Article Per Year (5 Year)
p-Index From 2021 - 2026
0
P-Index
This Author published in this journals
All Journal Jurnal Administrasi Bisnis
Harry J Sumampouw
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
ANALISIS KREDIT MACET (PT. BANK SULUT, TBK DI MANADO) Fransisca Claudya Mewoh; Harry J Sumampouw; Lucky F Tamengkel F Tamengkel
JURNAL ADMINISTRASI BISNIS Vol. 4 No. 1 (2016): jurnal administrasi bisnis
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35797/jab.v4.i1.%p

Abstract

This study is based on that: The extension of credit by the bank must pay attention to the principles of sound lending. To gain confidence, such as the explanation of Article 8 of Law No. 10 of 1998 on banking, namely: "In memberkan credit, banks are required to conduct thorough research on the character (character), ability (capacity), capital (capital), reserves ( collateral), the economic condition of the debtor (condition ofeconomy). This is to keep possibilities diharpkan not happen. "The purpose of this study was to determine what factors-factors that cause bad loans to PT Bank Tbk in Manado North Sulawesi. This study used descriptive qualitative method by using analysis of financial ratios of NPLs in the calculation of non-performing loans through the financial balance sheet of the Bank. These bad loans are known term collectability or non-performing loans and the global banking industry. Bank Indonesia classifies non earning credits in three categories: Category less smooth, Doubtful and Loss. It can be seen that the collectibility of the loans less lancer in 2013 fell by 74.39%. While the collectibility of doubtful loans only increased by 36.48%. And for collectability loans jammed category fell by 11.98%. A large amount of non-performing loans in 2012 amounted to Rp.38,162 million and in 2013 the number of non-performing loans fell by Rp.30.820 million. The percentage decline of 19.24%. This decrease indicates that the management PT.Bank Sulut in performance to overcome the problems of bad loans is very positive and good, especially in efforts collectibility of the loans in the category far less smooth and jammed.Kata Kunci : Kredit Macet
ANALISIS PENGELOLAAN MODAL KERJA PADA PT. JASA RAHARJA (PERSERO) TBK. Aprinsi Salombe; Johny Revo Elia Tampi; Harry J Sumampouw
JURNAL ADMINISTRASI BISNIS Vol. 5 No. 1 (2017): JURNAL ADMINISTRASI BISNIS
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35797/jab.v5.i1.%p

Abstract

ABSTRACT : Working capital management involves two types of links between elements of the balance sheet. First, regarding the relationship between types of property and how to finance this treasure. Second, regarding the determination of the level of total current assets to be possesse. The purpose of this study was to analyze the extent sufficient levels of working capital at PT. Prog (Persero) Tbk. In financing operations and then contribute to the improvement of corporate profits in the future. This type of research is descriptive study researcher-evaluative. The analysis tool that I use is a comparative analysis of financial statements, analysis of sources and uses of working capital, and evaluation using working capital adequacy ratio at Pt. Prog (Persero) Tbk. These results indicate that: 1. The results of the analysis of the comparative financial statements for three periods to see the changes (up or down) of all the components, such as current assets, total assets, current liabilities, total debt and equity, an average of nearly all components increased significantly from year to year, thus contributing an increase in working capital: 2. The result of the analysis of working capital adequacy ratio was found that the level of efficiency and effectiveness of working capital management is maintained so as not found the funds idle (idle fund).  Keywords: Working Capital Management, Comparative Financial Statements, Working Capital Adequacy Ratio.
Co-Authors Aprinsi Salombe Fransisca Claudya Mewoh Johny Revo Elia Tampi Lucky F Tamengkel F Tamengkel