avenues for enhancing the effectiveness and sustainability of ZSI initiatives. Overall, this research underscores the significance of ZSI as a tool for promoting social justice, economic empowerment, and community resilience in Indonesia.
Co-Authors Abdul Tiar Mokodompit Feb Amni Hayati Frans Sudirjo Indarsyah Fitrah Tungkagi Loso Judijanto mulyadi ar Robbani Sabil Mokodenseho Siti Madina Lantong Suprijati Sarib