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All Journal OKTAL : Jurnal Ilmu Komputer dan Sains Jurnal Riset Multidisiplin Edukasi
Nurul Musthofa
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Astronomy Chemistry Computer Science & IT Electrical & Electronics Engineering Social Sciences Other

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Perancangan Aplikasi E-Commerce Spare-Part Komputer Berbasis Web Menggunakan CodeIgniter Pada Dhamar Putra Computer Kota Tangerang Nurul Musthofa; Mochamad Adhari Adiguna
OKTAL : Jurnal Ilmu Komputer dan Sains Vol 1 No 03 (2022): OKTAL : Jurnal Ilmu Komputer dan Sains
Publisher : CV. Multi Kreasi Media

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Abstract

The use of the internet is increasingly widespread and leads to the business world starting to use the internet as a medium for selling and buying. Dhamar Putra Computer is a company engaged in the field of computer spare parts, where customers purchase products by directly coming to the Dhamar Putra Computer store. To provide a solution, e-commerce is created where customers can buy products easily without having to come to the store, and companies can more easily provide information to customers which will affect selling power. In the development of e-commerce, the author uses the waterfall method, as for the design using UML (Unified Modeling Language) which consists of use case diagrams, activity diagrams and sequence diagrams. For database design using ERD (Entity Relationship Diagram), while in making the web, the author uses the PHP programming language and framework CodeIgniter version 3 and MySQL as the database media. Keywords: E-Commerce, Waterfall, PHP, UML, CodeIgniter, MySQL
ANASLISIS PERSEPSI MAHASISWA TERHADAP PENGGUNAAN PAYLATER DAN DAMPAKNYA TERHADAP PERRILAKU KEUANGAN Achmarul Fajar; Aditya Iskandar Syah; Rifki Riyadi; Saniman; Nurul Musthofa
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 6 (2026): Jurnal Riset Multidisiplin Edukasi (Juni 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i6.2182

Abstract

This study, entitled "Analysis of Student Perceptions on the Use of Paylater and Its Impact on Financial Behavior," was written by Aditya Iskandar Syah, Rifki Riyadi, Saniman, and Nurul Musthofa from the Faculty of Economics and Business, Universitas Madura. This study aims to analyze student perceptions of the use of paylater services and their impact on financial behavior in the digital era. The research method used was a descriptive qualitative approach, with data collection techniques through interviews, observation, and documentation. The study sample consisted of 200 students who use paylater services such as Shopee Paylater, GoPayLater, Kredivo, and Akulaku, selected using a purposive sampling technique. The results show that students have a positive perception of paylater services because they are considered practical, easy to use, and offer easy payment options and various attractive promotions. However, the use of paylater also leads to increased consumer behavior, impulsive buying, and habitual behavior among students. Furthermore, low financial literacy and the influence of modern lifestyles also influence students' behavior in using paylater services. This study concludes that while using PayLater provides positive impacts in the form of transaction convenience and short-term financial assistance, it can also negatively impact financial management if used excessively. Therefore, improving financial literacy and self-control is necessary so that students can use PayLater services wisely and responsibly.
Co-Authors Achmarul Fajar Aditya Iskandar Syah Mochamad Adhari Adiguna Rifki Riyadi Saniman