Enika Diana Batubara
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Analisis Perkembangan LKNB Syariah dalam Meningkatkan Sustainable Development Goals di Indonesia Muhammad Fadil Zuhri; Mutiara Liza; Wildan Syahputra; Enika Diana Batubara
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 2 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i2.19284

Abstract

AbstractThis research discusses the development of the role of sharia LKNB in improving Sustainable Development Goals in Indonesia. The research method used is descriptive qualitative. The result is that sharia LKNB in Indonesia has not increased because one of the sharia LKNB products, namely pension funds and insurance, has not increased the achievement of poverty alleviation and gender equality as the goals of the SDGs in Indonesia. This research is expected to be a trigger for both the government and the private sector to make sukuk as financing for SDGs-based programs. In addition, to invite the general public to be able to compress in participating in developing the State and be active in achieving the SDGs goals.Keywoards: Sharia LKNB, Sustainable Development Goals
Analisis Faktor-Faktor yang Mempengaruhi Minat Bertransaksi Masyarakat Non Muslim pada Bank Syariah (Studi pada Bank Syariah) Siti Arawiyyah Ardi; Maulana Alghifari; Restu Tumanggor; Enika Diana Batubara
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 2 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i2.19940

Abstract

AbstrakIslamic banks are sharia-based intermediaries that serve both Muslims and non-Muslims. The Islamic banking system is based on a profit-sharing system, namely a modern, universal, and open Islamic banking system for all Indonesian people. The domestic industrial market is heterogeneous and has different beliefs. Islamic banking in Indonesia is growing and developing, although its market share is still small at around 4.9%. This study analyzes the factors that influence the interest of non-Muslim students in doing business in Islamic banks. The results of the study show that the factors that influence Islamic bank transactions are. variable information, product, price and promotion, clearly have a positive effect. However, the location variable does not have a significant positive effect.Keywords: Islamic Banks, Non-Muslims, Multiple Linear Regression.
ALP (Accounting, Legal, Psychology) Devices as the Sustainability of Diforce Women's Lives (Case Study: Diforce Women Registered at the Medan High Religious Court) Yenni Ramadhani Harahap; Roos Nelly; Amelia Alsa; Muslim, Muslim; Enika Diana Batubara; Hariyati Lubis; T. Elfira Rahmayati; TM. Adriansyah
Jurnal Ekonomi Vol. 13 No. 04 (2024): Edition October -December 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sumatra Island has the highest population with the highest divorce rate in the last six years (katadata.co.id). This condition has an effect on women in force, such as the results of Soraya's research (2013) which states that the post-divorce impacts experienced by young women are psychological, economic, and social impacts that are felt to be negative and ostracized by the surrounding community. The use of ALP (Accounting, Legal, Psychology) devices can be used as an effort to carry out the sustainability of women's lives in force. The purpose of the research is to help women in force PA Medan Class IA (case: divorce lawsuit) to avoid as early as possible the negative impacts of post-divorce such as psychological, economic, legal blindness so that they are able to carry out their sustainability of life well and healthily through ALP (Accounting, Legal, Psychology) devices in an integrated manner in the form of procedures (Journaling). The research method used is descriptive method, field research, quasi-experiment; The data analysis method uses a non-equivalent control group design (non-equivalent pretest – posttest), meaning that this experiment was created with observations under artificial conditions where these conditions were created and regulated by the researcher. Results And Discussion study This is the categorization of research subject scores at the time of pretest and at the time of posttest . After being given treatment activities using the ALP Device through Journaling, it can be seen that there is an increase in the score of Diforce Women's Life Sustainability in research subjects in terms of financial health, legal literacy, and mental health (self-esteem and spiritual) as well as physical health. This means that this ALP device can be a new innovation in the world of education in the fields of accounting, law, psychology as a tool for recovering from depressed conditions when women experience post-divorce so that they can continue their lives much better such as financial health, legal literacy, and mental health (self-esteem and spiritual) as well as physical health .