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Yopi Yunsepa
Sekolah Tinggi Ilmu Ekonomi (STIE) Dwi Dwisakti Baturaja
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ANALISIS PIUTANG TAK TERTAGIH TERHADAP TINGKAT PERPUTARAN PIUTANG PADA CV SURYAMAS DI KABUPATEN OKU Sulistiawan, Tessa; Bramana, Sally Maria; Anwar, Yuniarti; Yunsepa, Yopi
Jurnal Ecoment Global Vol. 6 No. 2 (2021): Edisi Agustus 2021
Publisher : Universitas Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (782.239 KB) | DOI: 10.35908/jeg.v6i2.1389

Abstract

This study is entitled Analysis of Uncollectible Accounts Receivable Turnover Rate at CV Suryamas in OKU Regency, with the formulation of the problem is how to analyze uncollectible accounts on the turnover rate of accounts receivable at CV Suryamas in OKU Regency. The method used in this research is descriptive method. This method is used by means of research prioritizing systematic observation of existing activities to obtain appropriate and targeted results by using the analysis tools for the bad debts ratio and the accounts receivable turnover ratio. The results showed that the risk of uncollectible receivables from CV Suryamas in 2015-2019 was 0.11%. While CV Suryamas' receivables turnover in 2015-2019 was seen from the average collection ratio of 121.78%. When viewed, the ratio of non-performing receivables is 0.11%, which means that there is less risk of uncollectible receivables and the average collection ratio reaches 100%. Based on the analysis of the uncollectible accounts receivable ratio to the CV Suryamas receivable turnover ratio in OKU Regency during 2015-2019, it shows that the management of uncollectible accounts has been strived to run properly. This can be seen from the ratio of arrears whose value is less than 3% and the collection ratio reaching 100%, although the receivable turnover ratio has an impact on the inefficient use of business capital and the average collection period ratio also estimates bad debts at 60%.
PENGARUH APLIKASI PEGADAIAN DIGITAL SERVICE (PDS) DAN KEPERCAYAAN NASABAH TERHADAP MINAT NASABAH BARU DALAM MENABUNG EMAS PADA PT PEGADAIAN CABANG PRABUMULIH Malini, Hema; Yunsepa, Yopi; Novisah, Novisah
Journal Economics Technology And Entrepreneur Vol 4 No 04 (2025): ECOTECHNOPRENEUR : JOURNAL ECONOMICS, TECHNOLOGY AND ENTREPRENEUR
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/ecotechnopreneur.v4i04.2049

Abstract

The purpose of this study is to ascertain how customer trust and the Pegadaian Digital Service (PDS) application affect new customers' interest in saving gold at the PT Pegadaian Prabumulih Branch. A descriptive technique and accidental sampling with a sample of 48 respondents were employed in this investigation. Multiple linear regresion analysis, correlation coefficient analysis, determination coefficient, and the t and f tests were utilized to test the study hypothesis. According to the results of the determination test, there is a very significant asociation between the Pegadaian Digital Service application variable (X1), customer trust (X2), and new customer interest in storing gold at the PT Pegadaian Prabumulih branch (Y). whereas the coefficient of determination (R Square) is 0.764, or 76.4%, and other unstudied factors account for the remaining 23.6%. The data procesing findings showed that the value of F count > F table, or 72.890 > 3.20, indicates that Ha is approved and Ho is refused. This indicates that New Customer Interest in Saving Gold (Y) at PT Pegadaian Prabumulih Branch is significantly influenced by both the Pegadaian Digital Service (PDS) Application (X1) and Customer Trust (X2).
Co-Authors Aminuyati Anwar, Yuniarti Bramana, Sally Maria Evandry Deswana Hema Malini Hema Malini, Hema Jemmy Saputra Joni Joni Meliyani, Rafiza Novisah, Novisah Pamiludin, Pamiludin Rahmat Hidayatullah Sulistiawan, Tessa Wahlizah, Lasmi