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All Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Muhammad Haris Hidayatulloh
UIN Maulana Malik Ibrahim Malang, Indonesia
Economics, Econometrics & Finance Social Sciences

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E-Money sebagai Instrument Pembayaran Micro Payment Dalam Perspektif Maqashid Syariah Siti Khozinatun Niam; Muhammad Haris Hidayatulloh
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i1.2569

Abstract

The current rapid development of technology has penetrated all aspects, including financial institutions with the existence of e-money digital financial services. The use of E-money as a payment system has shifted payment methods from cash to non-cash by the general public and Muslims. Then it is necessary to carry out a sharia review related to the use of e-money regarding the mechanism for using e-money, the contract used, and a review of sharia maqasyid. The type of research used is library research using descriptive analysis techniques. The results of the Electronic Money Transaction Mechanism (e-money), namely the operator can only be carried out by the issuer himself or another party, the operator who provides the infrastructure for its implementation. This then provides security guarantees for its users in transactions. Electronic money (e-money) in mashed shari'ah. guaranteed security, and guaranteed halal in the transaction. The contract is used in Electronic Money (e-money). Sales Purchase Agreement, Wadi'ah Agreement, and Ijarah Agreement. This contract is used when the issuer hires the services of a merchant who provides payment services. Keywords: Electronic Payment E-money, Maqashid Syariah
Konsep Pemikiran Ekonomi Islam Era Bani Umayah dan Relevansi  dengan Masa Sekarang  Muhammad Haris Hidayatulloh; Muhtadi Ridwan; Khusnuddin Khusnuddin
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i1.2673

Abstract

This study aims to provide an overview in the form of portraits of the thoughts of the Umayyad caliphs and what policies were implemented at that time, and what kind of relevance that can be made to the present. With this research concept, this journal uses qualitative research methods or literature study by collecting data both from books and articles related to that title. The results of this study found that the relevance that existed during the caliph era to the present that was most prominently applied was related to the issue of zakat and al Kharaj (tax). Of the two objects, the implementation that is happening at the present time is still not optimally carried out, of course this is because of the many problems that are occurring with the present. Not with the period when Umar bin Abdul Aziz led during the Umayyad dynasty, where economic inequality practically did not exist. Therefore, it needs to be implemented and maximized at the present time to optimize these two aspects, of course this is not impossible, especially since Indonesia is known for its predominantly Muslim population, of course this is very possible.” Keywords: Islamic Economic Thought, Umayyads, relevance.
Pengaruh Religiusitas dan Pengetahuan Produk Halal pada Minat Pembelian Produk E-commerce pada Mahasiswa UIN Jawa Timur Moh Holilur Rohman; Lifia Lifia; Muhammad Haris Hidayatulloh
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i1.4884

Abstract

Interest in buying in Indonesia is very important in the world of e-commerce every year increasing from 2017 there were 70.8 million to predictions for 2024 as many as 189.6 e-commerce users, this is not spared by students where the electronic world dominates, namely university students spread across Indonesia, 100% Islamic students are at UIN. The purpose of this study was to see halal labeling as mediation in buying interest in e-commerce products with religiosity and knowledge of halal products as variable Z by using the SmartPLS analysis tool. The results of this study show that the mediation aspect of halal labeling on religion has a full mediation effect, while halal labeling has a partial mediation effect on the interest in buying e-commerce products in UIN students in East Java. Meanwhile, religiosity has no effect on purchase intention with a t-statistic value of 1.430 <1.96 and a p-value of 0.153 > 0.05. on aspects of religiosity. Keywords: Religiosity, Knowledge of Halal Products, Purchase Intention.
Co-Authors Ahmad Muhtadi Ridwan Khusnuddin Khusnuddin Lifia Lifia Moh Holilur Rohman Siti Khozinatun Niam