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Basic Concepts of Sharia Finance And Practices In Sharia Banking In Indonesia Havis Aravik; Achmad Irwan Hamzani; Nur Khasanah
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 9 No 1 (2023): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v9i1.842

Abstract

Financing is one of the duties of banking as a financial intermediary institution. Funding is needed to support the smooth running of the business and for planned investments. This study discusses the basic concepts of Islamic financing and the practices of Islamic banking in Indonesia. This research is library research where all the data used comes from library data relevant to the topic under study which comes from books, journals, papers, and other document sources and is verified, interpreted, and analyzed both content and others. The result is that financing is funding provided to certain parties to facilitate investment and has been designed in such a way both for its own sake and the institution. In the practice of Islamic banking in Indonesia, two financing models are very widely used because they are minimal in risk and easy to implement, namely murabaha and mudharabah financing.
Review of Junaid Al-Baghdadi's Sophistic Economic Thoughts Havis Aravik; Achmad Irwan Hamzani; Nur Khasanah
Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Vol 9, No 1 (2023): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v9i1.12077

Abstract

This study aims to determine Junaid al-Baghdadi's sufistic economic thought. This research is included in qualitative research based on field data. Qualitative descriptive analysis technique that focuses on content analysis. The results show that Junaid al-Baghdadi is one of the Sufi figures in Islam whose thoughts outside of Sufism have contributed greatly to the development and study of Islamic economics. Mitsaq's trilogy of thought, Fana' and Tawhid are very important as a way for people to get close to Allah in their various worship activities, including in the economic field. Because Junaid, like other Islamic economic thinkers, believes that doing business to seek sustenance is part of worshiping Allah. Economic motives must be oriented towards Allah's pleasure, and bring about maslahah, not mafsadah. So that they can be held accountable later in the hereafter and get blessings.