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FORECASTING PLAFOND DENGAN TIME SERIES PADA KREDIT MULTIGUNA DI PT. BANK JATIM CABANG RSU DR. SOETOMO SURABAYA Mahfudhotin Mahfudhotin
Fraction: Jurnal Teori dan Terapan Matematika Vol. 3 No. 1 (2023): Fraction: Jurnal Teori dan Terapan Matematika
Publisher : Jurusan Matematika, Fakultas Teknik, Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/fraction.v3i1.37

Abstract

ABSTRAK Pinjam meminjam menjadi bagian penting dari roda pembangunan. Pembangunan ekonomi yang merupakan bagian dari pembangunan nasional adalah salah satu usaha demi tercapainya masyarakat yang adil dan makmur. Bank sebagai penyedia dana kredit bagi masyarakat tidak selalu berjalan lancar, ada kalanya debitur tidak memenuh kewajiban sesuai dengan waktu yang disepakati (wanprestasi). Untuk meningkatkan pelayanan kepada nasabah yang merupakan PNS, Bank Jatim memberikan kredit multiguna berjangka yang dapat digunakan sebagai biaya pendidikan, kredit pemilikan rumah, pembelian kendaraan, keperluan konsumsi lainnya yang tidak bertentangan dengan hukum dan lain sebagainya. Metode penelitian yang digunakan menggunakan pendekatan deskriptif kuantitatif dengan analisis forcasting plafond kredit menggunakan software minitab pada data PT. Bank Jatim Cabang RSU Dr. Soetomo Surabaya pada jumlah dana yang direalisasi tahun 2018-2021. Dengan menggunakan analisis time series atau deret waktu, para nasabah kredit multiguna pada tahun 2021 cenderung memilih jangka waktu 5 tahun untuk melunasi kreditnya. Kata kunci: kredit, kredit multiguna, kredit macet, time series
Pendampinga Pembuatan Bahan Ajar Responsif Gender pada Kelompok Guru Bahasa Indonesia di MTS Kabupaten Kediri Erawati Dwi Lestari; Mahfudhotin Mahfudhotin
J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Vol 9, No 1 (2025): April 2025
Publisher : IKIP PGRI Bojonegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30734/j-abdipamas.v9i1.4980

Abstract

ABSTRACTGender mainstreaming in education is a strategic effort to achieve equality and fairness in the roles of men and women. However, teaching materials used in Indonesian Language instruction at the Madrasah Tsanawiyah (MTs) level still contain gender biases that reinforce traditional role stereotypes. This program aims to assist teachers in the Indonesian Language Subject Teacher Forum (Musyawarah Guru Mata Pelajaran or MGMP) in Kediri Regency to understand, analyze, and develop gender-responsive teaching materials. The Participatory Action Research (PAR) method was applied in several stages: needs analysis, identification of gender bias in teaching modules, conducting workshops on material development, implementation, and evaluation. The results revealed significant improvements in teachers' understanding of gender bias concepts and their skills in creating inclusive and gender-equitable teaching materials. The newly developed modules incorporate texts, illustrations, and examples that reflect gender diversity in a balanced manner. This activity positively contributes to fostering a more inclusive and open learning environment, where students can embrace gender equality values free from societal role stereotypes.Keywords: gender mainstreaming, gender bias, gender-responsive teaching materials, Indonesian Language MGMP, inclusive education
Pengaruh Islamic Corporate Social Responsibility (ICSR) Terhadap Kinerja Keuangan Perbankan Syariah Periode 2016-2022 (Studi Pada Bank Umum Syariah Menggunakan Index ISR) Elvin Nur Faradiz; Ririn Tri Puspita Ningrum; Mahfudhotin Mahfudhotin
WADIAH Vol. 8 No. 1 (2024): Wadiah: Jurnal Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam, UIN Syekh Wasil Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/wadiah.v8i1.820

Abstract

Islamic Corporate Social Responsibility (ICSR) is a corporate social responsibility that must be carried out by the company where the company is established and will then be presented in the company's annual report. The formulation of the problem in this study is how is ICSR at Islamic Commercial Banks (BUS), how is Financial Performance at BUS. The results of this study based on the t test or hypothesis test obtained a probability value of 0.034,. The criteria for the t test are the probability value < 0.05. In the correlation analysis, a Pearson correlation value of -0.272 is obtained with a significant value of 0.034 <0.05, which means that there is a correlation between the Islamic Corporate Social Responsibility (X) variable and financial performance which is low and significant and a negative sign means the relationship is in the opposite direction, if ICSR increases, financial performance will decrease, and vice versa., it can be concluded that Ho is rejected and Ha is accepted, which means that there is a negative and significant effect of the ICSR variable on the financial performance of Islamic banking for the 2016-2022 period.