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All Journal INFO ARTHA Bisman (Bisnis dan Manajemen): The Journal of Business and Management CONSEN: Indonesian Journal of Community Services and Engagement
Ambang Aries Yudanto, Ambang Aries
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Religion Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Physics Social Sciences Other

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Journal : CONSEN: Indonesian Journal of Community Services and Engagement

 1 
Transformation of Village Entrepreneurship: Financial Literacy as a Driver of Economic Independence for Borrowers of BUMDesa Bersama in Serang Regency: Transformasi Kewirausahaan Desa: Literasi Keuangan sebagai Pendorong Kemandirian Ekonomi Bagi Debitur BUMDesa Bersama di Kabupaten Serang Raharjo, Taufik; Suhendra, Maman; Yudanto, Ambang Aries; Setiya, Tanda; Arianty, Erny
CONSEN: Indonesian Journal of Community Services and Engagement Vol. 5 No. 2 (2025): Consen: Indonesian Journal of Community Services and Engagement (In Press)
Publisher : Institut Riset dan Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57152/consen.v5i2.2034

Abstract

The aim of this community service (PKM) initiative is to facilitate the improvement of financial literacy among debtors of BUMDesma LKD across Serang Regency. The execution of this PKM activity was conducted in three phases: Planning, Implementation, and Evaluation to attain best outcomes. During the planning phase, the team formulated the PKM activity idea, which consists of three primary steps: assessing the financial management attributes of the borrowers, delivering financial management training to the debtors, and offering post-training mentorship. In the implementation phase, debtor characteristics were discerned through observations and interviews of 22 debtors from 18 BUMDesma LKD throughout 17 sub-districts in Serang Regency. The second stage entailed administering financial management instruction for the debtors utilizing a practical financial management methodology known as "GoDisKo." The concluding phase of the implementation emphasized post-training mentorship. The evaluation, as the last activity, demonstrated that the beginning phase substantially facilitated the following training phase, allowing for successful and efficient training execution. Nevertheless, the mentoring phase was suboptimal owing to the inherent preferences of the debtors, who exhibited a diminished propensity to engage with online media for mentoring purposes.
Co-Authors Arianty, Erny Setiya, Tanda Suhendra, Maman Taufik Raharjo, Taufik