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ANALISIS PENGARUH KINERJA KEUANGAN BANK TERHADAP PERTUMBUHAN LABA (STUDI PADA BANK SWASTA DEVISA DI PASAR MODAL INDONESIA PERIODE 2013-2017) Kusumasari, Indah; Kusuma, Desta Rizky
Jurnal Fokus Manajemen Bisnis Vol 8, No 1 (2018)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/fokus.v8i1.1582

Abstract

The purpose of this study is to prove the Influence of Bank's Financial Performance on Profit Growth (Study on Foreign Exchange Private Banks in the Indonesian Capital Market for 2013-2017). The data used in this study were obtained from the Publication of Foreign Exchange Private Bank Financial Reports published in Financial Services Orientation with period 2013-2017. The total population of this study was 44 companies and the number of samples was 21 companies through the purposive sampling stage. The data analysis technique in this study uses panel data multiple regression analysis. Based on hypothesis testing using Partial Test (t), it concluded that Capital Adequacy Ratio (CAR) and Loan to Deposit Ratio (LDR) had no effect on the Growth of Profit, while Non-Performing Loans (NPL) and Operational Costs and Operating Income (BOPO) ) negative effect on Profit Growth (Growth).
ANALISIS PENGARUH CASH POSITION, DEBT TO EQUITY RATIO, DAN RETURN ON ASSETS TERHADAP DIVIDEN PAYOUT RATIO PADA PERUSAHAAN- PERUSAHAAN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2012 – 2014 Trilestari, Annisa; Kusuma, Desta Rizky
Jurnal Fokus Manajemen Bisnis Vol 6, No 1 (2016)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/fokus.v6i1.1650

Abstract

This research was conducted to examine the effect of variable cash sition, debt to equity ratio, and return on assets on dividen payout ratio on compnies listed on the Indonesian Stock Exchane 2012 – 2015 periode. The population in research is all companies listed on the Indonesian Stock Exchange 2012 – 2015 periode. The number of samples used for a many as 59 companies with used purposive sampling. Data obtained from the publication of Indonesian Capital Market Directory (ICMD). The analysis technique used data penel regression and hypothesis testing using the t statistik and koefisien determination with the 5% level if confidence.The results showed that the cash position has a significant effect on the dividen payout ratio with a positive direction. While the debt to equity ratio has a significant effect on the dividen payout ratio with a negative direction. Meanwhile, the return on assets have no significant effect on the dividen payout ratio. Based on a statistical analysis of significance of t cash position values obtained 0,0233 (less than 0,05) and values significance for debt to equity ratio obtained 0,0007 (less than 0,05). While return on assets have a significance values obtained 0,5209 (than 0,05), so it can be concluded that variable cash position and debt to equity ratio have a significant influence on dividen payout ratio. While return on assets have no significance influnce on dividen payout ratio. From Adjusted R² value of 0,054332 indicates that there are independent variable in the model can explain influence on dividen payout ratio by 5, 43% , while 94,57% residual explain bay the dividen payout ratio of other variables outside the model.
PENGARUH RASIO KEUANGAN TERHADAP PERUBAHAN RETURN SAHAM PADA PERUSAHAAN PERKEBUNAN YANG TERDAFTAR DI BURSA EFEK INDONESIA Prasetyo, Yogi Agung; Kusuma, Desta Rizky
Jurnal Fokus Manajemen Bisnis Vol 7, No 2 (2017)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/fokus.v7i2.1745

Abstract

This study aimed to examine the effect of financial ratios on changes in stock returns in 2010-2014. Objects of this study are plantation company listed on the Indonesia Stock Exchange. The sampling technique used purposive sampling method while data analyst method used multiple linear regression. The results showed that the variable of Total Asset Turnover (TAT) and Return On Assets (ROA) has positive effect on changes in stock return, while variable Current Ratio (CR), Debt to Equity Ratio (DER) and Price Earning Ratio (PER) has no effect on retun stock.
ANALISIS PERBANDINGAN KINERJA KEUANGAN SEBELUM DAN SESUDAH MERGER-AKUISISI PADA PERUSAHAAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE 2015 Putro, Dimas Nur Setiantoso; Kusuma, Desta Rizky
Jurnal Fokus Manajemen Bisnis Vol 9, No 2 (2019)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/fokus.v9i2.1556

Abstract

This study is entitled comparative analysis of financial performance before and after mergers-acquisitions in companies listed on the Indonesia Stock Exchange (IDX) Period 2015. The purpose of this study is to determine differences in financial performance before and after mergers and acquisitions of companies listed on the IDX measured using the ratio Total Asset Turnover, Return On Asset, and Net Profit Margin with Purposive Sampling techniques. This type of data source is secondary data taken from the official website of the Indonesia Stock Exchange (www.idx.co.id). The data taken is the data of financial statements and annual reports and sampling conducted with certain criteria. The population used in this study are companies that have merged and are listed on the Indonesia Stock Exchange, as many as 15 companies. The choice of location or place of research on the Indonesia Stock Exchange (IDX) through the official website www.idx.co.id (2019), the reason for choosing this location is because all data such as financial statements can be trusted. Based on the determined sample criteria from 15 merger-acquisition companies listed on the Indonesian Stock Exchange (IDX), 12 sample companies were obtained that met these criteria. The data analysis method used is descriptive analysis to analyze data by describing or describing the data that has been collected as it is without making conclusions that apply to the public or generalizations. Then the data collected was tested for normality and paired sample t-test with the help of the SPSS 22 application program.
PENGARUH RISIKO KREDIT, MINIMALISASI RISIKO, PERTUMBUHAN PRODUK DOMESTIK BRUTO, DAN INFLASI TERHADAP PENDAPATAN BUNGA BERSIH PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2013-2016 Widyawati, Devi; Kusuma, Desta Rizky
Jurnal Fokus Manajemen Bisnis Vol 7, No 1 (2017)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/fokus.v7i1.1705

Abstract

The aim of this research is to examine empirically the impact of credit risk, risk aversion, gross domestic product (GDP) growth, and inflation to Net Interest Margin on banking companies enlisted in BEI year 2013-2016. The factors that influenced NIM is credit risk which is proxied with NPL (Non Performing Loan) ratio, risk aversion which is proxied with CAR (Capital Adequacy Ratio), GDP growth and inflation. The period used is from 2013-2016.This research is causal research, that is to find recausality of independent and dependent variable. The population is 42 banking companies. The sampling method used is purposive sampling method. Based on the criteria, there are 41 banking companies. The hypothesis trial is done by the analysis of data panel regression an before do it, the research did a classic assumption trial. The result of hypothesis trial is done partially is t-test showed that NPL has t-statistic score is 1,4136 and t-tabel score is 1,290 on alpha 10% , so NPL has positive impact to NIM. CAR has t-statistic score is -0,2698 and t-tabel score is 1,290 on alpha 10%, so CAR doesn’t have impact to NIM. GDP growth has t-statistic score is 2,9349 and t-tabel score has 1,290 on alpha 10%, so GDP growth has positive impact to NIM. Inflation has t-statistic -0,5184 and t-tabel score is 1,290 on alpha 10%, so inflation doesn’t have impact to NIM.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI STRUKTUR MODAL PADA PERUSAHAAN TEKSTIL DAN GARMEN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE 2014-2016 Anangsyah, Nico; Kusuma, Desta Rizky
Jurnal Fokus Manajemen Bisnis Vol 8, No 2 (2018)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/fokus.v8i2.1594

Abstract

This study aims to determine the analysis of factors affect the capital structure of registered textile and garment companies on the Indonesia Stock Exchange (IDX) for the 2014-2016 period. Variables in this study namely Profitability (ROA), Asset Structure (SA), Sales Growth (PP) and Company Size (SIZE) and Capital Structure (DER). The population in this study is the Textile and Garment company listed on the Indonesia Stock Exchange (IDX) as many as 17 companies later 15 companies were sampled using a purposive technique sampling. The analysis technique used is panel data regression analysis with comparison of t-statistics with t-tables. The results of this study indicate that profitability (ROA) is not positive effect on Capital Structure (DER), t-statistic of 1.386407. Asset Structure (SA) has no positive effect on Capital Structure (DER), statistic equal to 0.296574. Sales Growth (PP) influences positive for Capital Structure (DER), the statistic is 1.873566. Size The company (SIZE) does not have a positive effect on the Capital Structure (DER), statistic at 0.570955.
ANALISIS PENGARUH FAKTOR INTERNAL DAN EKSTERNAL TERHADAP PENGAMBILAN SAHAM PERBANKAN BUMN YANG TERDAFTAR DI BEI PERIODE 2010-2014 Sanuri, Sanuri; Kusuma, Desta Rizky
Jurnal Fokus Manajemen Bisnis Vol 6, No 2 (2016)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/fokus.v6i2.1662

Abstract

This study aims to determine the influence of factors internal and external to the return of registered banking shares Indonesia Stock Exchange in 2010-2014. The population in this study were 4 BUMN bank companies registered in Indonesia Stock Exchange period 2010-2014 sampling techniques used is purposive sampling. obtained by 4 state-owned bank companies included in the independent variable criterion studied is Return On Assets (ROA), Capital Adequacy Ratio (CAR), Inflation Rate, and Rate of Interest Interest and the dependent variable studied is stock returns. Analysis Techniques used is Panel Data Regression and Hypothesis test using t-test. The results showed that both variables were simultaneously independent Return On Asset (ROA) has no effect on stock returns Partially the variables of the four independent variables are Return On Assets (ROA), Capital Adequacy Ratio (CAR), Inflation and Interest Rates are only Inflation and Interest rates that have a significant effect on stock returns. R-square value 33.42%.
The effect of financial technology on sustainability performance: Mediating role of green finance Kusuma, Desta Rizky
Journal of Management and Business Insight Vol. 3 No. 1 (2025)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/jombi.v3i1.1376

Abstract

Purpose-This study aims to determine the effect of the adoption of financial technology on sustainability performance through green finance as a mediating variable. In order to achieve sustainable performance in the banking industry, the adoption of financial technology as a support is necessary. In addition to adopting financial technology, the role of green finance is also considered important in supporting sustainable performance in the banking industry. Methodology-This study's sample consisted of 110 employees working at rural banks in Central Java, Indonesia. The questionnaires were physically distributed and filled out directly by employees. The data collected from the respondents was then tabulated and processed using Smart PLS. Findings-This study proves the partial influence of financial technology adoption on sustainability performance and green finance. Green finance has also been proven to have a positive effect on sustainability performance. In addition to its partial influence, green finance has also been proven to mediate the relationship between financial technology adoption and sustainability performance. Research Limitations-This study's limitations are the number of samples, which is still relatively minimal, and the scope of research objects, which is limited to a certain region. Therefore, the results of this study cannot be used as a basis for describing the answers of respondents and objects in other regions. Novelty-This research is expected to contribute to the banking industry so that companies can study and implement the adoption of financial technology and green finance. Implementing these two things has a positive impact on building or achieving a company's sustainability performance
PENGARUH CORPORATE SOCIAL RESPONSIBILITY DAN GREEN FINANCE TERHADAP ENVIRONMENTAL PERFORMANCE : PERAN MEDIASI GREEN INNOVATION Kusuma, Desta Rizky
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 3 (2025): ON GOING
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v9i3.6182

Abstract

Meninjau adanya peningkatan terhadap keberlanjutan dan isu lingkungan di sektor keuangan, penelitian ini bertujuan untuk mengetahui pengaruh Corporate Social Responsibility dan Green Finance terhadap Environmental Performance melalui Green Innovation sebagai variabel mediasi. Populasi pada penelitian ini adalah pegawai Bank Swasta Nasional. Sampel yang diambil sebanyak 115 orang. Data responden dikumpulkan menggunakan kuesioner yang disebar secara langsung dan diolah menggunakan SmartPLS software versi 4.0. Hasil penelitian menunjukkan bahwa Corporate Social Responsibility berpengaruh positif terhadap Environmental Performance. Selain itu, Green Innovation terbukti memediasi hubungan antara Corporate Social Responsibility dan Environmental Performance, serta Green Finance dan Environmental Performance. Hal ini mengindikasikan bahwa peningkatan Corporate Social Responsibility dan akses terhadap Green Finance dapat mendorong inovasi yang ramah lingkungan, hingga pada akhirnya berkontribusi pada peningkatan kinerja lingkungan perusahaan. Penelitian ini diharapkan dapat menjadi referensi bagi lembaga perbankan dalam mengembangkan kebijakan yang berorientasi pada keberlanjutan dengan menekankan pentingnya Corporate Social Responsibility dan Green Finance dalam menciptakan lingkungan bisnis yang lebih bertanggung jawab secara ekologis.
Green Finance and Financial Innovation on Business Sustainability: The Role of Green Innovation Kusuma, Desta Rizky; Hidayat, Taufik; Anggraini, Sinta Putri
Jurnal Minds: Manajemen Ide dan Inspirasi Vol 12 No 2 (2025): December
Publisher : Management Department, Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/minds.v12i2.56897

Abstract

This study examines the influence of green finance and financial innovation on business sustainability, with green innovation positioned as a mediating factor in the banking sector of Yogyakarta. The paper advances innovation studies by demonstrating the asymmetric role of green finance and financial innovation in driving sustainability, highlighting how innovation in finance—not merely funding—becomes a decisive lever for sustainable outcomes. Employing a quantitative approach with path analysis, data from 352 respondents were analyzed using Smart PLS 4.0. Findings reveal that while green finance significantly affects business sustainability, it fails to directly stimulate green innovation. In contrast, financial innovation significantly drives both green innovation and sustainability, with partial mediation evident. These insights challenge conventional assumptions that financing alone catalyzes green innovation, underscoring the need for deeper institutional creativity in financial practices. For managers, the study stresses aligning financial innovation with sustainability strategies to accelerate sustainable development goals.