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All Journal Journal of Artificial Intelligence and Digital Business Finance Nomico
Abdul Wakil, Abdul
Tazkia University College of Islamic Economics
Religion Computer Science & IT Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Industrial & Manufacturing Engineering Other

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The Impact Of Consumer Trust On Online Purchase Decisions In Indonesia Wakil, Abdul
Nomico Vol. 1 No. 11 (2024): Nomico-December
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/khxwaj93

Abstract

The internet in the current era is no longer a medium for obtaining information and communication, but has become a necessity for every individual, including in terms of doing business. People in the current era use information technology to buy and sell goods or services via the internet. Online shopping is an activity of purchasing goods or services carried out via the internet.  The difference between online and offline purchases is the mindset of consumers in analyzing a product they see so as to generate interest in the product and end up making a purchasing decision.The purpose of this research is to analyze the impact of consumer trust on online purchase decisions. The type of this research is a quantitative research using simple linear regression analysis. The population in this research are all Shopee marketplace consumers. The sampling method used in this research is purposive random sampling as many as 50 people. The results of this research show that consumer trust has a positive and significant effect on online purchase decisions.
Analisis Prinsip Amanah pada produksi dan pemasaran kue tart Fara Chika chake Maulana, Muhammad Iqbal; Aziz, Abdul; Wakil, Abdul
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 2 (2025): Mei - Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i2.1005

Abstract

Penelitian ini bertujuan untuk menganalisis penerapan prinsip amanah dalam produksi dan pemasaran kue tart pada usaha Fara Chika Cake serta dampaknya terhadap loyalitas pelanggan dan keberhasilan usaha. Prinsip amanah yang berakar pada nilai-nilai etika Islam menjadi landasan moral sekaligus strategi bisnis yang mendukung kepercayaan dan keberlanjutan usaha. Metode penelitian yang digunakan adalah kualitatif dengan pendekatan studi kasus, melalui observasi, wawancara mendalam, dan dokumentasi pada pelaku usaha dan pelanggan Fara Chika Cake. Hasil penelitian menunjukkan bahwa dalam produksi, prinsip amanah diterapkan melalui penggunaan bahan baku berkualitas, proses produksi yang jujur dan higienis, serta kepatuhan terhadap standar pesanan pelanggan. Pada aktivitas pemasaran, amanah diwujudkan dengan transparansi informasi produk, komunikasi yang jujur, dan respons cepat terhadap keluhan pelanggan. Penerapan prinsip ini berdampak positif terhadap loyalitas pelanggan yang tercermin dari tingginya tingkat pembelian ulang dan rekomendasi pelanggan baru. Dampak tersebut juga berkontribusi pada peningkatan omzet dan keberhasilan usaha secara berkelanjutan. Temuan ini menegaskan bahwa prinsip amanah tidak hanya menjadi nilai moral, tetapi juga strategi bisnis yang efektif dalam membangun hubungan jangka panjang dengan pelanggan dan menguatkan posisi usaha UMKM di pasar. Penelitian ini memberikan implikasi penting bagi pelaku UMKM untuk mengintegrasikan prinsip amanah dalam pengelolaan usaha serta menjadi referensi bagi pengembangan teori etika bisnis Islam.
RELEVANSI WAKAF TERHADAP TUJUAN PEMBANGUNAN BERKELANJUTAN (SDGS) DALAM PERSPEKTIF MAQĀṢID AL-SHARĪ‘AH Wakil, Abdul
Finance : Journal of Accounting and Finance Vol. 1 No. 1 (2023): Volume 1 Nomor 1, Mei 2023
Publisher : universitas Islam Zainul Hasan Genggong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/t520j678

Abstract

This paper aims to provide an overview of the potential strategic role of waqf in the context of global development, particularly in supporting the achievement of the Sustainable Development Goals (SDGs). The main focus of this study is to build a conceptual framework that demonstrates the convergence between waqf principles and the core objectives of the SDGs, which are also in line with the maqāṣid al-sharī‘ah. This research adopts a qualitative approach using literature review methods, based on systematically analyzed secondary data. The analysis explores relevant scholarly literature to understand the potential integration of waqf within the sustainable development framework. The study finds that the majority of the 17 SDGs align significantly with the long-term objectives of Islamic law. This opens up considerable opportunities for waqf stakeholders to develop waqf-based development programs that are consistent with the SDGs framework. Furthermore, the research reveals that global waqf assets possess substantial financial capacity to assist Muslim-majority countries in timely and effectively realizing the most relevant and urgent SDG targets. The scope of this study is limited to analyzing the potential role of waqf in supporting SDG goals that are aligned with the maqāṣid al-sharī‘ah. To maintain a coherent focus, the study does not compare waqf with other forms of Islamic philanthropy or social finance instruments in achieving similar objectives. The findings of this research offer a conceptual framework for implementing waqf-based development that is oriented toward the maqāṣid al-sharī‘ah. In addition, the paper presents several practical and strategic recommendations for waqf administrators and Islamic philanthropic institutions to take an active role as catalysts in development initiatives aligned with the SDGs. This paper provides an original contribution to the existing literature by specifically examining the role of waqf in supporting the most urgent SDG agenda items based on the maqāṣid al-sharī‘ah. As such, this study fills a research gap by systematically exploring the potential collaboration between the global waqf system and the sustainable development agenda.
ANALISIS PENETAPAN HARGA JUAL PADA PEMBIAYAAN MURABAHAHBERDASARKAN PERSPEKTIF ISLAM DI BMT UGT SIDOGIRI CAPEMPAJARAKAN  (STUDI KASUS BANK SYARIAH MANDIRI KC LUMAJANG) wakil, Abdul
Finance : Journal of Accounting and Finance Vol. 2 No. 1 (2024): Volume 2 Nomor 1, Mei 2024
Publisher : universitas Islam Zainul Hasan Genggong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/n9z9hp35

Abstract

Abstract  This study aims to examine the determination of the selling price in murabahah financing from an Islamic perspective at BMT UGT Sidogiri Capem Pajarakan. The approach used is qualitative, with the main objective of gaining an in-depth understanding of the topic being studied. Data collection techniques were carried out through interviews, where the researcher went directly to the field to interview BMT staff, so that the data obtained would be more accurate and reliable. The results of the study indicate that the price determination mechanism applied at BMT UGT is through a negotiation process (bargaining), by forming an agreement between both parties without any element of coercion, while adhering to sharia principles. The selling price determination in murabahah contracts at BMT UGT Capem Ketompen-Pajarakan is based on the amount of financing submitted, with a margin provision ranging from 2% to 2.5%. Based on Islamic legal review, the determination of the selling price in murabahah financing at BMT UGT Capem Ketompen-Pajarakan is in accordance with sharia provisions, as it refers to DSN Fatwa No. 04/DSN-MUI/IV/2000 concerning murabahah financing.
THE INFLUENCE OF WORK POLICIES AND WORK CONFLICT ON EMPLOYEE INTENTION Wakil, Abdul
Finance : Journal of Accounting and Finance Vol. 2 No. 1 (2024): Volume 2 Nomor 1, Mei 2024
Publisher : universitas Islam Zainul Hasan Genggong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/rdthra10

Abstract

This study aims to determine the effect Worklife-Policies, Work Involvement, and Work-Family Conflict on Turnover Intention of employees at PT. Sinar Bodhi Cipta, Tanjungpinang. This type of research uses a quantitative descriptive method. The sample in this study consisted of 93 people, namely employees of PT. The sample technique used in this study was the distribution of proportion sampling. The data analysis method used consisted of testing the quality of the data (validity). and reliability) Test classic assumptions (normality, heteroscedasticity, multicolonierity, and autocorrelation) Hypothesis test (t test and f test), multiple linear regression test and coefficient of determination. The results can be concluded that the work-life policies, Job Involvement, and Workfamily Conflict variables partially or simultaneously have a positive and significant effect on employee turnover intention at PT Sinar Bodhi Cipta, Tanjungpinang with a contribution of R square of 73.1%
Co-Authors Abdul Aziz Maulana, Muhammad Iqbal