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Analisis Pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Loan To Deposit Ratio (LDR), Dan Suku Bunga Kredit Konsumsi Terhadap Penyaluran Kredit Pemilikan Rumah (KPR) Bank BTN Christiamanah Agatha , Reza; Priana, Wiwin
OECONOMICUS Journal of Economics Vol. 4 No. 2 (2020): (Juni) edisi 8
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/oje.2020.4.2.89-103

Abstract

Dalam penelitian ini data yang digunakan adalah data sekunder berupa data berkala (time series data) dalam periode tahun 2009-2018, data tersebut dianalisa dengan menggunakan program olah data statistik SPSS (Statistical Product and Sevice Solution) versi 13.0 analisa regresi liniear berganda. Kesimpulan dari penelitian ini yakni secara simultan variabel Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), dan Suku Bunga Kredit Konsumsi berpengaruh terhadap penyaluran Kredit Pemilikan Rumah (KPR) Bank BTN. Sedangkan secara parsial atau secara individual variabel Non Performing Loan (NPL) dan Suku Bunga Kredit Konsumsi berpengaruh terhadap penyaluran Kredit Pemilikan Rumah (KPR) Bank BTN , sedangkan Capital Adequacy Ratio (CAR) dan Non Performing Loan (NPL) tidak berpengaruh secara signifikan terhadap penyaluran Kredit Pemilikan Rumah (KPR) Bank BTN
Analisis Pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Loan To Deposit Ratio (LDR), Dan Suku Bunga Kredit Konsumsi Terhadap Penyaluran Kredit Pemilikan Rumah (KPR) Bank BTN Christiamanah Agatha , Reza; Priana, Wiwin
OECONOMICUS Journal of Economics Vol. 4 No. 2 (2020): (Juni) edisi 8
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/oje.2020.4.2.89-103

Abstract

Dalam penelitian ini data yang digunakan adalah data sekunder berupa data berkala (time series data) dalam periode tahun 2009-2018, data tersebut dianalisa dengan menggunakan program olah data statistik SPSS (Statistical Product and Sevice Solution) versi 13.0 analisa regresi liniear berganda. Kesimpulan dari penelitian ini yakni secara simultan variabel Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), dan Suku Bunga Kredit Konsumsi berpengaruh terhadap penyaluran Kredit Pemilikan Rumah (KPR) Bank BTN. Sedangkan secara parsial atau secara individual variabel Non Performing Loan (NPL) dan Suku Bunga Kredit Konsumsi berpengaruh terhadap penyaluran Kredit Pemilikan Rumah (KPR) Bank BTN , sedangkan Capital Adequacy Ratio (CAR) dan Non Performing Loan (NPL) tidak berpengaruh secara signifikan terhadap penyaluran Kredit Pemilikan Rumah (KPR) Bank BTN
Indonesia’s Economic Growth from 2019 -2021: An Economic Overview Before and During COVID 19 Pandemic Priana, Wiwin; Sawitri, Dewi Khrisna
Nusantara Science and Technology Proceedings 3rd Economics, Business, and Government Challenges 2020
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/nstp.2021.1304

Abstract

Almost all countries suffer from The Covid 19 pandemic which has emerged since late 2019. This pandemic has greatly impacted the nation's economic growth. Indonesia is also one of many nations with high cases of COVID 19 victims which have experienced the decline of economic growth. Economic growth is also a measure of the economic performance of a nation’s community, the more productive the people in that nation than the higher the economic growth of the nation will be. Economic growth will be obtained from the increase of GDP from year to year. This study has an objective to analyze economic growth in Indonesia which happened before COVID 19 in 2019 until the year 2021 in which this pandemic has still given its economic impact on the nation. Indonesia’s economic growth in 2019 was 5.03%, in 2020 was -2.20% and in 2021 the 2nd Quarter has reached 7.07%. The research method is conducted by analyzing the Report of GDP and Economic growth released by the Central Statistics Agency (BPS). The sample of this research is the year 2019, 2020, and 2021.
Impact of Minimum Wage, Inflation, and Economic Growth on Poverty in Yogyakarta Province Sekarwati, Dias; Priana, Wiwin; Wardaya, Wirya
Journal of Business Management and Economic Development Том 2 № 03 (2024): September 2024
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v2i03.950

Abstract

Poverty is a very complex problem caused by many factors. Poverty itself means that individuals lack the ability to fulfill the basic needs of life. Regional autonomy established by Indonesia requires regional governments to manage their respective territories. Yogyakarta Province has the highest poverty rate on the island of Java. Poverty occurs due to microeconomic factors. Minimum wages, inflation rates, and economic growth are among the macroeconomic factors that cause poverty. The aim of this research is to find out how Yogyakarta Province's minimum wage, inflation rate, and economic growth affect the province's poverty level. Panel data regression models are used in this type of quantitative research. Cross-sectional data from districts and cities in Yogyakarta Province for 2009–2023 were used in this study. Based on research findings, the poverty level of DI Yogyakarta Province is largely determined by the minimum wage and economic growth variables, while it is not influenced by the inflation variable.
Efektivitas Program Bantuan Stimulan Perumahan Swadaya (BSPS) Dalam Mendorong Dan Mningkatkan Inisiatif Keswadayaan Masyarakat Di Kecamatan Tambaksari Untuk Memperbaiki Rumah Tak Layak Huni Febrihana, Pramudita; Sishadiyati, Sishadiyati; Priana, Wiwin
Jurnal Ilmiah Wahana Pendidikan Vol 9 No 21 (2023): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10081305

Abstract

The Swadaya Housing Stimulant Program (BSPS) is a government assistance effort aimed at low-income communities (MBR) supported by assistance recipients in order to increase access to adequate, safe, healthy, and comfortable housing and housing. Low-income (MBR) communities with bought power thus need government backing to have the ability to improve their homes from uninhabitable to habitable conditions such as building resilience, large Spaces, adequate sanitation access, and access to adequate drinking water. The study aims to identify the strength of as many as 65 beneficiaries of assistance in the surabaya city tamales. The method used in this study is a qualitative method with a descriptive type of research. Data sources in research are obtained through observation, field notebooks, and documentation. Based on research already done, results indicate that the majority of those receiving assistance from tambake-off services participated in money transfers to supplement materials purchase and labor costs. Then, followed by a swadaya form of carpentry performed by the families of the recipients in the construction of his life.
Analisis Faktor-Faktor yang Mempengaruhi Kemiskinan di Kota Malang Amelia, Findy Rizky; Priana, Wiwin
Journal of Regional Economics Indonesia Vol. 5 No. 1 (2024): Februari 2024
Publisher : University Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jrei.v5i1.13176

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh inflasi, pengangguran, pendidikan, dan pertumbuhan ekonomi terhadap kemiskinan di Kota Malang. Pendekatan yang digunakan menggunakan model kuantitatif dengan data tingkat kemiskinan, infalsi, tingkat pengangguran terbuka, pengeluaran pemerintah di bidang pendidikan, dan pertumbuhan ekonomi di Kota Malang tahun 2010-2021. Hasil penelitian menginterpretasikan bahwa dari empat variabel independen tersebut, hanya tingkat pengangguran yang memiliki pengaruh signifikan positif terhadap variabel kemiskinan. Sedangkan variabel inflasi, pengeluaran pemerintah di bidang pendidikan, dan variabel pertumbuhan ekonomi memiliki pengaruh positif dan tidak signifikan terhadap kemiskinan. Hasil ini menekankan pentingnya pengurangan tingkat pengangguran sebagai kebijakan prioritas dalam mempercepat pengurangan tingkat kemiskinan, terutama daerah perkotaan seperti Kota Malang.
Identification of Economic Structure Transformation of Banyuwangi Regency: A Study of Economic Sectors Using Location Quotient, Shift Share, and Klassen Typology Methods Himmah, Faiqotul; Priana, Wiwin
International Journal of Economics Development Research (IJEDR) Vol. 6 No. 3 (2025): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v6i3.7942

Abstract

This research aims to identify the transformation of the economic structure in Banyuwangi Regency during the period 2019-2023 by analysing the contribution of various economic sectors using Location Quotient (LQ), Shift Share, and Klassen Typology methods. The study adopts a descriptive quantitative approach, utilising secondary data obtained from the Central Bureau of Statistics (BPS), including the Gross Regional Domestic Product (GRDP) at constant prices. The LQ analysis reveals a gradual decline in the number of basic sectors, from five in 2019 to four in 2023, with the transport and warehousing sector losing its basic status due to reduced comparative advantage. The Shift Share analysis indicates a significant increase in the number of sectors with positive differential shift values, reflecting an expansion in regional competitiveness and the spread of economic growth to previously lagging sectors. Furthermore, the Klassen Typology analysis shows a shift in Banyuwangi's classification from Quadrant IV (relatively underdeveloped region) to Quadrant III (advanced but depressed region), suggesting a meaningful phase of catch-up growth. These findings demonstrate an ongoing structural transformation from primary to more diverse secondary and tertiary sectors, aligning with regional development theories that emphasise productivity enhancement and sectoral diversification. The study concludes that while Banyuwangi is on a promising trajectory towards a more balanced and resilient regional economy, sustained strategic efforts are needed to improve per capita income and further strengthen inter-sectoral linkages for long-term equitable development.